Best Auto Loans 4-Year for Michigan, MI

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April 18, 2024

Average Rate: 7.36%

Advertiser Disclosure

  • Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
  • Apco Employees

    2.450 % $1,094.60 Credit Union with nearby branch - View
  • Pentagon

    2.740 % $1,100.98 Credit Union with nearby branch - View
  • Virginia Credit Union, Inc.,

    2.990 % $1,106.50 Credit Union with nearby branch - View
  • Atlanta Postal

    2.990 % $1,106.50 Credit Union with nearby branch - View
  • State Employees Cu Of Maryland, Inc

    3.240 % $1,112.03 Credit Union with nearby branch - View
  • Eastman

    3.300 % $1,113.36 Credit Union with nearby branch - View
  • Michigan State University

    3.390 % $1,115.36 Credit Union with nearby branch - View

    Disclosure: Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's individual credit score.

  • Huron Valley State Bank

    3.495 % $1,117.69 Bank with nearby branch - View

    Disclosure: Annual Percentage Rates based on a $10,000 loan with a $75.00 processing fee.

  • Jpmorgan Chase Bank, National Association

    3.590 % $1,119.80 Bank with nearby branch - View
  • Navy Federal Credit Union

    3.690 % $1,122.03 Credit Union with nearby branch - View
  • Dfcu Financial

    3.740 % $1,123.14 Credit Union with nearby branch - View

    Disclosure: Risk Based: The APR (Annual Percentage Rate) you receive is based on your credit worthiness and the term of your loan. Please ask us for the initial rate that you qualify for. Preferred Rates with Auto Pay: As shown in the above APR (Annual Percentage Rate), you will receive a discount of 0.25% on your interest rate with automatic payment from a DFCU Financial checking or savings account. Preferred rates are not available for Personal Lines of Credit, Credit Cards, Share Loans, Home Equity Lines of Credit or any other Unsecured Loan. Late Charges: If your payment is more than 15 days late you will be charged a $20 late fee. DFCU Financial reserves the right to change rates at any time prior to loan closing.

  • Lake Michigan

    3.990 % $1,128.73 Credit Union with nearby branch - View
  • Westfield Bank

    4.126 % $1,131.77 Bank with nearby branch - View
  • Premier Bank

    4.130 % $1,131.86 Bank with nearby branch - View
  • Capital One, National Association

    5.120 % $1,154.18 Bank with nearby branch - View
  • Peoplesbank, A Codorus Valley Company

    5.240 % $1,156.91 Bank with nearby branch - View
  • Pnc Bank, National Association

    5.340 % $1,159.18 Bank with nearby branch - View

    Disclosure: Annual Percentage Rates: Annual Percentage Rate (APR) shown available to well-qualified applicants for auto loans in amounts of $7500.00 to $14999.00 with a repayment term of 12-48 months and secured by a 2014-2023 model year non-commercial vehicle with up to 100,000 miles (certain additional restrictions apply for vehicles with mileage from 80,000 to 100,000). The lowest rates are available to well-qualified applicants. Your actual APR may be higher than the lowest available rate and will be based upon multiple factors such as credit qualifications, loan amount, repayment term, model year, automated payment from a PNC checking account and number of days to first payment. APRs for a loan amount of $7500.00 to $14999.00 with a 12-48 month repayment term and secured by a 2014-2023 model year auto range from 5.34% to 16.64%. Other rates may be applicable for different loan amounts, repayment terms and model years. APRs include a 0.25% discount for automated payment from a PNC checking account. Automated payment must be set up at loan closing to qualify for the 0.25% discount. If automated payment is discontinued, you may no longer receive an automated payment discount and your rate will increase 0.25%. Loan Payment Example: The monthly payment per $1,000 borrowed at 5.34% APR for a term of 48 months would require 48 monthly payments of $23.18 based on 30 days to first payment. The monthly payment per $1,000 borrowed at 16.64% APR for a term of 12 months would require 12 monthly payments of $91.03 based on 30 days to first payment. Credit is subject to approval. Certain restrictions and conditions apply. Rates, terms and conditions are as of Tue Oct 04 16:44:49 EDT 2022 and subject to change at any time. Based on $7500.00 to $14999.00 for 12-48 months. Payments are estimated. Your actual payment may vary based on loan amount, APR and term.

  • First Community

    5.490 % $1,162.60 Credit Union with nearby branch - View
  • United Nations

    5.500 % $1,162.82 Credit Union with nearby branch - View

    Disclosure: Rates for new cars may be discounted by 0.25% for every 5.00% down payment, up to a maximum discount of 1.00%. Term will determine actual APR.

  • Jovia Financial

    5.790 % $1,169.44 Credit Union with nearby branch - View
  • Athol Savings Bank

    6.740 % $1,191.29 Bank with nearby branch - View
  • Fall River Five Cents Savings Bank

    7.000 % $1,197.31 Bank with nearby branch - View

    Disclosure: Rates posted for automobile loans reflect a reduction of .25% by having the loan payment automatically deducted from a BankFive checking account. Relationship Checking account customers qualify for an additional .25% rate reduction for a total of .50% rate reduction. Subject to credit approval. Fees may apply.

  • Unity Bank

    7.500 % $1,208.95 Bank with nearby branch - View