Pinnacle Bank

Branches

Your current location is: New York, NY

Pinnacle Bank Locations

Rates - August 19, 2018

Your current location is: New York, NY

CD RATES APY MIN MAX
3 Mo CD 10K
0.35% $1,000 $249,999 Compare
06MCD100K
0.65% $1,000 $249,999 Compare
12MCD100K
0.70% $1,000 $249,999 Compare
18MCD100K
0.90% $1,000 $249,999 Compare
24MCD100K
1.05% $1,000 $249,999 Compare
30MCD100K
1.10% $1,000 $249,999 Compare
36MCD100K
1.15% $1,000 $249,999 Compare
48MCD100K
1.25% $1,000 $249,999 Compare
60MCD100K
1.25% $1,000 $249,999 Compare
SAVINGS RATES APY MIN MAX
Savings 2.5K
0.03% $1 - Compare
FIXED IRA RATES APY MIN MAX
FIXIRA0K
0.70% $1,000 $249,999
MM RATES APY MIN MAX
MM 2.5K
0.03% $1 $4,999 Compare
MM 10K
0.03% $5,000 $14,999 Compare
MM 25K
0.03% $15,000 - Compare
PREMM RATES APY MIN MAX
Premium MM 10K
0.05% $10,000 $24,999 Compare
Premium MM 25K
0.10% $25,000 $49,999 Compare
INT CHECKING RATES APY MIN MAX
Int Ckg 0K
0.03% $1 $2,499
Int Ckg 2.5K
0.03% $2,500 $9,999

Overview 2018

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35583
Date Established 2000
Assets $22.81 billion
Loans $16.37 billion
Deposits $16.59 billion
Capital $3.88 billion

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.37 billion
Interest-bearing balances $0.24 billion
Total securities $3.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $16.37 billion
Loan loss allowance $0.07 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.02 billion
Goodwill and other intangibles $1.84 billion
All other assets $0.93 billion
     Total Assets $18.93 billion

LIABILITIES
Total deposits $16.59 billion
      Interest-bearing deposits $12.31 billion
      Deposits held in domestic offices $16.59 billion
      % insured (estimated) 53.86%
Federal funds purchased and repurchase agreements $0.13 billion
Trading liabilities $0.00 billion
Other borrowed funds $1.98 billion
Subordinated debt $0.13 billion
All other liabilities $0.10 billion
      Total Liabilities $18.93 billion
      Shareholders’ Equity $3.88 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.21 billion
Total Interest Expense $0.03 billion
Net interest income $0.18 billion
Provision for loan and lease losses $0.01 billion
Total non interest income $0.04 billion
Total non interest expense $0.10 billion
Pre-tax Net Operating Income $0.11 billion

Pinnacle Bank is an FDIC insured institution headquartered at 150 3rd Avenue South, Nashville, TN 37201.
It was founded in 2000 and has approximately $23 billion in assets. Customers can open an account at one of its 131 branches.

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only.

  • 1
    LOCAL CD
    Bank
    TENNESSEE
    $50,000
    3 Month
    0.35%
    1.12x (National Avg. - 0.31%)
    $1,000
    -
    SCENARIO
    $compareResults
    Year Rate
    0.35%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 2
    ONLINE CD
    Online Bank
    -
    $50,000
    12 Month
    2.40%
    3.03x (National Avg. - 0.79%)
    $25,000
    -
    SCENARIO
    $compareResults
    Year Rate
    2.40%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,200 840
    2 51,200 1,229 860
    3 52,429 1,258 881
    4 53,687 1,288 902
    5 54,976 1,319 924
    6 56,295 1,351 946
    7 57,646 1,384 968
    8 59,030 1,417 992
    9 60,446 1,451 1,015
    10 61,897 1,486 1,040
    11 63,383 1,521 1,065
    12 64,904 1,558 1,090
    13 66,461 1,595 1,117
    14 68,056 1,633 1,143
    15 69,690 1,673 1,171
    16 71,362 1,713 1,199
    17 73,075 1,754 1,228
    18 74,829 1,796 1,257
    19 76,625 1,839 1,287
    20 78,464 1,883 1,318
    TOTAL $30,347 $21,243
  • 3
    ONLINE CD
    Online Bank
    -
    $50,000
    12 Month
    2.45%
    3.09x (National Avg. - 0.79%)
    $500
    -
    SCENARIO
    $compareResults
    Year Rate
    2.45%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,225 858
    2 51,225 1,255 879
    3 52,480 1,286 900
    4 53,766 1,317 922
    5 55,083 1,350 945
    6 56,433 1,383 968
    7 57,815 1,416 992
    8 59,232 1,451 1,016
    9 60,683 1,487 1,041
    10 62,170 1,523 1,066
    11 63,693 1,560 1,092
    12 65,253 1,599 1,119
    13 66,852 1,638 1,147
    14 68,490 1,678 1,175
    15 70,168 1,719 1,203
    16 71,887 1,761 1,233
    17 73,648 1,804 1,263
    18 75,452 1,849 1,294
    19 77,301 1,894 1,326
    20 79,195 1,940 1,358
    TOTAL $31,135 $21,795
  • 4
    ONLINE CD
    Online Bank
    -
    $50,000
    36 Month
    2.55%
    2.08x (National Avg. - 1.23%)
    $500
    -
    SCENARIO
    $compareResults
    Year Rate
    2.55%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,275 893
    2 51,275 1,308 915
    3 52,583 1,341 939
    4 53,923 1,375 963
    5 55,298 1,410 987
    6 56,709 1,446 1,012
    7 58,155 1,483 1,038
    8 59,638 1,521 1,065
    9 61,158 1,560 1,092
    10 62,718 1,599 1,120
    11 64,317 1,640 1,148
    12 65,957 1,682 1,177
    13 67,639 1,725 1,207
    14 69,364 1,769 1,238
    15 71,133 1,814 1,270
    16 72,947 1,860 1,302
    17 74,807 1,908 1,335
    18 76,714 1,956 1,369
    19 78,671 2,006 1,404
    20 80,677 2,057 1,440
    TOTAL $32,734 $22,914
  • 5
    ONLINE CD
    Online Bank
    -
    $50,000
    60 Month
    3.00%
    1.88x (National Avg. - 1.60%)
    $500
    -
    SCENARIO
    $compareResults
    Year Rate
    3.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,500 1,050
    2 51,500 1,545 1,082
    3 53,045 1,591 1,114
    4 54,636 1,639 1,147
    5 56,275 1,688 1,182
    6 57,964 1,739 1,217
    7 59,703 1,791 1,254
    8 61,494 1,845 1,291
    9 63,339 1,900 1,330
    10 65,239 1,957 1,370
    11 67,196 2,016 1,411
    12 69,212 2,076 1,453
    13 71,288 2,139 1,497
    14 73,427 2,203 1,542
    15 75,629 2,269 1,588
    16 77,898 2,337 1,636
    17 80,235 2,407 1,685
    18 82,642 2,479 1,735
    19 85,122 2,554 1,788
    20 87,675 2,630 1,841
    TOTAL $40,306 $28,214