Synchrony Bank

For information concerning the online bank, please click here.

Branches

Click on location and enter new zip number to change.
Your current location is: Fairfield, CT
View Branches Statewide →
View Branches Nationwide →

Synchrony Bank Locations

Deposit Rates - July 6, 2022

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

New American Funding
NMLS ID: 6606 / Updated 2022-07-06

Access Your Home’s Equity with a Cash-Out Refinance

Home Improvement, Buy a Vacation Home
222k+ positive reviews, A+ rating from the BBB
Pay off higher interest rate credit cards, Pay college tuition
100% online mortgage application available

Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Owning.com
NMLS ID: 2611

5.240%

$1,362 Fees & Points $3,255 Total
1.000 Pts ($2,500)
$755 Fees

Top 10 National Lender with $73.8 billion in total funded volume in 2020
HousingWire’s 2020 Tech100 award for industry-leading FlashClose technology
Chicago Tribune's Top Workplaces list for seven consecutive years

Simplist Mortgage, LLC
NMLS ID: 1764611
License#: ML-1764611

4.797%

$1,305 Fees & Points $1,372 Total
0.549 Pts ($1,372)
$0 Fees

Painless Mortgages

Zillow Home Loans, LLC
NMLS ID: 10287

5.612%

$1,420 Fees & Points $3,098 Total
0.899 Pts ($2,248)
$850 Fees

Feel at home with a lender you trust!
Let's find the right mortgage for you.
Take the easy first step towards a mortgage.

Simplist Mortgage, LLC
NMLS ID: 1764611
License#: ML-1764611

4.797%

$1,305 Fees & Points $1,372 Total
0.549 Pts ($1,372)
$0 Fees

Painless Mortgages

Quicken Loans NMLS #3030
NMLS ID: 3030

6.118%

$1,498 Fees & Points $3,438 Total
0.875 Pts ($2,188)
$1,250 Fees

A+ Rating with the Better Business Bureau!
Highest in Customer Satisfaction in the US
Calculate Your New Payment for Free Today!

AimLoan.com
NMLS ID: 2890
License#: 13256

5.219%

$1,362 Fees & Points $2,660 Total
0.666 Pts ($1,665)
$995 Fees

21 years of experience as online direct lender
Lending in all 50 states from one location allows us to offer lower rates
Transparent website shows rates with no personal information required

Owning.com
NMLS ID: 2611

5.240%

$1,362 Fees & Points $3,255 Total
1.000 Pts ($2,500)
$755 Fees

Top 10 National Lender with $73.8 billion in total funded volume in 2020
HousingWire’s 2020 Tech100 award for industry-leading FlashClose technology
Chicago Tribune's Top Workplaces list for seven consecutive years

First Internet Bank
NMLS ID: 424182

5.338%

$1,381 Fees & Points $2,480 Total
0.992 Pts ($2,480)
$0 Fees

Excellent service: We can assist you every step of the way.
Competitive rates and fees: No fancy branches = savings for you!
Credible: FDIC Insured Bank, A+ rating with the Better Business Bureau.

Zillow Home Loans, LLC
NMLS ID: 10287

5.612%

$1,420 Fees & Points $3,098 Total
0.899 Pts ($2,248)
$850 Fees

Feel at home with a lender you trust!
Let's find the right mortgage for you.
Take the easy first step towards a mortgage.

New American Funding
NMLS ID: 6606

5.638%

$1,418 Fees & Points $4,089 Total
0.984 Pts ($2,460)
$1,629 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: 11309

6.488%

$1,560 Fees & Points $2,960 Total
0.866 Pts ($2,165)
$795 Fees

Rate Quote with NO Personal Info Required
LOW Rates!
FAST Online Process

Rocket Mortgage
NMLS ID: 3030

5.635%

$1,420 Fees & Points $3,750 Total
1.000 Pts ($2,500)
$1,250 Fees

A+ Rating with the Better Business Bureau
Highest in Customer Satisfaction in the US
Calculate Your New Payment for Free Today

CHASE
NMLS ID: 399798

6.562%

$1,579 Fees & Points $1,868 Total
0.747 Pts ($1,868)
$0 Fees

Finding the right loans starts here.
Close on your loan with confidence.
Your home buying journey starts with the right loan.

First Citizens Bank
NMLS ID: 503941

Fees & Points Total
Pts ($0)
$0 Fees

Get today’s rate online – no personal information required.
Lower payments available on adjustable rate mortgages
Loan terms from 5 to 30 years

AmeriSave Mortgage Corporation
NMLS ID: 1168

Fees & Points Total
Pts ($0)
$0 Fees

Certified Pre-Approval Process
Customized Rate Quotes, no SSN or Hard Credit Pull
24 x 7 Online Customer Portal Access

Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Overview 2022

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 27314
Date Established	1988
Assets	$ 86.06 billion
Loans	$ 69.95 billion
Deposits	$ 65.11 billion
Capital	$ 11.68 billion

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions	$ 7.14 billion
Interest-bearing balances	$ 6.71 billion
Total securities	$ 5.46 billion
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 69.95 billion
Loan loss allowance	$ 8.19 billion
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 939.00 million
All other assets	$ 2.58 billion
Total Assets	$ 74.39 billion

LIABILITIES
Total deposits	$ 65.11 billion
Interest-bearing deposits	$ 64.75 billion
Deposits held in domestic offices	$ 65.11 billion
% insured (estimated)	87.92%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 4.15 billion
Subordinated debt	N.A.
All other liabilities	$ 5.13 billionn
Total Liabilities	$ 74.39 billion
Shareholders’ Equity	$ 11.68 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income	$ 9.73 billion
Total Interest Expense	$ 708.00 million
Net interest income	$ 9.02 billion
Provision for loan and lease losses	$ 740.00 million
Total non interest income	$ 700.00 million
Total non interest expense	$ 3.81 billion
Pre-tax Net Operating Income	$ 5.17 billion

Synchrony Bank is an FDIC insured institution headquartered at 170 West Election Road, Suite 125, Draper, UT 84020.
It was founded in 1988 and has approximately $86 billion in assets. Customers can open an account at one of its 5 branches.

Customer Reviews for Synchrony Bank (2)

Rated 3.00 stars out of 5 - based on 2 reviews

A KIng

April 13, 2022 |

Couldn't disagree more, Synchrony customer service has done a fine job for me , I have no complaints.
Dj Aron

July 14, 2021 |

Just the worst customer service imaginable. Choose any other bank from this list and you will be happier.