Banks | Hancock Whitney Bank

Hancock Whitney Bank

Branches

Your current location is: New York, NY

Hancock Whitney Bank Locations

Rates - November 12, 2018

Your current location is: New York, NY

CD RATES APY MIN MAX
3 Mo CD
0.02% $1,000 - Compare
6 Mo CD
0.05% $1,000 - Compare
Special: 11 Mo CD
2.00% $1,000 - Compare
12 Mo CD
0.10% $1,000 - Compare
Compare with 2.70% APY 12 Month CD from Citizens Access | Advertiser Disclosure Advertisement
18 Mo CD
0.11% $1,000 - Compare
24 Mo CD
0.15% $1,000 - Compare
30 Mo CD
0.18% $1,000 - Compare
36 Mo CD
0.20% $1,000 - Compare
Compare with 3.05% APY 3 Year CD from Citizens Access | Advertiser Disclosure Advertisement
48 Mo CD
0.25% $1,000 - Compare
60 Mo CD
0.30% $1,000 - Compare
Compare with 3.15% APY 5 Year CD from Citizens Access | Advertiser Disclosure Advertisement
SAVINGS RATES APY MIN MAX
Savings
0.01% $100 - Compare
Compare with 2.15% APY Savings Builder from CIT Bank | Advertiser Disclosure ADVERTISEMENT
MM RATES APY MIN MAX
Money Market
0.03% $2,500 - Compare
FIXED IRA RATES APY MIN MAX
Fixed IRA
0.10% $1,000 -
Special: 11 Mo FIRA
2.00% $1,000 -
VARIABLE IRA RATES APY MIN MAX
Var IRA
0.12% $100 -
INT CHECKING RATES APY MIN MAX
Int Ckg
0.02% $1 $7,499

Overview 2018

General Bank Information

FDIC Insured Yes
FDIC Certificate # 12441
Date Established 1899
Assets $27.84 billion
Loans $19.19 billion
Deposits $22.32 billion
Capital $2.95 billion

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.44 billion
Interest-bearing balances $0.08 billion
Total securities $6.06 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $19.19 billion
Loan loss allowance $0.21 billion
Trading account assets $0.01 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.01 billion
Goodwill and other intangibles $0.83 billion
All other assets $0.98 billion
     Total Assets $24.89 billion

LIABILITIES
Total deposits $22.32 billion
      Interest-bearing deposits $14.07 billion
      Deposits held in domestic offices $22.32 billion
      % insured (estimated) 57.13%
Federal funds purchased and repurchase agreements $0.45 billion
Trading liabilities $0.02 billion
Other borrowed funds $1.93 billion
Subordinated debt $0.00 billion
All other liabilities $0.16 billion
      Total Liabilities $24.89 billion
      Shareholders’ Equity $2.95 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.49 billion
Total Interest Expense $0.07 billion
Net interest income $0.42 billion
Provision for loan and lease losses $0.02 billion
Total non interest income $0.12 billion
Total non interest expense $0.34 billion
Pre-tax Net Operating Income $0.18 billion

Hancock Whitney Bank is an FDIC insured institution headquartered at 1 Hancock Plaza, Gulfport, MS 39501.
It was founded in 1899 and has approximately $28 billion in assets. Customers can open an account at one of its 225 branches.

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only.

