Athol Savings Bank is an FDIC insured institution headquartered at
388 Main St, Athol, MA 01331.
It was founded in
1867 and has approximately $1 billion in
assets. Customers can open an account at one of its 8 branches.
Deposit Rates - May 18, 2024
Loan Rates - May 18, 2024
MORTGAGE PURCHASE
APR(%)
MONTHLY PAYMENT
15 Year Fixed Conforming
6.56%
$2,765.60
20 Year Fixed Conforming
6.65%
$2,385.83
30 Year Fixed Conforming
6.86%
$2,075.51
MORTGAGE REFINANCE
APR(%)
MONTHLY PAYMENT
15 Year Fixed Conforming
6.56%
$2,765.60
20 Year Fixed Conforming
6.65%
$2,385.83
30 Year Fixed Conforming
6.86%
$2,075.51
HOME EQUITY RATES
APR(%)
MONTHLY PAYMENT
5 Year Loan
6.50%
$1,956.61
AUTO LOAN RATES
APR(%)
MONTHLY PAYMENT
3 Year
6.49%
$766.11
4 Year
6.74%
$595.65
5 Year
6.74%
$491.97
6 Year
6.99%
$426.11
Overview 2024
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 90146
Date Established
1867
Assets
$ 623.95 million
Loans
$ 400.73 million
Deposits
$ 500.89 million
Capital
$ 61.21 million
Summary Balance Sheet as of June 30, 2023
ASSETS
Cash & Balances due from depository institutions
$ 20.46 million
Interest-bearing balances
$ 15.80 million
Total securities
$ 172.72 million
Federal funds sold and reverse repurchase
$ 0.12 million
Net loans and leases
$ 400.73 million
Loan loss allowance
$ 5.12 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 0.02 million
All other assets
$ 19.04 million
Total Assets
$ 562.74 million
LIABILITIES
Total deposits
$ 500.89 million
Interest-bearing deposits
$ 418.38 million
Deposits held in domestic offices
$ 500.89 million
% insured (estimated)
85.24%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 3.50 millionn
Total Liabilities
$ 562.74 million
Shareholders’ Equity
$ 61.21 million
Summary Income Statement as of June 30, 2023
INCOME AND EXPENSES
Total Interest Income
$ 21.32 million
Total Interest Expense
$ 7.08 million
Net interest income
$ 14.24 million
Provision for loan and lease losses
$ 0.08 million
Total non interest income
$ 4.45 million
Total non interest expense
$ 15.53 million
Pre-tax Net Operating Income
$ 1.92 million
Customer Reviews for Athol Savings Bank
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