Savings Account with 4.75% APY
from Synchrony Bank
Savings Account Features Guide
Interest Rate |
APY |
4.75% |
Minimum deposit amount |
$0.00 |
Maximum deposit amount |
N/A |
Balance Requirements |
Minimum Opening Deposit |
- |
Minimum Balance to Avoid Fees |
- |
Minimum Required Balance |
- |
Fees |
Monthly Maintenance Fee |
N/A |
Foreign ATM Fees |
N/A |
Insufficient Funds Fee |
$25.00 |
Incoming Wires |
$15.00 |
Account Opening |
Open Online |
Yes |
Insured by |
F.D.I.C.
|
Statements |
Paper Statements |
× |
Online Statements |
Yes |
Online and Telephone Banking |
Online Banking |
Yes |
Telephone Banking |
Yes |
Mobile Banking |
Yes |
Deposit Checks with Mobile Device |
Yes |
Free Bill Pay |
Yes |
Online Bill Payments Required |
Yes |
Account Description
• Account may be set up for personal trusts.
• Synchrony Bank High Yield Savings or Money Market accounts don’t require a minimum balance or incur service fees. However, if the account is left with a $0 balance for greater than 60 days, it may be subject to closure.
• Interest is compounded daily and credited monthly on the statement date.
Rate History
Date
|
APY
|
August 20, 2023 |
4.50%
|