  • 1
    LOCAL CD
    Hancock Whitney Bank
    Bank
    MISSISSIPPI
    $50,000
    3 Month
    0.02%
    0.05x (National Avg. - 0.37%)
    $1,000
    -
    SCENARIO
    Year Rate
    0.02%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 10 7
    2 50,010 10 7
    3 50,020 10 7
    4 50,030 10 7
    5 50,040 10 7
    6 50,050 10 7
    7 50,060 10 7
    8 50,070 10 7
    9 50,080 10 7
    10 50,090 10 7
    11 50,100 10 7
    12 50,110 10 7
    13 50,120 10 7
    14 50,130 10 7
    15 50,140 10 7
    16 50,150 10 7
    17 50,160 10 7
    18 50,170 10 7
    19 50,180 10 7
    20 50,190 10 7
    TOTAL $200 $140
  • 2
    ONLINE CD
    Marcus , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    12 Month
    2.55%
    2.78x (National Avg. - 0.92%)
    $500
    -
    SCENARIO
    Year Rate
    2.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,275 893
    2 51,275 1,308 915
    3 52,583 1,341 939
    4 53,923 1,375 963
    5 55,298 1,410 987
    6 56,709 1,446 1,012
    7 58,155 1,483 1,038
    8 59,638 1,521 1,065
    9 61,158 1,560 1,092
    10 62,718 1,599 1,120
    11 64,317 1,640 1,148
    12 65,957 1,682 1,177
    13 67,639 1,725 1,207
    14 69,364 1,769 1,238
    15 71,133 1,814 1,270
    16 72,947 1,860 1,302
    17 74,807 1,908 1,335
    18 76,714 1,956 1,369
    19 78,671 2,006 1,404
    20 80,677 2,057 1,440
    TOTAL $32,734 $22,914
  • 3
    ONLINE CD
    Marcus , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    60 Month
    3.10%
    1.81x (National Avg. - 1.72%)
    $500
    -
    SCENARIO
    Year Rate
    3.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,550 1,085
    2 51,550 1,598 1,119
    3 53,148 1,648 1,153
    4 54,796 1,699 1,189
    5 56,494 1,751 1,226
    6 58,246 1,806 1,264
    7 60,051 1,862 1,303
    8 61,913 1,919 1,344
    9 63,832 1,979 1,385
    10 65,811 2,040 1,428
    11 67,851 2,103 1,472
    12 69,954 2,169 1,518
    13 72,123 2,236 1,565
    14 74,359 2,305 1,614
    15 76,664 2,377 1,664
    16 79,041 2,450 1,715
    17 81,491 2,526 1,768
    18 84,017 2,605 1,823
    19 86,622 2,685 1,880
    20 89,307 2,769 1,938
    TOTAL $42,075 $29,453
  • 4
    ONLINE CD
    Citizens Access , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    12 Month
    2.70%
    2.94x (National Avg. - 0.92%)
    $5,000
    -
    SCENARIO
    Year Rate
    2.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,350 945
    2 51,350 1,386 971
    3 52,736 1,424 997
    4 54,160 1,462 1,024
    5 55,623 1,502 1,051
    6 57,124 1,542 1,080
    7 58,667 1,584 1,109
    8 60,251 1,627 1,139
    9 61,878 1,671 1,169
    10 63,548 1,716 1,201
    11 65,264 1,762 1,233
    12 67,026 1,810 1,267
    13 68,836 1,859 1,301
    14 70,695 1,909 1,336
    15 72,603 1,960 1,372
    16 74,564 2,013 1,409
    17 76,577 2,068 1,447
    18 78,644 2,123 1,486
    19 80,768 2,181 1,527
    20 82,948 2,240 1,568
    TOTAL $35,188 $24,632
  • 5
    ONLINE CD
    Citizens Access , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    36 Month
    3.05%
    2.24x (National Avg. - 1.36%)
    $5,000
    -
    SCENARIO
    Year Rate
    3.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,525 1,068
    2 51,525 1,572 1,100
    3 53,097 1,619 1,134
    4 54,716 1,669 1,168
    5 56,385 1,720 1,204
    6 58,105 1,772 1,241
    7 59,877 1,826 1,278
    8 61,703 1,882 1,317
    9 63,585 1,939 1,358
    10 65,524 1,998 1,399
    11 67,523 2,059 1,442
    12 69,582 2,122 1,486
    13 71,704 2,187 1,531
    14 73,891 2,254 1,578
    15 76,145 2,322 1,626
    16 78,468 2,393 1,675
    17 80,861 2,466 1,726
    18 83,327 2,541 1,779
    19 85,869 2,619 1,833
    20 88,488 2,699 1,889
    TOTAL $41,186 $28,830
  • 6
    ONLINE CD
    Citizens Access , ★ TOP PICK ★
    Online Bank
    -
    $50,000
    60 Month
    3.15%
    1.84x (National Avg. - 1.72%)
    $5,000
    -
    SCENARIO
    Year Rate
    3.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,575 1,103
    2 51,575 1,625 1,137
    3 53,200 1,676 1,173
    4 54,875 1,729 1,210
    5 56,604 1,783 1,248
    6 58,387 1,839 1,287
    7 60,226 1,897 1,328
    8 62,123 1,957 1,370
    9 64,080 2,019 1,413
    10 66,099 2,082 1,457
    11 68,181 2,148 1,503
    12 70,329 2,215 1,551
    13 72,544 2,285 1,600
    14 74,829 2,357 1,650
    15 77,186 2,431 1,702
    16 79,617 2,508 1,756
    17 82,125 2,587 1,811
    18 84,712 2,668 1,868
    19 87,381 2,752 1,927
    20 90,133 2,839 1,987
    TOTAL $42,973 $30,081