Bank OZK
Bank OZK is an FDIC insured institution headquartered at
18000 Cantrell Rd, Little Rock, AR 72223.
It was founded in
1903 and has approximately $26 billion in
assets. Customers can open an account at one of its 270 branches.
Deposit Rates - March 25, 2023
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.05% | $2,500 | Compare |
CD RATES | APY | MIN | |
---|---|---|---|
Special: 11 Mo CD
|
1.00% | $1,000 | Compare |
30 Mo CD
|
0.50% | $10,000 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.20% | $2,500 | Compare |
Money Market
|
0.20% | $10,000 | Compare |
Money Market
|
0.10% | $10,000 | Compare |
Money Market
|
0.20% | $25,000 | Compare |
Money Market
|
0.15% | $25,000 | Compare |
FIXED IRA RATES | APY | MIN |
---|---|---|
Special: 11 Mo FIRA
|
1.00% | $1,000 |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.05% | $2,500 |
Featured Home Equity Rates
-
Sponsored
-
New American Funding, LLC
NMLS ID: 6606 / Updated 2023-03-25Cash-Out and Home Equity Options Available. $0 -
AimLoan.com NMLS#2890
NMLS ID: 2890 / Updated 2023-03-25Home Equity Loan - 15 Year Fixed Rate $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. $0 -
6.740 %
$0 - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
New American Funding, LLC
NMLS ID: 66066.394% $1,538 Fees & Points $4,094 Total
0.986 Pts ($2,465)
$1,629 Fees -
Eligibility.org
NMLS ID: Not lenderFees & Points Total
Pts ($0)
$0 Fees - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Overview 2023
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 110 |
Date Established | 1903 |
Assets | $ 25.92 billion |
Loans | $ 19.31 billion |
Deposits | $ 20.40 billion |
Capital | $ 4.54 billion |
Summary Balance Sheet
ASSETS | |
Cash & Balances due from depository institutions | $ 895.82 million |
Interest-bearing balances | $ 713.35 million |
Total securities | $ 3.53 billion |
Federal funds sold and reverse repurchase | N.A. |
Net loans and leases | $ 19.31 billion |
Loan loss allowance | $ 200.10 million |
Trading account assets | $ 2.48 million |
Bank premises and fixed assets | N.A. |
Other real estate owned | $ 6.28 million |
Goodwill and other intangibles | $ 664.73 million |
All other assets | $ 1,162.34 million |
Total Assets | $ 21.69 billion |
LIABILITIES | |
Total deposits | $ 20.40 billion |
Interest-bearing deposits | $ 15.58 billion |
Deposits held in domestic offices | $ 20.40 billion |
% insured (estimated) | 60.19% |
Federal funds purchased and repurchase agreements | $ 6.45 million |
Trading liabilities | N.A. |
Other borrowed funds | $ 500.03 million |
Subordinated debt | $ 468.19 million |
All other liabilities | $ 352.81 millionn |
Total Liabilities | $ 21.69 billion |
Shareholders’ Equity | $ 4.23 billion |
Summary Income Statement
INCOME AND EXPENSES | |
Total Interest Income | $ 867.15 million |
Total Interest Expense | $ 57.39 million |
Net interest income | $ 809.75 million |
Provision for loan and lease losses | $ 50.99 million |
Total non interest income | $ 86.96 million |
Total non interest expense | $ 332.71 million |
Pre-tax Net Operating Income | $ 344.70 million |
Customer Reviews for Bank OZK
Branches
Click on location and enter new zip number to change.
Your current location is: Ashburn, VA
View Branches Statewide →
View Branches Nationwide →
Bank OZK Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL CDBankARKANSAS$50,00011 Month1.00%N.A.$1,000-SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 500 350 2 50,500 505 354 3 51,005 510 357 4 51,515 515 361 5 52,030 520 364 6 52,551 526 368 7 53,076 531 372 8 53,607 536 375 9 54,143 541 379 10 54,684 547 383 11 55,231 552 387 12 55,783 558 390 13 56,341 563 394 14 56,905 569 398 15 57,474 575 402 16 58,048 580 406 17 58,629 586 410 18 59,215 592 415 19 59,807 598 419 20 60,405 604 423 TOTAL $11,010 $7,707 - 2LOCAL CDOnline Bank-$50,00060 Month4.10%5.06x (National Avg. - 0.81%)$2,500-SCENARIO
Year Rate
4.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,050 1,435 2 52,050 2,134 1,494 3 54,184 2,222 1,555 4 56,406 2,313 1,619 5 58,718 2,407 1,685 6 61,126 2,506 1,754 7 63,632 2,609 1,826 8 66,241 2,716 1,901 9 68,957 2,827 1,979 10 71,784 2,943 2,060 11 74,727 3,064 2,145 12 77,791 3,189 2,233 13 80,980 3,320 2,324 14 84,300 3,456 2,419 15 87,757 3,598 2,519 16 91,355 3,746 2,622 17 95,100 3,899 2,729 18 98,999 4,059 2,841 19 103,058 4,225 2,958 20 107,284 4,399 3,079 TOTAL $61,682 $43,178 - 3LOCAL CDOnline Bank-$50,00024 Month4.30%7.76x (National Avg. - 0.55%)$2,500-SCENARIO
Year Rate
4.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,150 1,505 2 52,150 2,242 1,570 3 54,392 2,339 1,637 4 56,731 2,439 1,708 5 59,171 2,544 1,781 6 61,715 2,654 1,858 7 64,369 2,768 1,938 8 67,137 2,887 2,021 9 70,024 3,011 2,108 10 73,035 3,140 2,198 11 76,175 3,276 2,293 12 79,451 3,416 2,391 13 82,867 3,563 2,494 14 86,430 3,717 2,602 15 90,147 3,876 2,713 16 94,023 4,043 2,830 17 98,066 4,217 2,952 18 102,283 4,398 3,079 19 106,681 4,587 3,211 20 111,268 4,785 3,349 TOTAL $66,053 $46,237 - 4LOCAL CDOnline Bank-$50,00012 Month4.50%10.25x (National Avg. - 0.44%)$2,500-SCENARIO
Year Rate
4.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,250 1,575 2 52,250 2,351 1,646 3 54,601 2,457 1,720 4 57,058 2,568 1,797 5 59,626 2,683 1,878 6 62,309 2,804 1,963 7 65,113 2,930 2,051 8 68,043 3,062 2,143 9 71,105 3,200 2,240 10 74,305 3,344 2,341 11 77,648 3,494 2,446 12 81,143 3,651 2,556 13 84,794 3,816 2,671 14 88,610 3,987 2,791 15 92,597 4,167 2,917 16 96,764 4,354 3,048 17 101,119 4,550 3,185 18 105,669 4,755 3,329 19 110,424 4,969 3,478 20 115,393 5,193 3,635 TOTAL $70,586 $49,410
There are currently no comments for Bank OZK. Be the first to share your experience. Please provide comments that will help others.