Banks | Columbia Bank

Columbia Bank


Columbia Bank is an FDIC insured institution headquartered at 19-01 Route 208, Fair Lawn, NJ 7410.
It was founded in 1926 and has approximately $9 billion in assets. Customers can open an account at one of its 48 branches.

Deposit Rates - December 3, 2022

SAVINGS RATES APY MIN
Savings
0.15% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.35% $10,000 Compare
6 Mo CD
0.35% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
18 Mo CD
0.45% $10,000 Compare
18 Mo CD
0.45% $100,000 Compare
24 Mo CD
0.45% $10,000 Compare
24 Mo CD
0.45% $100,000 Compare
36 Mo CD
0.45% $10,000 Compare
36 Mo CD
0.45% $100,000 Compare
48 Mo CD
0.75% $10,000 Compare
48 Mo CD
0.75% $100,000 Compare
60 Mo CD
0.90% $10,000 Compare
60 Mo CD
0.90% $100,000 Compare
MM RATES APY MIN
Money Market
0.25% $2,500 Compare
Money Market
0.50% $10,000 Compare
Money Market
0.50% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500

Overview 2022

General Bank Information

FDIC Insured Yes
FDIC Certificate # 28834
Date Established 1926
Assets $ 9.44 billion
Loans $ 6.77 billion
Deposits $ 7.89 billion
Capital $ 992.44 million

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $ 100.72 million
Interest-bearing balances $ 22.74 million
Total securities $ 1,825.74 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 6.77 billion
Loan loss allowance $ 49.23 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 122.95 million
All other assets $ 526.68 million
     Total Assets $ 8.45 billion

LIABILITIES
Total deposits $ 7.89 billion
      Interest-bearing deposits $ 6.05 billion
      Deposits held in domestic offices $ 7.89 billion
      % insured (estimated) 75.67%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 384.54 million
Subordinated debt N.A.
All other liabilities $ 172.42 millionn
      Total Liabilities $ 8.45 billion
      Shareholders’ Equity $ 992.44 million

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $ 137.91 million
Total Interest Expense $ 14.30 million
Net interest income $ 123.61 million
Provision for loan and lease losses $ 2.56 million
Total non interest income $ 13.52 million
Total non interest expense $ 74.96 million
Pre-tax Net Operating Income $ 59.61 million

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Columbia Bank Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only.

