Best Auto Loans 3-Year for Rhode Island, RI

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September 24, 2022

Average Rate: 5.32%

  • USAA FSB
    Updated 2022-09-23
    4.240 %
    $741
  • Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
  • Pentagon
    2.140 % $1,435.19 Credit Union with nearby branch - View
  • Bank Of America, National Association
    2.590 % $1,445.04 Bank with nearby branch - View

    Disclosure: Auto loan preferred interest rate discount of 0.25% to 0.50% is valid only for customers who are enrolled in Preferred Rewards or Banking Rewards for Wealth Management at the time of auto loan application and who obtain a Bank of America auto purchase or refinance loan. The maximum preferred interest rate discount on a Bank of America auto loan is 0.50%. This preferred interest rate discount is not reflected in our published rates on our website but will be reflected in the interest rate quoted upon loan approval. Discounts are only available on auto loan applications submitted by you to Bank of America and not applications submitted through dealerships. Benefit is non-transferable. Subject to credit approval. Standard underwriting guidelines and credit policies apply.

  • Foxboro Federal Savings
    2.990 % $1,453.84 Bank with nearby branch - View
  • Navy Federal Credit Union
    2.990 % $1,453.84 Credit Union with nearby branch - View
  • State Employees Cu Of Maryland, Inc
    2.990 % $1,453.84 Credit Union with nearby branch - View
  • Virginia Credit Union, Inc.,
    2.990 % $1,453.84 Credit Union with nearby branch - View
  • Jovia Financial
    3.090 % $1,456.04 Credit Union with nearby branch - View
  • Eastman
    3.300 % $1,460.68 Credit Union with nearby branch - View
  • Banknewport
    4.250 % $1,481.77 Bank with nearby branch - View
  • The Washington Trust Company, Of Westerly
    4.250 % $1,481.77 Bank with nearby branch - View
  • U.s. Bank National Association
    4.590 % $1,489.36 Bank with nearby branch - View

    Disclosure: Rates as low as 4.59% APR (Annual Percentage Rate) are available for 3-year auto loans $10,000 and higher at 100% loan-to-value (LTV) or less. Rates may be higher for loans to purchase a vehicle from a private party, smaller loan amounts, longer terms, vehicles older than 6 model years and a lower credit score. In order to receive the lowest rate advertised, a setup of automatic payments from a U.S. Bank personal checking account is required. Automatic payments are not required for loan approval. The Consumer Pricing Information brochure lists fees, terms and conditions that apply to U.S. Bank personal checking accounts. This brochure can be obtained by visiting a U.S. Bank branch or calling 800.872.2657. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Loan payment example: a $10,000 automobile loan at a 36-month term, monthly payments would be $297.87 and APR of 4.59%. An early closure fee of 1% of the original loan amount applies if the account is closed within 1 year, with a $50 minimum and $100 maximum. There may be a title registration fee which is determined by your state of residence. Offer is subject to credit qualifications. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association.

  • Capital One, National Association
    4.760 % $1,493.16 Bank with nearby branch - View
  • Freedom National Bank
    5.490 % $1,509.57 Bank with nearby branch - View
  • United Nations
    5.500 % $1,509.80 Credit Union with nearby branch - View

    Disclosure: Rates for new cars may be discounted by 0.25% for every 5.00% down payment, up to a maximum discount of 1.00%. Term will determine actual APR.