Berkshire Bank

Branches

Your current location is: New York, NY

Berkshire Bank Locations

Rates - May 26, 2019

Your current location is: New York, NY

CD RATES APY MIN MAX
3 Mo CD
0.05% $1,000 - Compare
6 Mo CD
0.10% $1,000 - Compare
12 Mo CD
0.15% $1,000 - Compare
Special: 13 Mo CD
2.20% $5,000 - Compare
Special: 13 Mo CD
2.40% $5,000 - Compare
18 Mo CD
0.50% $1,000 - Compare
Special: 20 Mo CD
2.25% $5,000 - Compare
Special: 20 Mo CD
2.45% $5,000 - Compare
24 Mo CD
0.50% $200 - Compare
30 Mo CD
0.60% $1,000 - Compare
36 Mo CD
0.90% $1,000 - Compare
Special: 37 Mo CD
2.25% $5,000 - Compare
48 Mo CD
1.10% $1,000 - Compare
60 Mo CD
1.25% $1,000 - Compare
Special: 60 Mo CD
2.25% $5,000 - Compare
SAVINGS RATES APY MIN MAX
Savings
0.05% $10 - Compare
Savings
0.10% $10 - Compare
MM RATES APY MIN MAX
Money Market
0.05% $1,000 $9,999 Compare
Money Market
0.10% $10,000 $24,999 Compare
Money Market
0.15% $25,000 $49,999 Compare
FIXED IRA RATES APY MIN MAX
2.10% $1,000 $9,999,999
Fixed IRA
2.05% $1,000 -
VARIABLE IRA RATES APY MIN MAX
Var IRA
0.15% $10 -
INT CHECKING RATES APY MIN MAX
Int Ckg
0.02% $10 -

Overview 2019

General Bank Information

FDIC Insured Yes
FDIC Certificate # 23621
Date Established 1846
Assets $12.19 billion
Loans $9.08 billion
Deposits $9.06 billion
Capital $1.55 billion

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.14 billion
Interest-bearing balances $0.04 billion
Total securities $1.83 billion
Federal funds sold and reverse repurchase $0.04 billion
Net loans and leases $9.08 billion
Loan loss allowance $0.06 billion
Trading account assets $0.05 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.55 billion
All other assets $0.39 billion
     Total Assets $10.64 billion

LIABILITIES
Total deposits $9.06 billion
      Interest-bearing deposits $7.38 billion
      Deposits held in domestic offices $9.06 billion
      % insured (estimated) 69.93%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.03 billion
Other borrowed funds $1.44 billion
Subordinated debt $0.00 billion
All other liabilities $0.11 billion
      Total Liabilities $10.64 billion
      Shareholders’ Equity $1.55 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.47 billion
Total Interest Expense $0.11 billion
Net interest income $0.36 billion
Provision for loan and lease losses $0.03 billion
Total non interest income $0.10 billion
Total non interest expense $0.30 billion
Pre-tax Net Operating Income $0.14 billion

Berkshire Bank is an FDIC insured institution headquartered at 24 North Street, Pittsfield, MA 1201.
It was founded in 1846 and has approximately $12 billion in assets. Customers can open an account at one of its 122 branches.