  • 1
    LOCAL CD
    Columbia Bank
    Bank
    NEW JERSEY
    $50,000
    6 Month
    0.35%
    1.25x (National Avg. - 0.28%)
    $10,000
    -
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 2
    LOCAL CD
    Bask Bank, a division of Texas Capital Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    6 Month
    4.00%
    14.23x (National Avg. - 0.28%)
    $0
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689
  • 3
    ONLINE CD
    Discover Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    12 Month
    4.00%
    9.39x (National Avg. - 0.43%)
    $2,500
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689
  • 4
    LOCAL CD
    Blue Foundry Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    9 Month
    4.00%
    N.A.
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689
  • 5
    LOCAL CD
    Gateway First Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    6 Month
    4.09%
    14.56x (National Avg. - 0.28%)
    $25,000
    -
    SCENARIO
    Year Rate
    4.09%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,045 1,432
    2 52,045 2,129 1,490
    3 54,174 2,216 1,551
    4 56,389 2,306 1,614
    5 58,696 2,401 1,680
    6 61,096 2,499 1,749
    7 63,595 2,601 1,821
    8 66,196 2,707 1,895
    9 68,904 2,818 1,973
    10 71,722 2,933 2,053
    11 74,655 3,053 2,137
    12 77,709 3,178 2,225
    13 80,887 3,308 2,316
    14 84,195 3,444 2,411
    15 87,639 3,584 2,509
    16 91,223 3,731 2,612
    17 94,954 3,884 2,719
    18 98,838 4,042 2,830
    19 102,880 4,208 2,945
    20 107,088 4,380 3,066
    TOTAL $61,468 $43,028
  • 6
    ONLINE CD
    Discover Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    24 Month
    4.10%
    7.48x (National Avg. - 0.55%)
    $2,500
    -
    SCENARIO
    Year Rate
    4.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,050 1,435
    2 52,050 2,134 1,494
    3 54,184 2,222 1,555
    4 56,406 2,313 1,619
    5 58,718 2,407 1,685
    6 61,126 2,506 1,754
    7 63,632 2,609 1,826
    8 66,241 2,716 1,901
    9 68,957 2,827 1,979
    10 71,784 2,943 2,060
    11 74,727 3,064 2,145
    12 77,791 3,189 2,233
    13 80,980 3,320 2,324
    14 84,300 3,456 2,419
    15 87,757 3,598 2,519
    16 91,355 3,746 2,622
    17 95,100 3,899 2,729
    18 98,999 4,059 2,841
    19 103,058 4,225 2,958
    20 107,284 4,399 3,079
    TOTAL $61,682 $43,178
  • 7
    LOCAL CD
    Bask Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    12 Month
    4.10%
    9.62x (National Avg. - 0.43%)
    $0
    -
    SCENARIO
    Year Rate
    4.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,050 1,435
    2 52,050 2,134 1,494
    3 54,184 2,222 1,555
    4 56,406 2,313 1,619
    5 58,718 2,407 1,685
    6 61,126 2,506 1,754
    7 63,632 2,609 1,826
    8 66,241 2,716 1,901
    9 68,957 2,827 1,979
    10 71,784 2,943 2,060
    11 74,727 3,064 2,145
    12 77,791 3,189 2,233
    13 80,980 3,320 2,324
    14 84,300 3,456 2,419
    15 87,757 3,598 2,519
    16 91,355 3,746 2,622
    17 95,100 3,899 2,729
    18 98,999 4,059 2,841
    19 103,058 4,225 2,958
    20 107,284 4,399 3,079
    TOTAL $61,682 $43,178
  • 8
    ONLINE CD
    Gateway First Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    12 Month
    4.19%
    9.84x (National Avg. - 0.43%)
    $500
    -
    SCENARIO
    Year Rate
    4.19%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,095 1,467
    2 52,095 2,183 1,528
    3 54,278 2,274 1,592
    4 56,552 2,370 1,659
    5 58,922 2,469 1,728
    6 61,390 2,572 1,801
    7 63,963 2,680 1,876
    8 66,643 2,792 1,955
    9 69,435 2,909 2,037
    10 72,344 3,031 2,122
    11 75,376 3,158 2,211
    12 78,534 3,291 2,303
    13 81,824 3,428 2,400
    14 85,253 3,572 2,500
    15 88,825 3,722 2,605
    16 92,547 3,878 2,714
    17 96,424 4,040 2,828
    18 100,465 4,209 2,947
    19 104,674 4,386 3,070
    20 109,060 4,570 3,199
    TOTAL $63,629 $44,541
  • 9
    ONLINE CD
    Discover Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    60 Month
    4.25%
    5.28x (National Avg. - 0.81%)
    $2,500
    -
    SCENARIO
    Year Rate
    4.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,125 1,488
    2 52,125 2,215 1,551
    3 54,340 2,309 1,617
    4 56,650 2,408 1,685
    5 59,057 2,510 1,757
    6 61,567 2,617 1,832
    7 64,184 2,728 1,909
    8 66,912 2,844 1,991
    9 69,756 2,965 2,075
    10 72,720 3,091 2,163
    11 75,811 3,222 2,255
    12 79,033 3,359 2,351
    13 82,392 3,502 2,451
    14 85,893 3,650 2,555
    15 89,544 3,806 2,664
    16 93,349 3,967 2,777
    17 97,317 4,136 2,895
    18 101,453 4,312 3,018
    19 105,764 4,495 3,146
    20 110,259 4,686 3,280
    TOTAL $64,945 $45,462
  • 10
    LOCAL CD
    Gateway First Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    12 Month
    4.29%
    10.07x (National Avg. - 0.43%)
    $25,000
    -
    SCENARIO
    Year Rate
    4.29%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,145 1,502
    2 52,145 2,237 1,566
    3 54,382 2,333 1,633
    4 56,715 2,433 1,703
    5 59,148 2,537 1,776
    6 61,686 2,646 1,852
    7 64,332 2,760 1,932
    8 67,092 2,878 2,015
    9 69,970 3,002 2,101
    10 72,972 3,130 2,191
    11 76,102 3,265 2,285
    12 79,367 3,405 2,383
    13 82,772 3,551 2,486
    14 86,323 3,703 2,592
    15 90,026 3,862 2,703
    16 93,888 4,028 2,819
    17 97,916 4,201 2,940
    18 102,116 4,381 3,067
    19 106,497 4,569 3,198
    20 111,066 4,765 3,335
    TOTAL $65,831 $46,081
  • 11
    LOCAL CD
    North American Savings Bank, F.S.B. , ★ TOP PICK ★
    Bank
    -
    $50,000
    12 Month
    4.29%
    10.07x (National Avg. - 0.43%)
    $5,000
    -
    SCENARIO
    Year Rate
    4.29%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,145 1,502
    2 52,145 2,237 1,566
    3 54,382 2,333 1,633
    4 56,715 2,433 1,703
    5 59,148 2,537 1,776
    6 61,686 2,646 1,852
    7 64,332 2,760 1,932
    8 67,092 2,878 2,015
    9 69,970 3,002 2,101
    10 72,972 3,130 2,191
    11 76,102 3,265 2,285
    12 79,367 3,405 2,383
    13 82,772 3,551 2,486
    14 86,323 3,703 2,592
    15 90,026 3,862 2,703
    16 93,888 4,028 2,819
    17 97,916 4,201 2,940
    18 102,116 4,381 3,067
    19 106,497 4,569 3,198
    20 111,066 4,765 3,335
    TOTAL $65,831 $46,081


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