Otros Bancos a Considerar
- USAA Federal Savings Bank
- Western Alliance Bank
- BNC National Bank
- Goldwater Bank, N.A.
- Gateway Commercial Bank
- Mission Bank
- Scottsdale Community Bank
- Zenith Bank & Trust
- Gainey Business Bank
- West Valley National Bank
LendingClub
Para obtener información sobre el banco en línea Radius Bank, haga clic aquí .
LendingClub es una institución asegurada por la FDIC con sede en
2701 N Thanksgiving Way, Lehi, UT 84043.
Fue fundada en
1987 y tiene aproximadamente $11 mil millones en activos. Los clientes pueden abrir una cuenta en una de sus 3 sucursales.
Tasas de Depósito - Julio 27, 2026
| TASAS DE AHORRO | APY | MIN | |
|---|---|---|---|
|
SAV
|
4.00% | $0 | Comparar |
|
SAV
|
3.35% | $1 | Comparar |
| TASAS DE CD | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
1.00% | $500 | Comparar |
|
6 Mo CD
|
3.90% | $500 | Comparar |
|
8 Mo CD
|
3.50% | $500 | Comparar |
|
10 Mo CD
|
3.50% | $500 | Comparar |
|
12 Mo CD
|
3.50% | $500 | Comparar |
|
14 Mo CD
|
3.50% | $500 | Comparar |
|
18 Mo CD
|
3.50% | $500 | Comparar |
|
24 Mo CD
|
3.50% | $500 | Comparar |
|
36 Mo CD
|
3.45% | $500 | Comparar |
|
48 Mo CD
|
0.10% | $500 | Comparar |
|
60 Mo CD
|
3.40% | $500 | Comparar |
| TARIFAS DE CHECKING INT | APY | MIN |
|---|---|---|
|
INTCK
|
1.00% | $2,500 |
Tasas de Interés Sobre el Valor Líquido de la Vivienda Destacadas
-
Patrocinado
-
Four Leaf Federal Credit Union
NMLS ID: 449104 / Actualizado 2026-07-27
Prestamista de Vivienda EquitativaFund home improvements, debt consolidation, major expenses, & more $0 -
Farmers Bank of Kansas City
NMLS ID: 613839 / Actualizado 2026-03-20
Prestamista de Vivienda EquitativaIntro APR: 6.750 %
After Intro:6.750 %
$25,000 -
Intro APR: 6.825 %
After Intro:6.825 %
$25,000 -
Valley Strong Credit Union
NMLS ID: 456506 / Actualizado 2025-10-29
Prestamista de Vivienda EquitativaIntro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Figure Home Equity
NMLS ID: 1717824 / Actualizado 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Actualizado 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months
$25,000 -
Figure Home Equity Line
NMLS ID: 1717824 / Actualizado 2026-07-27
Prestamista de Vivienda EquitativaHELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Actualizado 2026-07-27Get cash now in exchange for a percentage of your homes future equity. $0 -
Spring EQ
NMLS ID: 1464945 / Actualizado 2026-07-27The leader for homeowners tapping cash from their homes since 2016. $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Actualizado 2026-07-27Use Home Equity to get cash you need $0 -
Cash in with a HELOC $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Actualizado 2026-07-27Unlock Your Home's Potential $0 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Tasas Hipotecarias Fijas a 30 años Destacadas
-
Patrocinado
-
6.338% $1,945 Tarifas y Puntos $7,299 Total
0.875 Pts ($2,800)
$4,499 Honorarios -
Copperstate Home Loans
NMLS ID: 19820906.381% $1,971 Tarifas y Puntos $4,559 Total
1.000 Pts ($3,200)
$1,359 Honorarios -
Basis Lending, LLC
NMLS ID: 24631246.420% $1,971 Tarifas y Puntos $5,914 Total
0.750 Pts ($2,400)
$3,515 Honorarios -
Barrett Financial
NMLS ID: 1811066.427% $1,971 Tarifas y Puntos $5,995 Total
1.000 Pts ($3,200)
$2,795 Honorarios -
Farmers Bank of Kansas City
NMLS ID: 6138396.440% $1,997 Tarifas y Puntos $2,184 Total
0.434 Pts ($1,389)
$795 Honorarios -
6.463% $1,997 Tarifas y Puntos $3,060 Total
0.628 Pts ($2,010)
$1,050 Honorarios -
Optimum First Mortgage
NMLS ID: 2404156.472% $1,997 Tarifas y Puntos $3,265 Total
0.397 Pts ($1,270)
$1,995 Honorarios -
Northpointe Bank
NMLS ID: 4474906.610% $2,023 Tarifas y Puntos $3,686 Total
0.716 Pts ($2,291)
$1,395 Honorarios -
6.617% $2,023 Tarifas y Puntos $4,151 Total
0.911 Pts ($2,915)
$1,236 Honorarios -
Mutual of Omaha Mortgage
NMLS ID: 10258946.634% $1,997 Tarifas y Puntos $8,746 Total
0.608 Pts ($1,946)
$6,800 Honorarios -
PenFed Credit Union
NMLS ID: 4018226.644% $2,023 Tarifas y Puntos $4,795 Total
0.875 Pts ($2,800)
$1,995 Honorarios -
Loansteady
NMLS ID: 17019106.796% $2,076 Tarifas y Puntos $1,495 Total
0.000 Pts ($0)
$1,495 Honorarios -
Allied Mortgage Group, Inc.
