Wayne Savings Community Bank
Wayne Savings Community Bank is an FDIC insured institution headquartered at
151 N Market St, Wooster, OH 44691.
It was founded in
1899 and has approximately $1 billion in
assets. Customers can open an account at one of its 11 branches.
Deposit Rates - May 19, 2024
SAVINGS RATES
APY
MIN
Savings
0.10%
$2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.30%
$10,000
Compare
6 Mo CD
0.30%
$100,000
Compare
12 Mo CD
0.50%
$10,000
Compare
12 Mo CD
0.50%
$100,000
Compare
18 Mo CD
0.50%
$10,000
Compare
18 Mo CD
0.50%
$100,000
Compare
24 Mo CD
0.50%
$10,000
Compare
24 Mo CD
0.50%
$100,000
Compare
36 Mo CD
0.50%
$10,000
Compare
36 Mo CD
0.50%
$100,000
Compare
48 Mo CD
0.50%
$10,000
Compare
48 Mo CD
0.50%
$100,000
Compare
60 Mo CD
0.50%
$10,000
Compare
60 Mo CD
0.50%
$100,000
Compare
MM RATES
APY
MIN
Money Market
0.10%
$2,500
Compare
Money Market
0.10%
$10,000
Compare
Money Market
0.15%
$25,000
Compare
VARIABLE IRA RATES
APY
MIN
Var IRA
0.10%
$1
INT CHECKING RATES
APY
MIN
Int Ckg
0.60%
$2,500
Loan Rates - May 19, 2024
MORTGAGE PURCHASE
APR(%)
MONTHLY PAYMENT
15 Year Fixed Conforming
7.38%
$2,921.16
20 Year Fixed Conforming
7.73%
$2,603.39
30 Year Fixed Conforming
7.82%
$2,292.52
MORTGAGE REFINANCE
APR(%)
MONTHLY PAYMENT
15 Year Fixed Conforming
7.38%
$2,921.16
20 Year Fixed Conforming
7.73%
$2,603.39
30 Year Fixed Conforming
7.82%
$2,292.52
AUTO LOAN RATES
APR(%)
MONTHLY PAYMENT
3 Year
3.90%
$732.44
4 Year
3.90%
$558.79
5 Year
3.90%
$454.68
Overview 2024
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 29847
Date Established
1899
Assets
$ 811.20 million
Loans
$ 670.37 million
Deposits
$ 696.33 million
Capital
$ 52.85 million
Summary Balance Sheet as of June 30, 2023
ASSETS
Cash & Balances due from depository institutions
$ 21.43 million
Interest-bearing balances
$ 17.03 million
Total securities
$ 86.41 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 670.37 million
Loan loss allowance
$ 7.28 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 2.39 million
All other assets
$ 21.59 million
Total Assets
$ 758.36 million
LIABILITIES
Total deposits
$ 696.33 million
Interest-bearing deposits
$ 598.15 million
Deposits held in domestic offices
$ 696.33 million
% insured (estimated)
88.82%
Federal funds purchased and repurchase agreements
$ 8.74 million
Trading liabilities
N.A.
Other borrowed funds
$ 18.50 million
Subordinated debt
N.A.
All other liabilities
$ 3.33 millionn
Total Liabilities
$ 758.36 million
Shareholders’ Equity
$ 52.85 million
Summary Income Statement as of June 30, 2023
INCOME AND EXPENSES
Total Interest Income
$ 35.30 million
Total Interest Expense
$ 12.92 million
Net interest income
$ 22.38 million
Provision for loan and lease losses
$ 0.53 million
Total non interest income
$ 2.82 million
Total non interest expense
$ 14.68 million
Pre-tax Net Operating Income
$ 5.11 million
Customer Reviews for Wayne Savings Community Bank
Branches
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Your current location is: Columbus, OH
Wayne Savings Community Bank Locations
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