Guía de Características del Certificado de Depósito
| Tasa de Interés | |
| APY | 4.15% |
| Duración del Mandato | 12 Meses |
| Monto Mínimo de Depósito | $500.00 |
| Monto Máximo de Depósito | $500,000.00 |
| Requisitos de Equilibrio | |
| Depósito Mínimo de Apertura | $500.00 |
| Saldo Mínimo para Evitar Comisiones | - |
| Saldo Mínimo Requerido | $500.00 |
| Honorarios | |
| Penalización por Retiro Anticipado | Six Months of Interest |
| Cuota de Mantenimiento Mensual | N/A |
| Comisiones de Cajeros Automáticos Extranjeros | N/A |
| Tarifa por Fondos Insuficientes | N/A |
| Cables Entrantes | N/A |
| Apertura de Cuenta | |
| Abierto En Línea | Sí |
| Asegurado por | F.D.I.C. |
| Declaraciones | |
| Estados de Cuenta en Papel | × |
| Estados de Cuenta En Línea | Sí |
| Banca En Línea y Telefónica | |
| Banca En Línea | Sí |
| Banca Telefónica | Sí |
| Banca Móvil | Sí |
| Depositar Cheques con Dispositivo Móvil | Sí |
| Pago de Facturas Gratuito | Sí |
| Se requieren Pagos de Facturas En Línea | Sí |
Descripción de la Cuenta
• No additional deposits are permitted after initial deposit.
• The minimum balance for all CDs is $500, and the maximum deposit is $250,000.
• Fees could reduce the earnings on the account.
• These accounts are subject to an early withdrawal penalty.
• All accounts are subject to a 7 days interest penalty if withdrawal occurs within 6 days of account opening.
Historial de Tarifas
| Fecha | APY |
|---|---|
| Abril 18, 2025 | 4.15% |
| Abril 04, 2025 | 4.00% |
| Enero 15, 2025 | 4.15% |
| Noviembre 12, 2024 | 4.25% |
| Octubre 01, 2024 | 4.00% |
| Agosto 16, 2024 | 4.35% |
| Agosto 07, 2024 | 5.00% |
| Julio 25, 2024 | 5.25% |
| Julio 25, 2024 | 5.33% |
| Junio 27, 2024 | 5.36% |
| Abril 08, 2024 | 5.31% |
| Marzo 07, 2024 | 5.40% |
| Febrero 23, 2024 | 5.35% |
| Enero 09, 2024 | 5.25% |
| Noviembre 13, 2023 | 5.35% |
| Octubre 18, 2023 | 5.50% |
| Septiembre 26, 2023 | 5.67% |
Reseñas de clientes para Cfg Bank (1)
Calificada 2.00 estrellas fuera de 5 - residencia en 1 reseñas
Maricica Sloss
August 19, 2021 |
It's nice to see smaller and obscure banks come online to offer rates just at or above what everybody else is giving. There is a catch especially when these same banks have low or no amount to buy in.
What's going on is their website will collect all your banking and financial info then vanish. Maybe you will get a denial letter or maybe you will never hear from them again. You will get ghosted. You can call a customer service number they have listed on the portal and leave a whole bunch of messages. If you manage to speak to someone at a Philippine Island call center they will deny having your application.
The banks are awash in cash. They don't want your money or you for that fact talking about buying a CD. It's the way things are with the Fed and Covid 19 tamping down the interest rates.
Your sensitive financial info is worth more to these smaller obscure banks than your money is. They aren't loaning any money out anywhere in the country. In other words the banks aren't making any money. They will collect your info to use however they can.