Best 15-Year Fixed Mortgage Rates for Texas, TX

April 24, 2024

Average Rate: 6.86%

• Lender

  APR(%)

  Monthly Payment

  Learn More

• HomePlus Mortgage NMLS ID: 78669

  6.028%

  $2,679 Fees & Points $3,145 Total 0.653 Pts ($2,090) $1,055 Fees

  20 years in business - over 2000 5-star reviews online Recently named # 1 in consumer 5-star reviews on Lending Tree Fast approvals and loan closing - 30 days or less Learn More

• Tomo Mortgage, LLC NMLS ID: 2059741

  6.098%

  $2,679 Fees & Points $4,614 Total 0.817 Pts ($2,614) $2,000 Fees

  fill in Learn More

• ICD Mortgage NMLS ID: 423065

  6.134%

  $2,701 Fees & Points $2,749 Total 0.859 Pts ($2,749) $0 Fees

  Fill In Learn More

• PenFed Credit Union NMLS ID: 401822

  6.524%

  $2,744 Fees & Points $5,600 Total 0.750 Pts ($2,400) $3,200 Fees

  Let PenFed Bring You Home With Confidence Learn More

• Northpointe Bank NMLS ID: 447490

  6.529%

  $2,766 Fees & Points $3,120 Total 0.975 Pts ($3,120) $0 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• PADDIO NMLS ID: 1907

  6.660%

  $2,766 Fees & Points $5,802 Total 0.813 Pts ($2,602) $3,200 Fees

  A Modern Mortgage Lender Learn More

• Rocket Mortgage NMLS ID: 3030

  7.130%

  $2,875 Fees & Points $2,800 Total 0.875 Pts ($2,800) $0 Fees

  A+ Rating with the Better Business Bureau Highest in Customer Satisfaction in the US Calculate Your New Payment for Free Today Learn More

• Veterans United Home Loans NMLS ID: 1907

  0% Down VA Loans for Veterans & Military Secure preapproval quickly with 24/7 access Competitively low VA rates, no PMI required Over 300,000 verified 5-star reviews

  0% Down VA Loans for Veterans & Military Secure preapproval quickly with 24/7 access Competitively low VA rates, no PMI required Learn More

• Neighbors Bank NMLS ID: 491986

  Minimum 620 credit score needed to prequalify 0% down USDA loan for rural homebuyers 97% of borrowers would recommend to friends or family

  Minimum 620 credit score needed to prequalify 0% down USDA loan for rural homebuyers 97% of borrowers would recommend to friends or family Learn More

• FHAloans.com NMLS ID: Not a Lender

  2024 FHA Loan tools and resources Find answers to your mortgage questions Easy to qualify, no obligation

  2024 FHA Loan tools and resources Find answers to your mortgage questions Easy to qualify, no obligation Learn More

• MortgageResearch.com NMLS ID: Not a Lender

  Premier resource for one-stop lender shopping Get personalized purchase & refinance options Find out what you're eligible for fast

  Premier resource for one-stop lender shopping Get personalized purchase & refinance options Find out what you're eligible for fast Learn More

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

• Bankfinancial, National Association

  4.892 %

  $2,512.57

  Bank with nearby branch - View

• Salem Five Cents Savings Bank

  5.416 %

  $2,600.42

  Bank with nearby branch - View

• Austin Bank, Texas National Association

  5.500 %

  $2,614.67

  Bank with nearby branch - View

• U.s. Bank National Association

  5.657 %

  $2,641.40

  Bank with nearby branch - View

• North American Savings Bank, F.s.b.

