Banks | Santander Bank, N.A.

Santander Bank, N.A.

Branches

Your current location is: New York, NY

Santander Bank, N.A. Locations

Rates - February 18, 2019

Your current location is: New York, NY

CD RATES APY MIN MAX
0.10% $10,000 $49,999 Compare
0.10% $100,000 $249,999 Compare
0.10% $10,000 $49,999 Compare
0.10% $100,000 $249,999 Compare
12 Mo CD
0.10% $10,000 $49,999 Compare
12 Mo CD
0.10% $100,000 $249,999 Compare
18 Mo CD
0.20% $10,000 $49,999 Compare
18 Mo CD
0.20% $100,000 $249,999 Compare
24 Mo CD
0.20% $10,000 $49,999 Compare
24 Mo CD
0.20% $100,000 $249,999 Compare
30 Mo CD
0.20% $10,000 $49,999 Compare
36 Mo CD
0.30% $10,000 $49,999 Compare
36 Mo CD
0.30% $100,000 - Compare
48 Mo CD
0.30% $10,000 $49,999 Compare
48 Mo CD
0.30% $100,000 - Compare
60 Mo CD
0.30% $10,000 $49,999 Compare
60 Mo CD
0.30% $100,000 - Compare
SAVINGS RATES APY MIN MAX
Savings
0.03% $1 - Compare
Compare with 2.45% APY Savings Builder from CIT Bank | Advertiser Disclosure ADVERTISEMENT
FIXED IRA RATES APY MIN MAX
Fixed IRA
0.10% $500 $9,999
VARIABLE IRA RATES APY MIN MAX
Var IRA
0.10% $1 $9,999
INT CHECKING RATES APY MIN MAX
0.10% $1 $74,999

Overview 2019

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29950
Date Established 1907
Assets $74.20 billion
Loans $49.37 billion
Deposits $55.85 billion
Capital $13.24 billion

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $2.92 billion
Interest-bearing balances $2.23 billion
Total securities $13.29 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $49.37 billion
Loan loss allowance $0.53 billion
Trading account assets $0.34 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.02 billion
Goodwill and other intangibles $3.75 billion
All other assets $4.15 billion
     Total Assets $60.96 billion

LIABILITIES
Total deposits $55.85 billion
      Interest-bearing deposits $43.71 billion
      Deposits held in domestic offices $55.55 billion
      % insured (estimated) 63.04%
Federal funds purchased and repurchase agreements $0.25 billion
Trading liabilities $0.25 billion
Other borrowed funds $3.30 billion
Subordinated debt $0.13 billion
All other liabilities $1.19 billion
      Total Liabilities $60.96 billion
      Shareholders’ Equity $13.24 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $1.86 billion
Total Interest Expense $0.32 billion
Net interest income $1.54 billion
Provision for loan and lease losses $0.06 billion
Total non interest income $0.42 billion
Total non interest expense $1.48 billion
Pre-tax Net Operating Income $0.43 billion

Santander Bank, N.A. is an FDIC insured institution headquartered at 824 North Market Street, Suite 100, Wilmington, DE 19801.
It was founded in 1907 and has approximately $74 billion in assets. Customers can open an account at one of its 695 branches.

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only.

  • 1
    LOCAL SAVINGS
    Santander Bank, N.A.
    Bank
    NEW YORK
    $50,000
    N.A.
    0.03%
    0.15x (National Avg. - 0.20%)
    $1
    -
    SCENARIO
    Year Rate
    0.03%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 15 11
    2 50,015 15 11
    3 50,030 15 11
    4 50,045 15 11
    5 50,060 15 11
    6 50,075 15 11
    7 50,090 15 11
    8 50,105 15 11
    9 50,120 15 11
    10 50,135 15 11
    11 50,150 15 11
    12 50,165 15 11
    13 50,180 15 11
    14 50,195 15 11
    15 50,210 15 11
    16 50,225 15 11
    17 50,241 15 11
    18 50,256 15 11
    19 50,271 15 11
    20 50,286 15 11
    TOTAL $301 $211
  • 2
    ONLINE SAVINGS
    CIT Bank , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    N.A.
    2.45%
    12.07x (National Avg. - 0.20%)
    $25,000
    -
    SCENARIO
    Year Rate
    2.45%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,225 858
    2 51,225 1,255 879
    3 52,480 1,286 900
    4 53,766 1,317 922
    5 55,083 1,350 945
    6 56,433 1,383 968
    7 57,815 1,416 992
    8 59,232 1,451 1,016
    9 60,683 1,487 1,041
    10 62,170 1,523 1,066
    11 63,693 1,560 1,092
    12 65,253 1,599 1,119
    13 66,852 1,638 1,147
    14 68,490 1,678 1,175
    15 70,168 1,719 1,203
    16 71,887 1,761 1,233
    17 73,648 1,804 1,263
    18 75,452 1,849 1,294
    19 77,301 1,894 1,326
    20 79,195 1,940 1,358
    TOTAL $31,135 $21,795