Otros Bancos a Considerar
- USAA Federal Savings Bank
- Western Alliance Bank
- BNC National Bank
- Southwest Heritage Bank
- Goldwater Bank, N.A.
- Gateway Commercial Bank
- Mission Bank
- Scottsdale Community Bank
- Zenith Bank & Trust
- West Valley National Bank
CFG Bank es una institución asegurada por la FDIC con sede en
11 W Ridgely Rd, Lutherville, MD 21093.
Fue fundada en
1997 y tiene aproximadamente $6 mil millones en activos. Los clientes pueden abrir una cuenta en una de sus 3 sucursales.
Figure Home Equity Line NMLS ID: 1717824 / Actualizado 2026-06-18 Prestamista de Vivienda Equitativa |
#1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
Valley Strong Credit Union NMLS ID: 456506 / Actualizado 2025-10-29 Prestamista de Vivienda Equitativa |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Actualizado 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Actualizado 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
Figure Home Equity Line NMLS ID: 1717824 / Actualizado 2026-06-18 Prestamista de Vivienda Equitativa |
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Actualizado 2026-06-18 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Actualizado 2026-06-18 |
Home Equity Loans & Refinance – Cash out | $0 |
| Cash in with a HELOC | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Actualizado 2026-06-18 |
Unlock Your Home's Potential | $0 |
Spring EQ NMLS ID: 1464945 / Actualizado 2026-06-18 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
| 5.947% |
$1,868
Tarifas y Puntos
$6,899 Total
1.000 Pts ($3,200) $3,699 Honorarios |
Saxton Mortgage NMLS ID: 1717191 |
6.075% |
$1,919
Tarifas y Puntos
$2,671 Total
0.430 Pts ($1,376) $1,295 Honorarios |
| 6.093% |
$1,919
Tarifas y Puntos
$3,305 Total
1.000 Pts ($3,200) $105 Honorarios |
Copperstate Home Loans NMLS ID: 1982090 |
6.105% |
$1,919
Tarifas y Puntos
$3,759 Total
0.750 Pts ($2,400) $1,359 Honorarios |
Basis Lending, LLC NMLS ID: 2463124 |
6.145% |
$1,919
Tarifas y Puntos
$5,114 Total
0.500 Pts ($1,600) $3,515 Honorarios |
Simply PMG NMLS ID: 133739 |
6.233% |
$1,945
Tarifas y Puntos
$3,673 Total
0.743 Pts ($2,378) $1,295 Honorarios |
Valley West Mortgage NMLS ID: 65506 |
6.251% |
$1,945
Tarifas y Puntos
$4,375 Total
1.000 Pts ($3,200) $1,175 Honorarios |
Watermark Home Loans NMLS ID: 1838 |
6.254% |
$1,945
Tarifas y Puntos
$4,521 Total
0.904 Pts ($2,893) $1,628 Honorarios |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.269% |
$1,919
Tarifas y Puntos
$9,302 Total
0.782 Pts ($2,502) $6,800 Honorarios |
| 6.320% |
$1,971
Tarifas y Puntos
$2,384 Total
0.745 Pts ($2,384) $0 Honorarios |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.335% |
$1,971
Tarifas y Puntos
$2,864 Total
0.895 Pts ($2,864) $0 Honorarios |
| 6.337% |
$1,971
Tarifas y Puntos
$3,201 Total
0.614 Pts ($1,965) $1,236 Honorarios |
Loansteady NMLS ID: 1701910 |
6.365% |
$1,971
Tarifas y Puntos
$3,895 Total
0.750 Pts ($2,400) $1,495 Honorarios |
Northpointe Bank NMLS ID: 447490 |
6.378% |
$1,971
Tarifas y Puntos
$4,336 Total
0.919 Pts ($2,941) $1,395 Honorarios |
West Capital Lending NMLS ID: 1566096 |
6.382% |
$1,971
Tarifas y Puntos
$4,482 Total
0.996 Pts ($3,187) $1,295 Honorarios |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.448% |
$1,997
Tarifas y Puntos
$2,438 Total
0.762 Pts ($2,438) $0 Honorarios |
Sage Home Loan Corporation NMLS ID: 3304 |
6.477% |
$1,997
Tarifas y Puntos
$3,420 Total
0.602 Pts ($1,926) $1,494 Honorarios |
PenFed Credit Union NMLS ID: 401822 |
6.494% |
$1,997
Tarifas y Puntos
$3,995 Total
0.625 Pts ($2,000) $1,995 Honorarios |
SoFi NMLS ID: 696891 |
6.744% |
$2,049
Tarifas y Puntos
$3,937 Total
0.763 Pts ($2,442) $1,495 Honorarios |
Beeline Loans, Inc. NMLS ID: 1799947 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
|
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
Veterans United Home Loans NMLS ID: 1907 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
Rocket Mortgage NMLS ID: 3030 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
| Asegurada por la FDIC | Sí |
| Certificado FDIC | # 34294 |
| Fecha de Establecimiento | 1997 |
| Activos | $ 5.74 mil millones |
| Préstamos | $ 3.87 mil millones |
| Depósitos | $ 4.99 mil millones |
| Capital | $ 639.84 millón |
| Activos | |
| Efectivo y saldos adeudados por instituciones depositarias | $ 472.63 millón |
| Saldos que devengan intereses | $ 458.59 millón |
| Total de valores | $ 1,095.86 millón |
| Fondos federales vendidos y recompra inversa | N.A. |
| Préstamos y arrendamientos netos | $ 3.87 mil millones |
| Provisión para pérdidas de préstamos | $ 54.41 millón |
| Activos de la cuenta de trading | N.A. |
| Locales bancarios y activos fijos | N.A. |
| Otros bienes inmuebles de su propiedad | $ 36.78 millón |
