Best 15-Year Fixed Mortgage Rates for Kentucky, KY

April 19, 2024

Average Rate: 6.89%

• Lender

  APR(%)

  Monthly Payment

  Learn More

• PenFed Credit Union NMLS ID: 401822

  6.417%

  $2,722 Fees & Points $6,000 Total 0.875 Pts ($2,800) $3,200 Fees

  Let PenFed Bring You Home With Confidence Learn More

• Rocket Mortgage NMLS ID: 3030

  7.035%

  $2,854 Fees & Points $3,200 Total 1.000 Pts ($3,200) $0 Fees

  A+ Rating with the Better Business Bureau Highest in Customer Satisfaction in the US Calculate Your New Payment for Free Today Learn More

• FHAloans.com NMLS ID: Not a Lender

  2024 FHA Loan tools and resources Find answers to your mortgage questions Easy to qualify, no obligation

  2024 FHA Loan tools and resources Find answers to your mortgage questions Easy to qualify, no obligation Learn More

• Neighbors Bank NMLS ID: 491986

  Minimum 620 credit score needed to prequalify 0% down USDA loan for rural homebuyers 97% of borrowers would recommend to friends or family

  Minimum 620 credit score needed to prequalify 0% down USDA loan for rural homebuyers 97% of borrowers would recommend to friends or family Learn More

• MortgageResearch.com NMLS ID: Not a Lender

  Premier resource for one-stop lender shopping Get personalized purchase & refinance options Find out what you're eligible for fast

  Premier resource for one-stop lender shopping Get personalized purchase & refinance options Find out what you're eligible for fast Learn More

• Veterans United Home Loans NMLS ID: 1907

  $0 down payment for Veterans homebuying with a VA Loan Secure preapproval quickly with 24/7 access Tap into a network of 9,000+ Veteran-friendly real estate agents 350,000+ verified customer reviews, 4.8/5 average rating

  $0 down payment for Veterans homebuying with a VA Loan Secure preapproval quickly with 24/7 access Tap into a network of 9,000+ Veteran-friendly real estate agents Learn More

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

• Bankfinancial, National Association

  4.892 %

  $2,512.57

  Bank with nearby branch - View

• Salem Five Cents Savings Bank

  5.416 %

  $2,600.42

  Bank with nearby branch - View

• South Central Bank, Inc.

  5.656 %

  $2,641.23

  Bank with nearby branch - View

• Pnc Bank, National Association

  5.657 %

  $2,641.40

  Bank with nearby branch - View

• U.s. Bank National Association

  5.657 %

  $2,641.40

  Bank with nearby branch - View

• North American Savings Bank, F.s.b.

  5.802 %

  $2,666.23

  Bank with nearby branch - View

• Union Savings Bank

  5.814 %

  $2,668.29

  Bank with nearby branch - View

• Pentagon Federal Credit Union

  6.040 %

  $2,707.26

  Credit Union with nearby branch - View

• Southern Bank

  6.075 %

  $2,713.33

  Bank with nearby branch - View

• Citizens

  6.113 %

  $2,719.92

  Bank with nearby branch - View

• Apco Employees Credit Union

  6.116 %

  $2,720.44

  Credit Union with nearby branch - View

• Bank Of America, National Association

  6.251 %

  $2,743.93

  Bank with nearby branch - View

• D. L. Evans Bank

  6.289 %

  $2,750.56

  Bank with nearby branch - View

• Chase

  6.304 %

  $2,753.18

  Bank with nearby branch - View

• Wells Fargo Bank, National Association

  6.316 %

  $2,755.28

  Bank with nearby branch - View

• Jovia Financial Federal Credit Union

  6.418 %

  $2,773.14

  Credit Union with nearby branch - View

• Santander Bank, N.a.

  6.452 %

  $2,779.11

  Bank with nearby branch - View

• Wayne Bank

  6.468 %

  $2,781.92

  Bank with nearby branch - View

• United Nations Federal Credit Union

  6.550 %

  $2,796.35

  Credit Union with nearby branch - View

• Athol Savings Bank

  6.556 %

  $2,797.40

  Bank with nearby branch - View

• Virginia Credit Union, Inc.,

  6.670 %

  $2,817.54

  Credit Union with nearby branch - View

• Westfield Bank

  6.690 %

  $2,821.08

  Bank with nearby branch - View

• State Employees' Credit Union

  6.784 %

  $2,837.75

  Credit Union with nearby branch - View

• Atlanta Postal Credit Union

  6.798 %

  $2,840.23

  Credit Union with nearby branch - View

• State Employees Cu Of Maryland, Inc Credit Union

  6.830 %

  $2,845.92

  Credit Union with nearby branch - View

• Navy Federal Credit Union

  6.843 %

  $2,848.24

  Credit Union with nearby branch - View

• Central Bank & Trust Company

  6.847 %

  $2,848.95

  Bank with nearby branch - View

• First Technology Federal Credit Union

  6.867 %

  $2,852.51

  Credit Union with nearby branch - View

• Eastman Credit Union

  6.910 %

  $2,860.17

  Credit Union with nearby branch - View

• First Community Credit Union

  6.911 %

  $2,860.35

  Credit Union with nearby branch - View

• Citizens Bank & Trust Company

  6.990 %

  $2,874.46

  Bank with nearby branch - View

• Independence Bank Of Kentucky

  7.005 %

  $2,877.15

  Bank with nearby branch - View

• Citizens Equity First Credit Union

  7.024 %

  $2,880.55

  Credit Union with nearby branch - View

• Citizens Union Bank Of Shelbyville

  7.034 %

  $2,882.34

  Bank with nearby branch - View

• Citibank

  7.069 %

  $2,888.61

  Bank with nearby branch - View

• Centreville Bank

  7.145 %

  $2,902.25

  Bank with nearby branch - View

• Charles Schwab Bank, Ssb

  7.167 %

  $2,906.21

  Bank with nearby branch - View

• Truist Bank

  7.183 %

  $2,909.09

  Bank with nearby branch - View

• First Citizens Bank

  7.211 %

  $2,914.13

  Bank with nearby branch - View

• Farmers Bank

  7.493 %

  $2,965.17

  Bank with nearby branch - View

• Forcht Bank, National Association

  7.597 %

  $2,984.11

  Bank with nearby branch - View

• Axos Bank

  7.920 %

  $3,043.33

  Bank with nearby branch - View

• Everbank, National Association

  7.930 %

  $3,045.17

  Bank with nearby branch - View

• Home Savings Bank, Fsb

  8.370 %

  $3,126.83

  Bank with nearby branch - View