Best Auto Loans 4-Year for Ohio, OH

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April 19, 2024

Average Rate: 7.67%

Advertiser Disclosure

  • Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
  • Apco Employees

    2.450 % $1,094.60 Credit Union with nearby branch - View
  • Pentagon

    2.740 % $1,100.98 Credit Union with nearby branch - View
  • Virginia Credit Union, Inc.,

    2.990 % $1,106.50 Credit Union with nearby branch - View
  • Atlanta Postal

    2.990 % $1,106.50 Credit Union with nearby branch - View
  • Wright-patt Credit Union, Inc.

    3.190 % $1,110.92 Credit Union with nearby branch - View
  • State Employees Cu Of Maryland, Inc

    3.240 % $1,112.03 Credit Union with nearby branch - View
  • Eastman

    3.300 % $1,113.36 Credit Union with nearby branch - View
  • Jpmorgan Chase Bank, National Association

    3.590 % $1,119.80 Bank with nearby branch - View
  • Navy Federal Credit Union

    3.690 % $1,122.03 Credit Union with nearby branch - View
  • Wayne Savings Community Bank

    3.900 % $1,126.72 Bank with nearby branch - View
  • Ohio Catholic

    3.990 % $1,128.73 Credit Union with nearby branch - View

    Disclosure: The advertised rate is the minimum rate available and may vary based on creditworthiness and term; no other loan discounts may be used in conjunction with this offer. Member must have a credit score of 750 or higher for stated promotional rate. This offer is only available on consumer vehicle loans, not commercial vehicles. Vehicle insurance is required. Loans financed on a 72-month term must be for $20,000 or greater. Loans currently financed through Ohio Catholic FCU cannot be refinanced with this offer. To receive promotional offer, automatic monthly payments (AFT) from an Ohio Catholic FCU checking account must be set up. 36-Month Auto Loan Payment Example: A loan of $15,000 for 36 months at 1.99% (2.75% APR with a maximum loan documentation and VSI fee total of $175) would have a fixed monthly payment of $434.58. 60-Month Auto Loan Payment Example: A loan of $15,000 for 60 months at 2.75% (3.22% APR with a maximum loan documentation and VSI fee total of $175) would have a fixed monthly payment of $270.99. 72-Month Auto Loan Payment Example: A loan of $20,000 for 72 months at 3.25% (3.55% APR with a maximum loan documentation and VSI fee total of $175) would have a fixed monthly payment of $308.79. Ohio Catholic FCU may change or discontinue the program at any time without notice. Payment example does not reflect optional 90 days to first payment. Interest and credit insurance premiums accrue during the 90-day no pay period.

  • Westfield Bank

    4.126 % $1,131.77 Bank with nearby branch - View
  • Premier Bank

    4.130 % $1,131.86 Bank with nearby branch - View
  • Mechanics Bank

    4.240 % $1,134.33 Bank with nearby branch - View

    Disclosure: Discounted Rate With Auto Payment Mechanics customers with a deposit account and automatic payment earn an extra 0.25% rate discount!

  • The Commercial And Savings Bank Of Millersburg, Ohio

    4.490 % $1,139.95 Bank with nearby branch - View
  • Capital One, National Association

    5.120 % $1,154.18 Bank with nearby branch - View
  • Peoplesbank, A Codorus Valley Company

    5.240 % $1,156.91 Bank with nearby branch - View
  • Pnc Bank, National Association

    5.340 % $1,159.18 Bank with nearby branch - View

    Disclosure: Annual Percentage Rates: Annual Percentage Rate (APR) shown available to well-qualified applicants for auto loans in amounts of $7500.00 to $14999.00 with a repayment term of 12-48 months and secured by a 2014-2023 model year non-commercial vehicle with up to 100,000 miles (certain additional restrictions apply for vehicles with mileage from 80,000 to 100,000). The lowest rates are available to well-qualified applicants. Your actual APR may be higher than the lowest available rate and will be based upon multiple factors such as credit qualifications, loan amount, repayment term, model year, automated payment from a PNC checking account and number of days to first payment. APRs for a loan amount of $7500.00 to $14999.00 with a 12-48 month repayment term and secured by a 2014-2023 model year auto range from 5.34% to 16.64%. Other rates may be applicable for different loan amounts, repayment terms and model years. APRs include a 0.25% discount for automated payment from a PNC checking account. Automated payment must be set up at loan closing to qualify for the 0.25% discount. If automated payment is discontinued, you may no longer receive an automated payment discount and your rate will increase 0.25%. Loan Payment Example: The monthly payment per $1,000 borrowed at 5.34% APR for a term of 48 months would require 48 monthly payments of $23.18 based on 30 days to first payment. The monthly payment per $1,000 borrowed at 16.64% APR for a term of 12 months would require 12 monthly payments of $91.03 based on 30 days to first payment. Credit is subject to approval. Certain restrictions and conditions apply. Rates, terms and conditions are as of Tue Oct 04 16:44:49 EDT 2022 and subject to change at any time. Based on $7500.00 to $14999.00 for 12-48 months. Payments are estimated. Your actual payment may vary based on loan amount, APR and term.

  • First Community

    5.490 % $1,162.60 Credit Union with nearby branch - View
  • United Nations

    5.500 % $1,162.82 Credit Union with nearby branch - View

    Disclosure: Rates for new cars may be discounted by 0.25% for every 5.00% down payment, up to a maximum discount of 1.00%. Term will determine actual APR.

  • Jovia Financial

    5.790 % $1,169.44 Credit Union with nearby branch - View
  • Athol Savings Bank

    6.740 % $1,191.29 Bank with nearby branch - View
  • Fall River Five Cents Savings Bank

    7.000 % $1,197.31 Bank with nearby branch - View

    Disclosure: Rates posted for automobile loans reflect a reduction of .25% by having the loan payment automatically deducted from a BankFive checking account. Relationship Checking account customers qualify for an additional .25% rate reduction for a total of .50% rate reduction. Subject to credit approval. Fees may apply.

  • Unity Bank

    7.500 % $1,208.95 Bank with nearby branch - View