New York Community Bank
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New York Community Bank Locations
Deposit Rates - August 8, 2022
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.05% | $2,500 | Compare |
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
0.15% | $10,000 | Compare |
6 Mo CD
|
0.15% | $100,000 | Compare |
Special: 7 Mo CD
|
0.75% | $500 | Compare |
12 Mo CD
|
0.15% | $10,000 | Compare |
12 Mo CD
|
0.15% | $100,000 | Compare |
18 Mo CD
|
0.15% | $10,000 | Compare |
18 Mo CD
|
0.15% | $100,000 | Compare |
24 Mo CD
|
0.15% | $10,000 | Compare |
24 Mo CD
|
0.15% | $100,000 | Compare |
30 Mo CD
|
0.15% | $10,000 | Compare |
30 Mo CD
|
0.15% | $100,000 | Compare |
36 Mo CD
|
0.15% | $10,000 | Compare |
36 Mo CD
|
0.15% | $100,000 | Compare |
48 Mo CD
|
0.15% | $10,000 | Compare |
48 Mo CD
|
0.15% | $100,000 | Compare |
60 Mo CD
|
0.15% | $10,000 | Compare |
60 Mo CD
|
0.15% | $100,000 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.03% | $2,500 | Compare |
Money Market
|
0.03% | $10,000 | Compare |
Money Market
|
0.05% | $25,000 | Compare |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.02% | $2,500 |
Featured Home Equity Rates
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NMLS ID: 2890 / Updated 2022-08-08Home Equity Loan - 15 Year Fixed Rate $0 - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Rocket Mortgage
NMLS ID: 30306.129% $1,498 Fees & Points $3,750 Total
1.000 Pts ($2,500)
$1,250 Fees -
4.667% $1,286 Fees & Points $1,208 Total
0.483 Pts ($1,208)
$0 Fees -
First Citizens Bank
NMLS ID: 5039415.332% $1,381 Fees & Points $2,305 Total
0.922 Pts ($2,305)
$0 Fees -
New American Funding
NMLS ID: 66065.394% $1,381 Fees & Points $4,066 Total
0.975 Pts ($2,438)
$1,629 Fees -
First Citizens Bank
NMLS ID: 5039415.332% $1,381 Fees & Points $2,305 Total
0.922 Pts ($2,305)
$0 Fees -
Rocket Mortgage
NMLS ID: 30306.129% $1,498 Fees & Points $3,750 Total
1.000 Pts ($2,500)
$1,250 Fees -
4.960% $1,324 Fees & Points $2,460 Total
0.586 Pts ($1,465)
$995 Fees -
4.667% $1,286 Fees & Points $1,208 Total
0.483 Pts ($1,208)
$0 Fees -
Quicken Loans NMLS #3030
NMLS ID: 30306.644% $1,581 Fees & Points $3,750 Total
1.000 Pts ($2,500)
$1,250 Fees - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Overview 2022
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 16022 |
Date Established | 1859 |
Assets | $ 60.96 billion |
Loans | $ 46.56 billion |
Deposits | $ 38.09 billion |
Capital | $ 7.40 billion |
Summary Balance Sheet
ASSETS | |
Cash & Balances due from depository institutions | $ 2.64 billion |
Interest-bearing balances | $ 2.44 billion |
Total securities | $ 5.63 billion |
Federal funds sold and reverse repurchase | $ 264.38 million |
Net loans and leases | $ 46.56 billion |
Loan loss allowance | $ 196.66 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | $ 2.67 million |
Goodwill and other intangibles | $ 2.42 billion |
All other assets | $ 2.94 billion |
Total Assets | $ 53.57 billion |
LIABILITIES | |
Total deposits | $ 38.09 billion |
Interest-bearing deposits | $ 33.66 billion |
Deposits held in domestic offices | $ 38.09 billion |
% insured (estimated) | 70.23% |
Federal funds purchased and repurchase agreements | $ 800.00 million |
Trading liabilities | N.A. |
Other borrowed funds | $ 13.88 billion |
Subordinated debt | N.A. |
All other liabilities | $ 789.57 millionn |
Total Liabilities | $ 53.57 billion |
Shareholders’ Equity | $ 7.40 billion |
Summary Income Statement
INCOME AND EXPENSES | |
Total Interest Income | $ 429.26 million |
Total Interest Expense | $ 87.86 million |
Net interest income | $ 341.41 million |
Provision for loan and lease losses | N.A. |
Total non interest income | $ 14.09 million |
Total non interest expense | $ 137.10 million |
Pre-tax Net Operating Income | $ 220.21 million |
New York Community Bank is an FDIC insured institution headquartered at
102 Duffy Avenue, Hicksville, NY 11801.
It was founded in
1859 and has approximately $61 billion in
assets. Customers can open an account at one of its 250 branches.
