American Express Bank, FSB
For information concerning American Express Bank, FSB. parent bank, please click
here .
Online Rates - March 29, 2023
Your current location is: Ashburn, VA
SAVINGS RATES
APY
MIN
Savings
3.75%
$0
Compare
Money that you deposit is held by American Express Bank, FSB..
American Express Bank, FSB. is an FDIC insured institution founded in 2000.
It has approximately $55.00 billion in assets.
Overview 2023
General Information of the Parent Bank
FDIC Insured
Yes
Insured Parent Bank
American Express Bank, FSB.
FDIC Certificate
# 35328
Date Established
2000
Assets
$51.88 billion
Loans
$42.11 billion
Deposits
$45.80 billion
Capital
$6.07 billion
Customer Reviews for American Express Bank, FSB
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down,
and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
1
ONLINE CD
Online Bank
-
$50,000
6 Month
0.10 %
0.34x (National Avg. - 0.29%)
$0
-
SCENARIO
Year
Rate 0.10%
Annual Interest
Annual Interest (After Tax)
1
50,000
50
35
2
50,050
50
35
3
50,100
50
35
4
50,150
50
35
5
50,200
50
35
6
50,251
50
35
7
50,301
50
35
8
50,351
50
35
9
50,401
50
35
10
50,452
50
35
11
50,502
51
35
12
50,553
51
35
13
50,603
51
35
14
50,654
51
35
15
50,705
51
35
16
50,755
51
36
17
50,806
51
36
18
50,857
51
36
19
50,908
51
36
20
50,959
51
36
TOTAL
$1,010
$707
Remove
2
LOCAL CD
Online Bank
-
$50,000
60 Month
4.10 %
5.06x (National Avg. - 0.81%)
$2,500
-
SCENARIO
Year
Rate 4.10%
Annual Interest
Annual Interest (After Tax)
1
50,000
2,050
1,435
2
52,050
2,134
1,494
3
54,184
2,222
1,555
4
56,406
2,313
1,619
5
58,718
2,407
1,685
6
61,126
2,506
1,754
7
63,632
2,609
1,826
8
66,241
2,716
1,901
9
68,957
2,827
1,979
10
71,784
2,943
2,060
11
74,727
3,064
2,145
12
77,791
3,189
2,233
13
80,980
3,320
2,324
14
84,300
3,456
2,419
15
87,757
3,598
2,519
16
91,355
3,746
2,622
17
95,100
3,899
2,729
18
98,999
4,059
2,841
19
103,058
4,225
2,958
20
107,284
4,399
3,079
TOTAL
$61,682
$43,178
Remove
3
LOCAL CD
Online Bank
-
$50,000
24 Month
4.30 %
7.75x (National Avg. - 0.56%)
$2,500
-
SCENARIO
Year
Rate 4.30%
Annual Interest
Annual Interest (After Tax)
1
50,000
2,150
1,505
2
52,150
2,242
1,570
3
54,392
2,339
1,637
4
56,731
2,439
1,708
5
59,171
2,544
1,781
6
61,715
2,654
1,858
7
64,369
2,768
1,938
8
67,137
2,887
2,021
9
70,024
3,011
2,108
10
73,035
3,140
2,198
11
76,175
3,276
2,293
12
79,451
3,416
2,391
13
82,867
3,563
2,494
14
86,430
3,717
2,602
15
90,147
3,876
2,713
16
94,023
4,043
2,830
17
98,066
4,217
2,952
18
102,283
4,398
3,079
19
106,681
4,587
3,211
20
111,268
4,785
3,349
TOTAL
$66,053
$46,237
Remove
4
LOCAL CD
Online Bank
-
$50,000
12 Month
4.50 %
10.23x (National Avg. - 0.44%)
$2,500
-
SCENARIO
Year
Rate 4.50%
Annual Interest
Annual Interest (After Tax)
1
50,000
2,250
1,575
2
52,250
2,351
1,646
3
54,601
2,457
1,720
4
57,058
2,568
1,797
5
59,626
2,683
1,878
6
62,309
2,804
1,963
7
65,113
2,930
2,051
8
68,043
3,062
2,143
9
71,105
3,200
2,240
10
74,305
3,344
2,341
11
77,648
3,494
2,446
12
81,143
3,651
2,556
13
84,794
3,816
2,671
14
88,610
3,987
2,791
15
92,597
4,167
2,917
16
96,764
4,354
3,048
17
101,119
4,550
3,185
18
105,669
4,755
3,329
19
110,424
4,969
3,478
20
115,393
5,193
3,635
TOTAL
$70,586
$49,410
Remove
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