Banc of California, National Association

Branches

Your current location is: New York, NY

Banc of California, National Association Locations

Rates - February 18, 2019

Your current location is: New York, NY

CD RATES APY MIN MAX
3 Mo CD
0.30% $1 $24,999 Compare
3 Mo CD
0.30% $100,000 $249,999 Compare
6 Mo CD
0.50% $1 $24,999 Compare
6 Mo CD
0.50% $100,000 $249,999 Compare
Special: 10 Mo CD
2.25% $25,000 - Compare
1.00% $1 $24,999 Compare
Special: 12 Mo CD
2.50% $25,000 - Compare
Special: 12 Mo CD
2.65% $25,000 - Compare
2.50% $100,000 $249,999 Compare
2.65% $1 $24,999 Compare
Special: 18 Mo CD
2.65% $25,000 - Compare
2.65% $100,000 $249,999 Compare
2.65% $1 $24,999 Compare
2.65% $100,000 $249,999 Compare
2.00% $1 $24,999 Compare
2.00% $100,000 $249,999 Compare
2.05% $1 $24,999 Compare
2.05% $100,000 $249,999 Compare
2.15% $1 $24,999 Compare
2.15% $100,000 $249,999 Compare
SAVINGS RATES APY MIN MAX
MM RATES APY MIN MAX
Money Market
0.10% $1 $4,999 Compare
Money Market
0.15% $5,000 $24,999 Compare
Money Market
0.20% $25,000 $99,999 Compare
FIXED IRA RATES APY MIN MAX
Fixed IRA
1.00% $1 $24,999
VARIABLE IRA RATES APY MIN MAX
Var IRA
0.15% $1 $4,999
INT CHECKING RATES APY MIN MAX
0.05% $1 $4,999

Overview 2019

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35498
Date Established 1941
Assets $10.25 billion
Loans $7.23 billion
Deposits $7.44 billion
Capital $1.08 billion

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.37 billion
Interest-bearing balances $0.34 billion
Total securities $2.06 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $7.23 billion
Loan loss allowance $0.06 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.05 billion
All other assets $0.42 billion
     Total Assets $9.18 billion

LIABILITIES
Total deposits $7.44 billion
      Interest-bearing deposits $6.34 billion
      Deposits held in domestic offices $7.44 billion
      % insured (estimated) 51.86%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $1.64 billion
Subordinated debt $0.00 billion
All other liabilities $0.09 billion
      Total Liabilities $9.18 billion
      Shareholders’ Equity $1.08 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.31 billion
Total Interest Expense $0.09 billion
Net interest income $0.22 billion
Provision for loan and lease losses $0.02 billion
Total non interest income $0.01 billion
Total non interest expense $0.16 billion
Pre-tax Net Operating Income $0.05 billion

Banc of California, National Association is an FDIC insured institution headquartered at 3 Macarthur Place, Santa Ana, CA 92707.
It was founded in 1941 and has approximately $10 billion in assets. Customers can open an account at one of its 40 branches.

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only.

  • 1
    LOCAL SAVINGS
    Bank
    CALIFORNIA
    $50,000
    N.A.
    1.60%
    7.88x (National Avg. - 0.20%)
    $10,000
    -
    SCENARIO
    Year Rate
    1.60%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 800 560
    2 50,800 813 569
    3 51,613 826 578
    4 52,439 839 587
    5 53,278 852 597
    6 54,130 866 606
    7 54,996 880 616
    8 55,876 894 626
    9 56,770 908 636
    10 57,678 923 646
    11 58,601 938 656
    12 59,539 953 667
    13 60,492 968 678
    14 61,459 983 688
    15 62,443 999 699
    16 63,442 1,015 711
    17 64,457 1,031 722
    18 65,488 1,048 733
    19 66,536 1,065 745
    20 67,601 1,082 757
    TOTAL $18,682 $13,078
  • 2
    ONLINE SAVINGS
    Online Bank
    -
    $50,000
    N.A.
    2.45%
    12.07x (National Avg. - 0.20%)
    $25,000
    -
    SCENARIO
    Year Rate
    2.45%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,225 858
    2 51,225 1,255 879
    3 52,480 1,286 900
    4 53,766 1,317 922
    5 55,083 1,350 945
    6 56,433 1,383 968
    7 57,815 1,416 992
    8 59,232 1,451 1,016
    9 60,683 1,487 1,041
    10 62,170 1,523 1,066
    11 63,693 1,560 1,092
    12 65,253 1,599 1,119
    13 66,852 1,638 1,147
    14 68,490 1,678 1,175
    15 70,168 1,719 1,203
    16 71,887 1,761 1,233
    17 73,648 1,804 1,263
    18 75,452 1,849 1,294
    19 77,301 1,894 1,326
    20 79,195 1,940 1,358
    TOTAL $31,135 $21,795