  5.802 %

  $2,666.23

  Bank with nearby branch - View

• Union Savings Bank

  5.814 %

  $2,668.29

  Bank with nearby branch - View

• Pentagon Federal Credit Union

  6.040 %

  $2,707.26

  Credit Union with nearby branch - View

• Southern Bank

  6.075 %

  $2,713.33

  Bank with nearby branch - View

• Citizens

  6.113 %

  $2,719.92

  Bank with nearby branch - View

• Apco Employees Credit Union

  6.116 %

  $2,720.44

  Credit Union with nearby branch - View

• Bank Of America, National Association

  6.251 %

  $2,743.93

  Bank with nearby branch - View

• D. L. Evans Bank

  6.289 %

  $2,750.56

  Bank with nearby branch - View

• Chase

  6.304 %

  $2,753.18

  Bank with nearby branch - View

• Wells Fargo Bank, National Association

  6.316 %

  $2,755.28

  Bank with nearby branch - View

• Jovia Financial Federal Credit Union

  6.418 %

  $2,773.14

  Credit Union with nearby branch - View

• Santander Bank, N.a.

  6.452 %

  $2,779.11

  Bank with nearby branch - View

• Wayne Bank

  6.468 %

  $2,781.92

  Bank with nearby branch - View

• United Nations Federal Credit Union

  6.550 %

  $2,796.35

  Credit Union with nearby branch - View

• Athol Savings Bank

  6.556 %

  $2,797.40

  Bank with nearby branch - View

• Randolph-brooks Federal Credit Union

  6.580 %

  $2,801.64

  Credit Union with nearby branch - View

• Mufg Union Bank, National Association

  6.641 %

  $2,812.41

  Bank with nearby branch - View

• American Airlines Federal Credit Union

  6.665 %

  $2,816.65

  Credit Union with nearby branch - View

• Virginia Credit Union, Inc.,

  6.670 %

  $2,817.54

  Credit Union with nearby branch - View

• Westfield Bank

  6.690 %

  $2,821.08

  Bank with nearby branch - View

• Tower Federal Credit Union

  6.690 %

  $2,821.08

  Credit Union with nearby branch - View

• Commercial Bank Of Texas, National Association

  6.720 %

  $2,826.39

  Bank with nearby branch - View

• State Employees' Credit Union

  6.784 %

  $2,837.75

  Credit Union with nearby branch - View

• Atlanta Postal Credit Union

  6.798 %

  $2,840.23

  Credit Union with nearby branch - View

• State Employees Cu Of Maryland, Inc Credit Union

  6.830 %

  $2,845.92

  Credit Union with nearby branch - View

• Navy Federal Credit Union

  6.843 %

  $2,848.24

  Credit Union with nearby branch - View

• First Technology Federal Credit Union

  6.867 %

  $2,852.51

  Credit Union with nearby branch - View

• Eastman Credit Union

  6.910 %

  $2,860.17

  Credit Union with nearby branch - View

• First Community Credit Union

  6.911 %

  $2,860.35

  Credit Union with nearby branch - View

• Comerica Bank

  6.970 %

  $2,870.89

  Bank with nearby branch - View

• Security Service Federal Credit Union

  6.972 %

  $2,871.24

  Credit Union with nearby branch - View

• Citizens Equity First Credit Union

  7.024 %

  $2,880.55

  Credit Union with nearby branch - View

• Texas Dow Employees Credit Union

  7.050 %

  $2,885.20

  Credit Union with nearby branch - View

• Citibank

  7.069 %

  $2,888.61

  Bank with nearby branch - View

• Home Bank, National Association

  7.115 %

  $2,896.86

  Bank with nearby branch - View

• Centreville Bank

  7.145 %

  $2,902.25

  Bank with nearby branch - View

• Charles Schwab Bank, Ssb

  7.167 %

  $2,906.21

  Bank with nearby branch - View

• Truist Bank

  7.183 %

  $2,909.09

  Bank with nearby branch - View

• First Citizens Bank

  7.211 %

  $2,914.13

  Bank with nearby branch - View

• Gecu Credit Union

  7.278 %

  $2,926.21

  Credit Union with nearby branch - View

• Farmers Bank

  7.493 %

  $2,965.17

  Bank with nearby branch - View

• Wells Fargo Bank South Central, National Association

  7.537 %

  $2,973.17

  Bank with nearby branch - View

• Axos Bank

  7.920 %

  $3,043.33

  Bank with nearby branch - View

• Everbank, National Association

  7.930 %

  $3,045.17

  Bank with nearby branch - View