NMLS ID: 10676.844% $2,076 Tarifas y Puntos $3,094 Total
0.967 Pts ($3,094)
$0 Honorarios -
Veterans United Home Loans
NMLS ID: 1907Tarifas y Puntos Total
Pts ($0)
$0 Honorarios -
Quicken Loans
NMLS ID: 167283Tarifas y Puntos Total
Pts ($0)
$0 Honorarios -
Tarifas y Puntos Total
Pts ($0)
$0 Honorarios -
Allied Mortgage Group, Inc.
NMLS ID: 1067Tarifas y Puntos Total
Pts ($0)
$0 Honorarios -
CrossCountry Mortgage
NMLS ID: 3029Tarifas y Puntos Total
Pts ($0)
$0 Honorarios -
Rocket Mortgage
NMLS ID: 3030Tarifas y Puntos Total
Pts ($0)
$0 Honorarios - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Descripción General 2026
Información General del Banco
| Asegurada por la FDIC | Sí |
| Certificado FDIC | # 32551 |
| Fecha de Establecimiento | 1987 |
| Activos | $ 11.47 mil millones |
| Préstamos | $ 6.23 mil millones |
| Depósitos | $ 9.95 mil millones |
| Capital | $ 1,305.66 millón |
Resumen del Balance General al December 31, 2025
| Activos | |
| Efectivo y saldos adeudados por instituciones depositarias | $ 901.25 millón |
| Saldos que devengan intereses | $ 895.01 millón |
| Total de valores | $ 3.70 mil millones |
| Fondos federales vendidos y recompra inversa | N.A. |
| Préstamos y arrendamientos netos | $ 6.23 mil millones |
| Provisión para pérdidas de préstamos | $ 275.74 millón |
| Activos de la cuenta de trading | N.A. |
| Locales bancarios y activos fijos | N.A. |
| Otros bienes inmuebles de su propiedad | N.A. |
| Fondo de comercio y otros intangibles | $ 135.58 millón |
| Todos los demás activos | $ 285.83 millón |
| Activos totales | $ 10.17 mil millones |
| PASIVO | |
| Depósitos totales | $ 9.95 mil millones |
| Depósitos que devengan intereses | $ 9.46 mil millones |
| Depósitos mantenidos en oficinas nacionales | $ 9.95 mil millones |
| % asegurada (estimada)" | 87.94% |
| Fondos federales adquiridos y acuerdos de recompra | N.A. |
| Pasivos comerciales | N.A. |
| Otros fondos prestados | $ 123.44 millón |
| Deuda subordinada | N.A. |
| Todos los demás pasivos | $ 187.09 millónn |
| Pasivos totales | $ 10.17 mil millones |
| Patrimonio de los accionistas | $ 1,305.66 millón |
Estado de resultados resumido al mes de December 31, 2025
| INGRESOS Y GASTOS | |
| Ingresos totales por intereses | $ 960.71 millón |
| Gasto total por Intereses | $ 335.87 millón |
| Ingresos netos por Intereses | $ 624.84 millón |
| Provisión para pérdidas por préstamos y arrendamientos | $ 191.32 millón |
| Ingresos totales no financieros | $ 355.98 millón |
| Gastos totales no financieros | $ 616.35 millón |
| Ingresos operativos netos antes de impuestos | $ 107.41 millón |
Reseñas de clientes para LendingClub (8)
Calificada 1.38 estrellas fuera de 5 - residencia en 8 reseñas
Sucursales
Haga clic en la ubicación e ingrese el nuevo número postal para cambiarlo."
Tu ubicación actual es: Phoenix, AZ
JeromeK
September 18, 2022 |
Let's see. A bank with a name like "LendingClub" that is focused on predatory straight cash lending in an economy that has gone from flush with cash to a deep recession (depression?) and that has a website that is not fully flushed out and looks like it is basically an afterthought. What could go wrong?
LarryH
July 27, 2022 |
They can move the rate wherever they want to move it and I am not going to move my money back to these Bitcoin bros.
DR Durosher
July 25, 2022 |
A real shit organization. Closed the account as soon as I was credited interest. People on the phone desperately tried to be helpful and I felt sorry for them (same experience as when I call the airlines these days).
Nerd
May 14, 2022 |
Nerdwallet ranked this thing a "best online experience". They must have paid for the rating. It is the worst.
Absolute
March 1, 2022 |
Not for the faint hearted. I threw a lot of money into this one and then logged in a few months later and was asked to make an initial deposit.
Elaria
February 8, 2022 |
I couldn't get the account open. After multiple calls, the problem was fixed. Then it was opened and after five days they closed it and returned the money to me. I think I deposited too much (6 figures). in any event, I am happy to be done with them. Save yourself and the nice lady who answered the phone there some time and avoid this.
ASoc69
November 17, 2021 |
Had some fits and starts getting the account opened and getting online access which may have been due to the fact that I had been a Radius Bank customer. Mariah was super helpful by phone (she may in fact be the only person working the phone). No other complaints or concerns so far.
J Deroshear 1954
November 12, 2021 |
A .60% rate is attractive right now, but I am going to be wait to put my hard earned deposit dollars with a bank that doesn't call itself Lending Club and wasn't invented around the (now-failed) peer-to-peer lending concept.