LendingClub es una institución asegurada por la FDIC con sede en
2701 N Thanksgiving Way, Lehi, UT 84043.
Fue fundada en
1987 y tiene aproximadamente $10 mil millones en activos. Los clientes pueden abrir una cuenta en una de sus 3 sucursales.
| TASAS DE AHORRO | APY | MIN | |
|---|---|---|---|
|
SAV
|
4.40% | $0 | Comparar |
| TASAS DE CD | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
1.00% | $1,000 | Comparar |
|
6 Mo CD
|
4.00% | $2,500 | Comparar |
|
10 Mo CD
|
4.50% | $2,500 | Comparar |
|
12 Mo CD
|
3.75% | $2,500 | Comparar |
|
18 Mo CD
|
3.50% | $2,500 | Comparar |
|
24 Mo CD
|
3.50% | $2,500 | Comparar |
|
36 Mo CD
|
3.50% | $2,500 | Comparar |
|
48 Mo CD
|
0.10% | $500 | Comparar |
|
60 Mo CD
|
3.40% | $2,500 | Comparar |
| TARIFAS DE CHECKING INT | APY | MIN |
|---|---|---|
|
INTCK
|
0.15% | $100,000 |
Third Federal Savings and Loan NMLS ID: 449401 / Actualizado 2025-04-24 Prestamista de Vivienda Equitativa |
Intro APR: 6.990 %
After Intro:6.990 % |
$0 |
Reliant Home Funding, Inc NMLS ID: 292473 / Actualizado 2025-04-25 |
Intro APR: 7.400 %
After Intro:7.400 % |
$15,000 |
Point Digital Finance NMLS ID: Not a Lender / Actualizado 2025-04-25 |
Get up to $500k with no monthly payments, ever. | $0 |
Figure Home Equity NMLS ID: 1717824 / Actualizado 2025-04-10 |
Intro APR: 7.400 %
After Intro:7.400 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Actualizado 2025-04-18 |
Intro APR: 6.490 %
After Intro:7.750 % Intro Period: 12 months |
$25,000 |
| Home Equity Line of Credit - Equal Housing Lender | $0 |
Achieve Loans NMLS ID: 1810501 / Actualizado 2025-03-31 |
Intro APR: 8.750 %
After Intro:8.750 % |
$0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Actualizado 2025-04-25 |
Home Equity Loans & Refinance – Cash out | $0 |
| Tap Into the Equity of Your Home to Get The Cash You Need | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Actualizado 2025-04-25 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
District Lending NMLS ID: 598623 / Actualizado 2025-04-25 |
No Lender Fees | $0 |
Figure Home Equity Line NMLS ID: 1717824 / Actualizado 2025-04-25 Prestamista de Vivienda Equitativa |
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Actualizado 2025-04-25 |
Unlock Your Home's Potential | $0 |
Upstart NMLS ID: 2443873 / Actualizado 2025-04-25 |
As low as 6.3% APR on your initial draw* | $0 |
New American Funding, LLC NMLS ID: 6606 / Actualizado 2025-04-25 |
Cash-Out and Home Equity Options Available. | $0 |
Green Lending, LLC NMLS ID: 2598612 |
6.488% |
$1,997
Tarifas y Puntos
$4,008 Total
0.937 Pts ($2,998) $1,010 Honorarios |
Pure Rate Mortgage NMLS ID: 2578474 |
6.494% |
$1,997
Tarifas y Puntos
$4,010 Total
0.925 Pts ($2,960) $1,050 Honorarios |
Loansteady NMLS ID: 1701910 |
6.617% |
$2,023
Tarifas y Puntos
$3,890 Total
0.750 Pts ($2,400) $1,490 Honorarios |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.701% |
$2,049
Tarifas y Puntos
$2,512 Total
0.785 Pts ($2,512) $0 Honorarios |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.725% |
$2,049
Tarifas y Puntos
$3,330 Total
0.822 Pts ($2,630) $700 Honorarios |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.822% |
$2,076
Tarifas y Puntos
$2,378 Total
0.743 Pts ($2,378) $0 Honorarios |
PenFed Credit Union NMLS ID: 401822 |
7.034% |
$2,103
Tarifas y Puntos
$5,200 Total
0.625 Pts ($2,000) $3,200 Honorarios |
Rocket Mortgage NMLS ID: 3030 |
7.476% |
$2,211
Tarifas y Puntos
$3,200 Total
1.000 Pts ($3,200) $0 Honorarios |
FHAloans.com NMLS ID: Not a Lender |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
Top Flite Financial NMLS ID: 4181 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
Beeline Loans, Inc. NMLS ID: 1799947 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
CrossCountry Mortgage NMLS ID: 3029 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
Veterans United Home Loans NMLS ID: 1907 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
