Banks | NASB

NASB


NASB is an FDIC insured institution headquartered at 125th And South 71 Highway, Grandview, MO 64030.
It was founded in 1923 and has approximately $2 billion in assets. Customers can open an account at one of its 11 branches.

Deposit Rates - January 27, 2023

CD RATES APY MIN
12 Mo CD
4.76% $5,000 Compare

Loan Rates - January 27, 2023

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
15 Year Fixed Conforming
5.80% $2,082.99
20 Year Fixed Conforming
6.04% $1,797.00
30 Year Fixed Conforming
6.53% $1,585.43
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
15 Year Fixed Conforming
5.80% $2,082.99
20 Year Fixed Conforming
6.04% $1,797.00
30 Year Fixed Conforming
6.04% $1,505.47
See Other Mortgage Rates →

Overview 2023

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29708
Date Established 1923
Assets $ 2.48 billion
Loans $ 1,985.30 million
Deposits $ 1,383.53 million
Capital $ 396.30 million

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $ 206.60 million
Interest-bearing balances $ 200.49 million
Total securities $ 173.48 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,985.30 million
Loan loss allowance $ 28.99 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 6.34 million
Goodwill and other intangibles $ 27.85 million
All other assets $ 61.57 million
     Total Assets $ 2.08 billion

LIABILITIES
Total deposits $ 1,383.53 million
      Interest-bearing deposits $ 1,220.42 million
      Deposits held in domestic offices $ 1,383.53 million
      % insured (estimated) 87.71%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 668.42 million
Subordinated debt N.A.
All other liabilities $ 27.56 millionn
      Total Liabilities $ 2.08 billion
      Shareholders’ Equity $ 396.30 million

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $ 50.49 million
Total Interest Expense $ 6.45 million
Net interest income $ 44.05 million
Provision for loan and lease losses N.A.
Total non interest income $ 34.52 million
Total non interest expense $ 54.58 million
Pre-tax Net Operating Income $ 23.99 million


*Should any logos, images or public notes appear on this page,they do so courtesy of NASB and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.

Customer Reviews for NASB (3)

Rated 3.67 stars out of 5 - based on 3 reviews

  • Great rate, easily application process. It is the only rate as of today that beats a 13-month Treas so makes sense for anyone like me in Florida or another 0 state tax.

  • Couldn't complete the application. Too many hoops to jump through with the ID verification and meanwhile the rate became less competitive.

  • I was a little concerned about opening an account with an unknown bank that had not appeared here before, but this was quite easy.

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Branches

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NASB Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only.

  • 1
    ONLINE CD
    North American Savings Bank, F.S.B. , ★ TOP PICK ★
    Bank
    -
    $50,000
    12 Month
    4.76%
    11.04x (National Avg. - 0.43%)
    $5,000
    -
    SCENARIO
    Year Rate
    4.76%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,380 1,666
    2 52,380 2,493 1,745
    3 54,873 2,612 1,828
    4 57,485 2,736 1,915
    5 60,222 2,867 2,007
    6 63,088 3,003 2,102
    7 66,091 3,146 2,202
    8 69,237 3,296 2,307
    9 72,533 3,453 2,417
    10 75,985 3,617 2,532
    11 79,602 3,789 2,652
    12 83,391 3,969 2,779
    13 87,361 4,158 2,911
    14 91,519 4,356 3,049
    15 95,875 4,564 3,195
    16 100,439 4,781 3,347
    17 105,220 5,008 3,506
    18 110,228 5,247 3,673
    19 115,475 5,497 3,848
    20 120,972 5,758 4,031
    TOTAL $76,730 $53,711
  • 2
    LOCAL CD
    Discover Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    12 Month
    4.15%
    9.63x (National Avg. - 0.43%)
    $2,500
    -
    SCENARIO
    Year Rate
    4.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,075 1,453
    2 52,075 2,161 1,513
    3 54,236 2,251 1,576
    4 56,487 2,344 1,641
    5 58,831 2,441 1,709
    6 61,273 2,543 1,780
    7 63,815 2,648 1,854
    8 66,464 2,758 1,931
    9 69,222 2,873 2,011
    10 72,095 2,992 2,094
    11 75,087 3,116 2,181
    12 78,203 3,245 2,272
    13 81,448 3,380 2,366
    14 84,828 3,520 2,464
    15 88,349 3,666 2,567
    16 92,015 3,819 2,673
    17 95,834 3,977 2,784
    18 99,811 4,142 2,900
    19 103,953 4,314 3,020
    20 108,267 4,493 3,145
    TOTAL $62,760 $43,932
  • 3
    LOCAL CD
    Discover Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    24 Month
    4.30%
    7.80x (National Avg. - 0.55%)
    $2,500
    -
    SCENARIO
    Year Rate
    4.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,150 1,505
    2 52,150 2,242 1,570
    3 54,392 2,339 1,637
    4 56,731 2,439 1,708
    5 59,171 2,544 1,781
    6 61,715 2,654 1,858
    7 64,369 2,768 1,938
    8 67,137 2,887 2,021
    9 70,024 3,011 2,108
    10 73,035 3,140 2,198
    11 76,175 3,276 2,293
    12 79,451 3,416 2,391
    13 82,867 3,563 2,494
    14 86,430 3,717 2,602
    15 90,147 3,876 2,713
    16 94,023 4,043 2,830
    17 98,066 4,217 2,952
    18 102,283 4,398 3,079
    19 106,681 4,587 3,211
    20 111,268 4,785 3,349
    TOTAL $66,053 $46,237
  • 4
    LOCAL CD
    Discover Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    60 Month
    4.40%
    5.45x (National Avg. - 0.81%)
    $2,500
    -
    SCENARIO
    Year Rate
    4.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,200 1,540
    2 52,200 2,297 1,608
    3 54,497 2,398 1,679
    4 56,895 2,503 1,752
    5 59,398 2,614 1,829
    6 62,012 2,729 1,910
    7 64,740 2,849 1,994
    8 67,589 2,974 2,082
    9 70,563 3,105 2,173
    10 73,667 3,241 2,269
    11 76,909 3,384 2,369
    12 80,293 3,533 2,473
    13 83,825 3,688 2,582
    14 87,514 3,851 2,695
    15 91,364 4,020 2,814
    16 95,384 4,197 2,938
    17 99,581 4,382 3,067
    18 103,963 4,574 3,202
    19 108,537 4,776 3,343
    20 113,313 4,986 3,490
    TOTAL $68,299 $47,809


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