EnerBank USA

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EnerBank USA Locations

Deposit Rates - April 16, 2021

Overview 2021

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57293
Date Established 2002
Assets $ 3.14 billion
Loans $ 2.89 billion
Deposits $ 2.81 billion
Capital $ 285.62 million

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $ 140.38 million
Interest-bearing balances $ 101.72 million
Total securities $ 28.36 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 2.89 billion
Loan loss allowance $ 123.02 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 1.78 million
All other assets $ 81.61 million
     Total Assets $ 2.86 billion

LIABILITIES
Total deposits $ 2.81 billion
      Interest-bearing deposits $ 2.81 billion
      Deposits held in domestic offices $ 2.81 billion
      % insured (estimated) 99.92%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 51.05 millionn
      Total Liabilities $ 2.86 billion
      Shareholders’ Equity $ 285.62 million

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $ 260.71 million
Total Interest Expense $ 52.74 million
Net interest income $ 207.97 million
Provision for loan and lease losses $ 59.66 million
Total non interest income $ 6.99 million
Total non interest expense $ 80.13 million
Pre-tax Net Operating Income $ 75.17 million

EnerBank USA is an FDIC insured institution headquartered at 1245 E. Brickyard Road, Suite 600, Salt Lake City, UT 84106.
It was founded in 2002 and has approximately $3 billion in assets. Customers can open an account at one of its 1 branches.