| Asegurada por la FDIC | Sí |
| Certificado FDIC | # 32551 |
| Fecha de Establecimiento | 1987 |
| Activos | $ 10.47 mil millones |
| Préstamos | $ 5.55 mil millones |
| Depósitos | $ 9.12 mil millones |
| Capital | $ 1,174.57 millón |
| Activos | |
| Efectivo y saldos adeudados por instituciones depositarias | $ 932.46 millón |
| Saldos que devengan intereses | $ 924.95 millón |
| Total de valores | $ 3.45 mil millones |
| Fondos federales vendidos y recompra inversa | N.A. |
| Préstamos y arrendamientos netos | $ 5.55 mil millones |
| Provisión para pérdidas de préstamos | $ 236.73 millón |
| Activos de la cuenta de trading | N.A. |
| Locales bancarios y activos fijos | N.A. |
| Otros bienes inmuebles de su propiedad | N.A. |
| Fondo de comercio y otros intangibles | $ 101.64 millón |
| Todos los demás activos | $ 285.83 millón |
| Activos totales | $ 9.29 mil millones |
| PASIVO | |
| Depósitos totales | $ 9.12 mil millones |
| Depósitos que devengan intereses | $ 8.68 mil millones |
| Depósitos mantenidos en oficinas nacionales | $ 9.12 mil millones |
| % asegurada (estimada)" | 87.39% |
| Fondos federales adquiridos y acuerdos de recompra | N.A. |
| Pasivos comerciales | N.A. |
| Otros fondos prestados | $ 123.44 millón |
| Deuda subordinada | N.A. |
| Todos los demás pasivos | $ 187.09 millónn |
| Pasivos totales | $ 9.29 mil millones |
| Patrimonio de los accionistas | $ 1,174.57 millón |
| INGRESOS Y GASTOS | |
| Ingresos totales por intereses | $ 902.74 millón |
| Gasto total por Intereses | $ 373.22 millón |
| Ingresos netos por Intereses | $ 529.52 millón |
| Provisión para pérdidas por préstamos y arrendamientos | $ 178.27 millón |
| Ingresos totales no financieros | $ 230.47 millón |
| Gastos totales no financieros | $ 521.32 millón |
| Ingresos operativos netos antes de impuestos | $ 107.41 millón |
Haga clic en la ubicación e ingrese el nuevo número postal para cambiarlo."
Tu ubicación actual es: Columbus, OH
JeromeK
September 18, 2022 |
Let's see. A bank with a name like "LendingClub" that is focused on predatory straight cash lending in an economy that has gone from flush with cash to a deep recession (depression?) and that has a website that is not fully flushed out and looks like it is basically an afterthought. What could go wrong?
LarryH
July 27, 2022 |
They can move the rate wherever they want to move it and I am not going to move my money back to these Bitcoin bros.
DR Durosher
July 25, 2022 |
A real shit organization. Closed the account as soon as I was credited interest. People on the phone desperately tried to be helpful and I felt sorry for them (same experience as when I call the airlines these days).
Nerd
May 14, 2022 |
Nerdwallet ranked this thing a "best online experience". They must have paid for the rating. It is the worst.
Absolute
March 1, 2022 |
Not for the faint hearted. I threw a lot of money into this one and then logged in a few months later and was asked to make an initial deposit.
Elaria
February 8, 2022 |
I couldn't get the account open. After multiple calls, the problem was fixed. Then it was opened and after five days they closed it and returned the money to me. I think I deposited too much (6 figures). in any event, I am happy to be done with them. Save yourself and the nice lady who answered the phone there some time and avoid this.
ASoc69
November 17, 2021 |
Had some fits and starts getting the account opened and getting online access which may have been due to the fact that I had been a Radius Bank customer. Mariah was super helpful by phone (she may in fact be the only person working the phone). No other complaints or concerns so far.
J Deroshear 1954
November 12, 2021 |
A .60% rate is attractive right now, but I am going to be wait to put my hard earned deposit dollars with a bank that doesn't call itself Lending Club and wasn't invented around the (now-failed) peer-to-peer lending concept.