The Peoples Bank Co. is an FDIC insured institution headquartered at
112 W Main St, Coldwater, OH 45828.
It was founded in
1905 and has approximately $1 billion in
assets. Customers can open an account at one of its 7 branches.
Deposit Rates - May 19, 2024
Loan Rates - May 19, 2024
MORTGAGE PURCHASE
APR(%)
MONTHLY PAYMENT
15 Year Fixed Jumbo
7.02%
$2,876.25
15 Year Fixed Conforming
7.05%
$2,876.25
20 Year Fixed Jumbo
7.52%
$2,577.90
20 Year Fixed Conforming
7.54%
$2,577.90
30 Year Fixed Jumbo
7.51%
$2,237.49
30 Year Fixed Conforming
7.53%
$2,237.49
MORTGAGE REFINANCE
APR(%)
MONTHLY PAYMENT
15 Year Fixed Jumbo
7.02%
$2,876.25
15 Year Fixed Conforming
7.05%
$2,876.25
20 Year Fixed Jumbo
7.52%
$2,577.90
20 Year Fixed Conforming
7.54%
$2,577.90
30 Year Fixed Jumbo
7.51%
$2,237.49
30 Year Fixed Conforming
7.53%
$2,237.49
Overview 2024
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 13220
Date Established
1905
Assets
$ 730.81 million
Loans
$ 365.29 million
Deposits
$ 634.58 million
Capital
$ 51.43 million
Summary Balance Sheet as of June 30, 2023
ASSETS
Cash & Balances due from depository institutions
$ 34.13 million
Interest-bearing balances
$ 9.71 million
Total securities
$ 296.42 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 365.29 million
Loan loss allowance
$ 3.68 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 0.84 million
All other assets
$ 26.53 million
Total Assets
$ 679.38 million
LIABILITIES
Total deposits
$ 634.58 million
Interest-bearing deposits
$ 483.23 million
Deposits held in domestic offices
$ 634.58 million
% insured (estimated)
79.16%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 18.00 million
Subordinated debt
N.A.
All other liabilities
$ 1.56 millionn
Total Liabilities
$ 679.38 million
Shareholders’ Equity
$ 51.43 million
Summary Income Statement as of June 30, 2023
INCOME AND EXPENSES
Total Interest Income
$ 25.87 million
Total Interest Expense
$ 7.76 million
Net interest income
$ 18.10 million
Provision for loan and lease losses
N.A.
Total non interest income
$ 2.71 million
Total non interest expense
$ 9.58 million
Pre-tax Net Operating Income
$ 5.20 million
Customer Reviews for The Peoples Bank Co.
Branches
Click on location and enter new zip number to change.
Your current location is: Columbus, OH
The Peoples Bank Co. Locations
There are currently no comments for The Peoples Bank Co.. Be the first to share your experience. Please provide comments that will help others.