Customer Reviews for New York Community Bank (3)
Rated 1.00 stars out of 5 - based on 3 reviews
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL CDBankNEW YORK$50,0006 Month0.15%0.55x (National Avg. - 0.27%)$10,000-SCENARIO
Year Rate
0.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 75 53 2 50,075 75 53 3 50,150 75 53 4 50,225 75 53 5 50,301 75 53 6 50,376 76 53 7 50,452 76 53 8 50,527 76 53 9 50,603 76 53 10 50,679 76 53 11 50,755 76 53 12 50,831 76 53 13 50,907 76 53 14 50,984 76 54 15 51,060 77 54 16 51,137 77 54 17 51,214 77 54 18 51,290 77 54 19 51,367 77 54 20 51,444 77 54 TOTAL $1,522 $1,065 - 2ONLINE CDOnline Bank-$50,00012 Month1.65%4.03x (National Avg. - 0.41%)$1,000-SCENARIO
Year Rate
1.65%Annual
InterestAnnual Interest
(After Tax)1 50,000 825 578 2 50,825 839 587 3 51,664 852 597 4 52,516 867 607 5 53,383 881 617 6 54,263 895 627 7 55,159 910 637 8 56,069 925 648 9 56,994 940 658 10 57,934 956 669 11 58,890 972 680 12 59,862 988 691 13 60,850 1,004 703 14 61,854 1,021 714 15 62,874 1,037 726 16 63,912 1,055 738 17 64,966 1,072 750 18 66,038 1,090 763 19 67,128 1,108 775 20 68,235 1,126 788 TOTAL $19,361 $13,553 - 3LOCAL CDBank-$50,00024 Month2.76%5.16x (National Avg. - 0.54%)$500-SCENARIO
Year Rate
2.76%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,380 966 2 51,380 1,418 993 3 52,798 1,457 1,020 4 54,255 1,497 1,048 5 55,753 1,539 1,077 6 57,292 1,581 1,107 7 58,873 1,625 1,137 8 60,498 1,670 1,169 9 62,167 1,716 1,201 10 63,883 1,763 1,234 11 65,646 1,812 1,268 12 67,458 1,862 1,303 13 69,320 1,913 1,339 14 71,233 1,966 1,376 15 73,199 2,020 1,414 16 75,220 2,076 1,453 17 77,296 2,133 1,493 18 79,429 2,192 1,535 19 81,621 2,253 1,577 20 83,874 2,315 1,620 TOTAL $36,189 $25,332 - 4LOCAL CDBank-$50,00036 Month3.06%4.84x (National Avg. - 0.63%)$500-SCENARIO
Year Rate
3.06%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,530 1,071 2 51,530 1,577 1,104 3 53,107 1,625 1,138 4 54,732 1,675 1,172 5 56,407 1,726 1,208 6 58,133 1,779 1,245 7 59,912 1,833 1,283 8 61,745 1,889 1,323 9 63,634 1,947 1,363 10 65,581 2,007 1,405 11 67,588 2,068 1,448 12 69,656 2,131 1,492 13 71,788 2,197 1,538 14 73,985 2,264 1,585 15 76,249 2,333 1,633 16 78,582 2,405 1,683 17 80,986 2,478 1,735 18 83,465 2,554 1,788 19 86,019 2,632 1,843 20 88,651 2,713 1,899 TOTAL $41,364 $28,954 - 5LOCAL CDBank-$50,00012 Month2.51%6.14x (National Avg. - 0.41%)$500-SCENARIO
Year Rate
2.51%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,255 879 2 51,255 1,287 901 3 52,542 1,319 923 4 53,860 1,352 946 5 55,212 1,386 970 6 56,598 1,421 994 7 58,019 1,456 1,019 8 59,475 1,493 1,045 9 60,968 1,530 1,071 10 62,498 1,569 1,098 11 64,067 1,608 1,126 12 65,675 1,648 1,154 13 67,323 1,690 1,183 14 69,013 1,732 1,213 15 70,745 1,776 1,243 16 72,521 1,820 1,274 17 74,341 1,866 1,306 18 76,207 1,913 1,339 19 78,120 1,961 1,373 20 80,081 2,010 1,407 TOTAL $32,091 $22,464
Laura C
July 30, 2022 |
That signature card that they email you and require that you upload a jpeg of your signature. pay close attention to it. It has your account number on it. If you submit the jpeg signature before you write down the number, you will never be able to set up online banking!
jy5
March 21, 2022 |
They charge an account closure fee if you close within 6 months. Something to be avoided in this environment with rates about to go up. They're also really nasty on the phone. Something to be avoided in any environment.
JNH
February 14, 2022 |
Just a tremendously bad bank to avoid at all costs.