Hancock Whitney Bank
Branches
Your current location is: New York, NY
Hancock Whitney Bank Locations
Rates - February 20, 2019
Your current location is: New York, NY
CD RATES | APY | MIN | MAX | |
---|---|---|---|---|
3 Mo CD
|
0.02% | $1,000 | - | Compare |
6 Mo CD
|
0.05% | $1,000 | - | Compare |
12 Mo CD
|
0.10% | $1,000 | - | Compare |
18 Mo CD
|
0.11% | $1,000 | - | Compare |
24 Mo CD
|
0.15% | $1,000 | - | Compare |
30 Mo CD
|
0.18% | $1,000 | - | Compare |
36 Mo CD
|
0.20% | $1,000 | - | Compare |
48 Mo CD
|
0.25% | $1,000 | - | Compare |
60 Mo CD
|
0.30% | $1,000 | - | Compare |
SAVINGS RATES | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.01% | $100 | - | Compare |
Compare with 2.45% APY Savings Builder from CIT Bank | Advertiser Disclosure
|
MM RATES | APY | MIN | MAX | |
---|---|---|---|---|
Money Market
|
0.03% | $2,500 | - | Compare |
FIXED IRA RATES | APY | MIN | MAX | |
---|---|---|---|---|
Fixed IRA
|
0.10% | $1,000 | - |
VARIABLE IRA RATES | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.12% | $100 | - |
INT CHECKING RATES | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.02% | $1 | $7,499 |
Overview 2019
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 12441 |
Date Established | 1899 |
Assets | $28.03 billion |
Loans | $19.36 billion |
Deposits | $22.50 billion |
Capital | $2.96 billion |
Summary Balance Sheet
ASSETS | |
Cash & Balances due from depository institutions | $0.42 billion |
Interest-bearing balances | $0.08 billion |
Total securities | $5.94 billion |
Federal funds sold and reverse repurchase | $0.00 billion |
Net loans and leases | $19.36 billion |
Loan loss allowance | $0.21 billion |
Trading account assets | $0.01 billion |
Bank premises and fixed assets | $0.00 billion |
Other real estate owned | $0.01 billion |
Goodwill and other intangibles | $0.89 billion |
All other assets | $1.05 billion |
Total Assets | $25.06 billion |
LIABILITIES | |
Total deposits | $22.50 billion |
Interest-bearing deposits | $14.28 billion |
Deposits held in domestic offices | $22.50 billion |
% insured (estimated) | 57.75% |
Federal funds purchased and repurchase agreements | $0.47 billion |
Trading liabilities | $0.03 billion |
Other borrowed funds | $1.88 billion |
Subordinated debt | $0.00 billion |
All other liabilities | $0.19 billion |
Total Liabilities | $25.06 billion |
Shareholders’ Equity | $2.96 billion |
Summary Income Statement
INCOME AND EXPENSES | |
Total Interest Income | $0.76 billion |
Total Interest Expense | $0.12 billion |
Net interest income | $0.64 billion |
Provision for loan and lease losses | $0.03 billion |
Total non interest income | $0.19 billion |
Total non interest expense | $0.52 billion |
Pre-tax Net Operating Income | $0.29 billion |
Hancock Whitney Bank is an FDIC insured institution headquartered at
1 Hancock Plaza, Gulfport, MS 39501.
It was founded in
1899 and has approximately $28 billion in
assets. Customers can open an account at one of its 225 branches.
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL SAVINGSBankMISSISSIPPI$50,000N.A.0.01%0.05x (National Avg. - 0.20%)$100-SCENARIO
Year Rate
0.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 5 4 2 50,005 5 4 3 50,010 5 4 4 50,015 5 4 5 50,020 5 4 6 50,025 5 4 7 50,030 5 4 8 50,035 5 4 9 50,040 5 4 10 50,045 5 4 11 50,050 5 4 12 50,055 5 4 13 50,060 5 4 14 50,065 5 4 15 50,070 5 4 16 50,075 5 4 17 50,080 5 4 18 50,085 5 4 19 50,090 5 4 20 50,095 5 4 TOTAL $100 $70 - 2ONLINE SAVINGSOnline Bank-$50,000N.A.2.45%12.01x (National Avg. - 0.20%)$25,000-SCENARIO
Year Rate
2.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,225 858 2 51,225 1,255 879 3 52,480 1,286 900 4 53,766 1,317 922 5 55,083 1,350 945 6 56,433 1,383 968 7 57,815 1,416 992 8 59,232 1,451 1,016 9 60,683 1,487 1,041 10 62,170 1,523 1,066 11 63,693 1,560 1,092 12 65,253 1,599 1,119 13 66,852 1,638 1,147 14 68,490 1,678 1,175 15 70,168 1,719 1,203 16 71,887 1,761 1,233 17 73,648 1,804 1,263 18 75,452 1,849 1,294 19 77,301 1,894 1,326 20 79,195 1,940 1,358 TOTAL $31,135 $21,795