Santander Bank, N.A.
Branches
Your current location is: New York, NY
Santander Bank, N.A. Locations
Rates - February 18, 2019
Your current location is: New York, NY
CD RATES | APY | MIN | MAX | |
---|---|---|---|---|
|
0.10% | $10,000 | $49,999 | Compare |
|
0.10% | $100,000 | $249,999 | Compare |
|
0.10% | $10,000 | $49,999 | Compare |
|
0.10% | $100,000 | $249,999 | Compare |
12 Mo CD
|
0.10% | $10,000 | $49,999 | Compare |
12 Mo CD
|
0.10% | $100,000 | $249,999 | Compare |
18 Mo CD
|
0.20% | $10,000 | $49,999 | Compare |
18 Mo CD
|
0.20% | $100,000 | $249,999 | Compare |
24 Mo CD
|
0.20% | $10,000 | $49,999 | Compare |
24 Mo CD
|
0.20% | $100,000 | $249,999 | Compare |
30 Mo CD
|
0.20% | $10,000 | $49,999 | Compare |
36 Mo CD
|
0.30% | $10,000 | $49,999 | Compare |
36 Mo CD
|
0.30% | $100,000 | - | Compare |
48 Mo CD
|
0.30% | $10,000 | $49,999 | Compare |
48 Mo CD
|
0.30% | $100,000 | - | Compare |
60 Mo CD
|
0.30% | $10,000 | $49,999 | Compare |
60 Mo CD
|
0.30% | $100,000 | - | Compare |
SAVINGS RATES | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.03% | $1 | - | Compare |
Compare with 2.45% APY Savings Builder from CIT Bank | Advertiser Disclosure
|
FIXED IRA RATES | APY | MIN | MAX | |
---|---|---|---|---|
Fixed IRA
|
0.10% | $500 | $9,999 |
VARIABLE IRA RATES | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.10% | $1 | $9,999 |
INT CHECKING RATES | APY | MIN | MAX | |
---|---|---|---|---|
|
0.10% | $1 | $74,999 |
Overview 2019
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 29950 |
Date Established | 1907 |
Assets | $74.20 billion |
Loans | $49.37 billion |
Deposits | $55.85 billion |
Capital | $13.24 billion |
Summary Balance Sheet
ASSETS | |
Cash & Balances due from depository institutions | $2.92 billion |
Interest-bearing balances | $2.23 billion |
Total securities | $13.29 billion |
Federal funds sold and reverse repurchase | $0.00 billion |
Net loans and leases | $49.37 billion |
Loan loss allowance | $0.53 billion |
Trading account assets | $0.34 billion |
Bank premises and fixed assets | $0.00 billion |
Other real estate owned | $0.02 billion |
Goodwill and other intangibles | $3.75 billion |
All other assets | $4.15 billion |
Total Assets | $60.96 billion |
LIABILITIES | |
Total deposits | $55.85 billion |
Interest-bearing deposits | $43.71 billion |
Deposits held in domestic offices | $55.55 billion |
% insured (estimated) | 63.04% |
Federal funds purchased and repurchase agreements | $0.25 billion |
Trading liabilities | $0.25 billion |
Other borrowed funds | $3.30 billion |
Subordinated debt | $0.13 billion |
All other liabilities | $1.19 billion |
Total Liabilities | $60.96 billion |
Shareholders’ Equity | $13.24 billion |
Summary Income Statement
INCOME AND EXPENSES | |
Total Interest Income | $1.86 billion |
Total Interest Expense | $0.32 billion |
Net interest income | $1.54 billion |
Provision for loan and lease losses | $0.06 billion |
Total non interest income | $0.42 billion |
Total non interest expense | $1.48 billion |
Pre-tax Net Operating Income | $0.43 billion |
Santander Bank, N.A. is an FDIC insured institution headquartered at
824 North Market Street, Suite 100, Wilmington, DE 19801.
It was founded in
1907 and has approximately $74 billion in
assets. Customers can open an account at one of its 695 branches.
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL SAVINGSBankNEW YORK$50,000N.A.0.03%0.15x (National Avg. - 0.20%)$1-SCENARIO
Year Rate
0.03%Annual
InterestAnnual Interest
(After Tax)1 50,000 15 11 2 50,015 15 11 3 50,030 15 11 4 50,045 15 11 5 50,060 15 11 6 50,075 15 11 7 50,090 15 11 8 50,105 15 11 9 50,120 15 11 10 50,135 15 11 11 50,150 15 11 12 50,165 15 11 13 50,180 15 11 14 50,195 15 11 15 50,210 15 11 16 50,225 15 11 17 50,241 15 11 18 50,256 15 11 19 50,271 15 11 20 50,286 15 11 TOTAL $301 $211 - 2ONLINE SAVINGSOnline Bank-$50,000N.A.2.45%12.07x (National Avg. - 0.20%)$25,000-SCENARIO
Year Rate
2.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,225 858 2 51,225 1,255 879 3 52,480 1,286 900 4 53,766 1,317 922 5 55,083 1,350 945 6 56,433 1,383 968 7 57,815 1,416 992 8 59,232 1,451 1,016 9 60,683 1,487 1,041 10 62,170 1,523 1,066 11 63,693 1,560 1,092 12 65,253 1,599 1,119 13 66,852 1,638 1,147 14 68,490 1,678 1,175 15 70,168 1,719 1,203 16 71,887 1,761 1,233 17 73,648 1,804 1,263 18 75,452 1,849 1,294 19 77,301 1,894 1,326 20 79,195 1,940 1,358 TOTAL $31,135 $21,795