Western Alliance Bank

Branches

Your current location is: New York, NY

Western Alliance Bank Locations

Rates - November 19, 2018

Your current location is: New York, NY

CD RATES APY MIN MAX
3 Mo CD
0.55% $1 $99,999 Compare
3 Mo CD
0.60% $100,000 - Compare
6 Mo CD
0.75% $1 $99,999 Compare
6 Mo CD
0.80% $100,000 - Compare
Special: 7 Mo CD
1.61% $10,000 - Compare
Special: 11 Mo CD
2.07% $10,000 - Compare
SAVINGS RATES APY MIN MAX
MM RATES APY MIN MAX
Money Market
0.35% $1 $9,999 Compare
Money Market
0.40% $10,000 $99,999 Compare
FIXED IRA RATES APY MIN MAX
Fixed IRA
0.95% $1 $99,999
Special: 7 Mo FIRA
1.61% $10,000 -
Special: 11 Mo FIRA
2.07% $10,000 -
Special: 13 Mo FIRA
2.32% $10,000 -
VARIABLE IRA RATES APY MIN MAX
Var IRA
0.10% $50 $1,500
INT CHECKING RATES APY MIN MAX
Int Ckg
0.08% $1 $9,999

Overview 2018

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57512
Date Established 2003
Assets $21.41 billion
Loans $15.99 billion
Deposits $18.33 billion
Capital $2.44 billion

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.51 billion
Interest-bearing balances $0.34 billion
Total securities $3.58 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $15.99 billion
Loan loss allowance $0.15 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.02 billion
Goodwill and other intangibles $0.30 billion
All other assets $0.91 billion
     Total Assets $18.97 billion

LIABILITIES
Total deposits $18.33 billion
      Interest-bearing deposits $10.14 billion
      Deposits held in domestic offices $18.33 billion
      % insured (estimated) 44.32%
Federal funds purchased and repurchase agreements $0.02 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.08 billion
Subordinated debt $0.15 billion
All other liabilities $0.41 billion
      Total Liabilities $18.97 billion
      Shareholders’ Equity $2.44 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.49 billion
Total Interest Expense $0.04 billion
Net interest income $0.44 billion
Provision for loan and lease losses $0.01 billion
Total non interest income $0.03 billion
Total non interest expense $0.19 billion
Pre-tax Net Operating Income $0.27 billion

Western Alliance Bank is an FDIC insured institution headquartered at 1 E Washington St, Phoenix, AZ 85004.
It was founded in 2003 and has approximately $21 billion in assets. Customers can open an account at one of its 43 branches.

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only.

  • 1
    LOCAL CD
    Bank
    ARIZONA
    $50,000
    3 Month
    0.55%
    1.48x (National Avg. - 0.37%)
    $1
    -
    SCENARIO
    Year Rate
    0.55%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 2
    ONLINE CD
    Online Bank
    -
    $50,000
    12 Month
    2.55%
    2.73x (National Avg. - 0.93%)
    $500
    -
    SCENARIO
    Year Rate
    2.55%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,275 893
    2 51,275 1,308 915
    3 52,583 1,341 939
    4 53,923 1,375 963
    5 55,298 1,410 987
    6 56,709 1,446 1,012
    7 58,155 1,483 1,038
    8 59,638 1,521 1,065
    9 61,158 1,560 1,092
    10 62,718 1,599 1,120
    11 64,317 1,640 1,148
    12 65,957 1,682 1,177
    13 67,639 1,725 1,207
    14 69,364 1,769 1,238
    15 71,133 1,814 1,270
    16 72,947 1,860 1,302
    17 74,807 1,908 1,335
    18 76,714 1,956 1,369
    19 78,671 2,006 1,404
    20 80,677 2,057 1,440
    TOTAL $32,734 $22,914
  • 3
    ONLINE CD
    Online Bank
    -
    $50,000
    60 Month
    3.10%
    1.79x (National Avg. - 1.73%)
    $500
    -
    SCENARIO
    Year Rate
    3.10%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,550 1,085
    2 51,550 1,598 1,119
    3 53,148 1,648 1,153
    4 54,796 1,699 1,189
    5 56,494 1,751 1,226
    6 58,246 1,806 1,264
    7 60,051 1,862 1,303
    8 61,913 1,919 1,344
    9 63,832 1,979 1,385
    10 65,811 2,040 1,428
    11 67,851 2,103 1,472
    12 69,954 2,169 1,518
    13 72,123 2,236 1,565
    14 74,359 2,305 1,614
    15 76,664 2,377 1,664
    16 79,041 2,450 1,715
    17 81,491 2,526 1,768
    18 84,017 2,605 1,823
    19 86,622 2,685 1,880
    20 89,307 2,769 1,938
    TOTAL $42,075 $29,453
  • 4
    ONLINE CD
    Online Bank
    -
    $50,000
    36 Month
    3.05%
    2.21x (National Avg. - 1.38%)
    $5,000
    -
    SCENARIO
    Year Rate
    3.05%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,525 1,068
    2 51,525 1,572 1,100
    3 53,097 1,619 1,134
    4 54,716 1,669 1,168
    5 56,385 1,720 1,204
    6 58,105 1,772 1,241
    7 59,877 1,826 1,278
    8 61,703 1,882 1,317
    9 63,585 1,939 1,358
    10 65,524 1,998 1,399
    11 67,523 2,059 1,442
    12 69,582 2,122 1,486
    13 71,704 2,187 1,531
    14 73,891 2,254 1,578
    15 76,145 2,322 1,626
    16 78,468 2,393 1,675
    17 80,861 2,466 1,726
    18 83,327 2,541 1,779
    19 85,869 2,619 1,833
    20 88,488 2,699 1,889
    TOTAL $41,186 $28,830
  • 5
    ONLINE CD
    Online Bank
    -
    $50,000
    60 Month
    3.15%
    1.82x (National Avg. - 1.73%)
    $5,000
    -
    SCENARIO
    Year Rate
    3.15%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,575 1,103
    2 51,575 1,625 1,137
    3 53,200 1,676 1,173
    4 54,875 1,729 1,210
    5 56,604 1,783 1,248
    6 58,387 1,839 1,287
    7 60,226 1,897 1,328
    8 62,123 1,957 1,370
    9 64,080 2,019 1,413
    10 66,099 2,082 1,457
    11 68,181 2,148 1,503
    12 70,329 2,215 1,551
    13 72,544 2,285 1,600
    14 74,829 2,357 1,650
    15 77,186 2,431 1,702
    16 79,617 2,508 1,756
    17 82,125 2,587 1,811
    18 84,712 2,668 1,868
    19 87,381 2,752 1,927
    20 90,133 2,839 1,987
    TOTAL $42,973 $30,081