| Fondo de comercio y otros intangibles | $ 61.72 millón |
| Todos los demás activos | $ 39.56 millón |
| Activos totales | $ 5.10 mil millones |
| PASIVO | |
| Depósitos totales | $ 4.99 mil millones |
| Depósitos que devengan intereses | $ 4.52 mil millones |
| Depósitos mantenidos en oficinas nacionales | $ 4.99 mil millones |
| % asegurada (estimada)" | 85.44% |
| Fondos federales adquiridos y acuerdos de recompra | N.A. |
| Pasivos comerciales | N.A. |
| Otros fondos prestados | $ 162.37 millón |
| Deuda subordinada | N.A. |
| Todos los demás pasivos | $ 25.56 millónn |
| Pasivos totales | $ 5.10 mil millones |
| Patrimonio de los accionistas | $ 639.84 millón |
| INGRESOS Y GASTOS | |
| Ingresos totales por intereses | $ 393.59 millón |
| Gasto total por Intereses | $ 174.79 millón |
| Ingresos netos por Intereses | $ 218.80 millón |
| Provisión para pérdidas por préstamos y arrendamientos | $ 18.31 millón |
| Ingresos totales no financieros | $ 37.57 millón |
| Gastos totales no financieros | $ 131.31 millón |
| Ingresos operativos netos antes de impuestos | $ 46.75 millón |
Haga clic en la ubicación e ingrese el nuevo número postal para cambiarlo."
Tu ubicación actual es: Phoenix, AZ
SueT
May 8, 2023 |
This one works fine as a savings account paying an extremely good interest rate that is always among the best, as long as you really don't need to make many transactions. Also don't try to move your money around back and forth to their CDs as you will be trying to fill out forms online and searching for a fax machine just to get things back to normal.
TRSmith
January 8, 2023 |
I live in the Baltimore area. CFG is a local Maryland-only bank. It has been heavily covered in local media that they are the leading Maryland bankers for the cannabis industry here. Some will view that positively, but I have family members who suffered grave injuries in an accident where the other driver was high two years ago. CFG was a fine local bank and I would urge them to reconsider and am banking elsewhere in the meantime.
nunya
Jun 18, 2026
Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions.
GerryG
January 4, 2023 |
I'd rather do business with a bank that values my business. They obvously do not.
Jay
November 28, 2022 |
It is a small bank and that is a tad annoying, but the experience has been good.
CJR
November 15, 2022 |
Very positive experience. Small bank in MD. Not necessarily an online bank, but they have been friendly and easy to work with.
GG - Senior
April 23, 2022 |
Thanks CFG ! Opened a 12-month CD today with the fantastic rate of 1.24%. Best rate in town. Most area banks still offering terrible rates .01% to .50%. Not at all fair when charging up to 5% for loans.
JYee
March 29, 2022 |
CFG is not the easiest of these banks to work with. That would go to Ally. But, it is just about the most competitive with rates, always showing in the top 3 on all categories on rates&info so I stick with it.
Pohl
February 11, 2022 |
Not an online bank whatsoever and shouldn't be listed as such. Cannot do anything online. Ally and all the rest let you move in and out of no penalty CDs online in 2 seconds. Here the rate went from 0.62 to 0.70% and I cannot move without calling and filling out offline paperwork to open a new savings account, calling again and filling out offline paperwork to exit existing CD, calling again and filling out offline paperwork for the new CD. This might work for someone who lives near and branch, has time to kill and isn't concerned about getting COVID from spending two days hanging out at a branch in Maryland. It doesn't work for the rest of us.
Abzie
Jun 18, 2026
@Pohl - Not my experience at all. Moving to a new no penalty CD is not as easy as Ally or some of the others used to be, but it doesn't require multiple transactions at all. I needed to open a new account online (indicated funding from CFG Bank), and to fill out a form closing the old CD (scan and return). I also needed to confirm the transaction with Heather on a recorded line. Yes a couple extra steps and yes it requires a printer and scanner, but it works.
Larry K 88
June 21, 2021 |
I've been a customer for a couple of years already, having jumped in back in 2019 when they started offering great rates on 2-year CDs online just after the Fed began cutting. Rates remain very competitive, even though rate environment has changed. Zero serious problems. I would prefer to be able to renew the CDs or change renewal terms online. Website could be more friendly and I do not feel 100% comfortable as to their web security processes. Phone support is super and seems to be provided by two women, both of whom give the impression that I am dealing with a small bank that knows me well.