City National Bank of Florida
For information concerning TotalDirect, a division of City National Bank of Florida online bank, please click here.
City National Bank of Florida is an FDIC insured institution headquartered at
25 W Flagler St, Miami, FL 33130.
It was founded in
1970 and has approximately $26 billion in
assets. Customers can open an account at one of its 26 branches.
Deposit Rates - May 7, 2024
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.10% | $2,500 | Compare |
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
0.23% | $10,000 | Compare |
6 Mo CD
|
0.23% | $100,000 | Compare |
12 Mo CD
|
0.25% | $10,000 | Compare |
12 Mo CD
|
0.25% | $100,000 | Compare |
18 Mo CD
|
0.30% | $10,000 | Compare |
18 Mo CD
|
0.30% | $100,000 | Compare |
24 Mo CD
|
0.40% | $10,000 | Compare |
24 Mo CD
|
0.40% | $100,000 | Compare |
30 Mo CD
|
0.45% | $10,000 | Compare |
30 Mo CD
|
0.45% | $100,000 | Compare |
36 Mo CD
|
0.50% | $10,000 | Compare |
36 Mo CD
|
0.50% | $100,000 | Compare |
48 Mo CD
|
0.55% | $10,000 | Compare |
48 Mo CD
|
0.55% | $100,000 | Compare |
60 Mo CD
|
0.60% | $10,000 | Compare |
60 Mo CD
|
0.60% | $100,000 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.02% | $2,500 | Compare |
Money Market
|
0.02% | $10,000 | Compare |
Money Market
|
0.02% | $25,000 | Compare |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.02% | $1 |
Int Ckg
|
0.02% | $2,500 |
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Overview 2024
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 20234 |
Date Established | 1970 |
Assets | $ 26.14 billion |
Loans | $ 17.42 billion |
Deposits | $ 21.04 billion |
Capital | $ 2.37 billion |
Summary Balance Sheet as of June 30, 2023
ASSETS | |
Cash & Balances due from depository institutions | $ 487.20 million |
Interest-bearing balances | $ 330.39 million |
Total securities | $ 6.75 billion |
Federal funds sold and reverse repurchase | N.A. |
Net loans and leases | $ 17.42 billion |
Loan loss allowance | $ 134.08 million |
Trading account assets | $ 72.45 million |
Bank premises and fixed assets | N.A. |
Other real estate owned | N.A. |
Goodwill and other intangibles | $ 108.98 million |
All other assets | $ 1,071.24 million |
Total Assets | $ 23.77 billion |
LIABILITIES | |
Total deposits | $ 21.04 billion |
Interest-bearing deposits | $ 16.27 billion |
Deposits held in domestic offices | $ 21.04 billion |
% insured (estimated) | 52.71% |
Federal funds purchased and repurchase agreements | $ 726.96 million |
Trading liabilities | $ 31.94 million |
Other borrowed funds | $ 1,685.79 million |
Subordinated debt | N.A. |
All other liabilities | $ 158.62 millionn |
Total Liabilities | $ 23.77 billion |
Shareholders’ Equity | $ 2.37 billion |
Summary Income Statement as of June 30, 2023
INCOME AND EXPENSES | |
Total Interest Income | $ 1,168.51 million |
Total Interest Expense | $ 667.87 million |
Net interest income | $ 500.65 million |
Provision for loan and lease losses | $ 17.62 million |
Total non interest income | $ 90.12 million |
Total non interest expense | $ 360.39 million |
Pre-tax Net Operating Income | $ 182.52 million |
Customer Reviews for City National Bank of Florida (1)
Rated 3.00 stars out of 5 - based on 1 reviews
Branches
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City National Bank of Florida Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL SAVINGSBankFLORIDA$50,000N.A.0.10%0.47x (National Avg. - 0.22%)$2,500-SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 2LOCAL SAVINGSBank-$50,000N.A.5.15%23.95x (National Avg. - 0.22%)$0-SCENARIO
Year Rate
5.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,575 1,803 2 52,575 2,708 1,895 3 55,283 2,847 1,993 4 58,130 2,994 2,096 5 61,123 3,148 2,203 6 64,271 3,310 2,317 7 67,581 3,480 2,436 8 71,062 3,660 2,562 9 74,721 3,848 2,694 10 78,569 4,046 2,832 11 82,616 4,255 2,978 12 86,870 4,474 3,132 13 91,344 4,704 3,293 14 96,049 4,946 3,463 15 100,995 5,201 3,641 16 106,196 5,469 3,828 17 111,665 5,751 4,026 18 117,416 6,047 4,233 19 123,463 6,358 4,451 20 129,821 6,686 4,680 TOTAL $86,507 $60,555
J Dally
June 13, 2023 |
5% + on a savings rate is attractive, but the phone reps are trained to tell people as a first response to come to a branch to address any inquiries. (Thankfully, I don't live in Florida but I also means I cannot do that). Ended up being somewhat helpful. I will try to keep the account.