Merchants Bank, National Association
Merchants Bank, National Association es una institución asegurada por la FDIC con sede en
100 E 3rd St, Winona, MN 55987.
Fue fundada en
1875 y tiene aproximadamente $3 mil millones en activos. Los clientes pueden abrir una cuenta en una de sus 23 sucursales.
Tasas de Depósito - Mayo 04, 2026
| TASAS DE AHORRO | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Comparar |
|
Savings
|
0.10% | $2,500 | Comparar |
| TASAS DE CD | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.25% | $10,000 | Comparar |
|
6 Mo CD
|
0.10% | $10,000 | Comparar |
|
6 Mo CD
|
0.20% | $10,000 | Comparar |
|
6 Mo CD
|
0.25% | $100,000 | Comparar |
|
6 Mo CD
|
0.10% | $100,000 | Comparar |
|
6 Mo CD
|
0.20% | $100,000 | Comparar |
|
Special: 9 Mo CD
|
0.25% | $2,500 | Comparar |
|
Special: 9 Mo CD
|
0.75% | $10,000 | Comparar |
|
Special: 11 Mo CD
|
0.60% | $500 | Comparar |
|
12 Mo CD
|
0.30% | $10,000 | Comparar |
|
12 Mo CD
|
0.15% | $10,000 | Comparar |
|
12 Mo CD
|
0.35% | $10,000 | Comparar |
|
12 Mo CD
|
0.32% | $10,000 | Comparar |
|
12 Mo CD
|
0.30% | $100,000 | Comparar |
|
12 Mo CD
|
0.15% | $100,000 | Comparar |
|
12 Mo CD
|
0.35% | $100,000 | Comparar |
|
12 Mo CD
|
0.32% | $100,000 | Comparar |
|
Special: 17 Mo CD
|
0.50% | $500 | Comparar |
|
Special: 17 Mo CD
|
0.35% | $500 | Comparar |
|
18 Mo CD
|
0.30% | $10,000 | Comparar |
|
18 Mo CD
|
0.15% | $10,000 | Comparar |
|
18 Mo CD
|
0.35% | $10,000 | Comparar |
|
18 Mo CD
|
0.32% | $10,000 | Comparar |
|
18 Mo CD
|
0.30% | $100,000 | Comparar |
|
18 Mo CD
|
0.15% | $100,000 | Comparar |
|
18 Mo CD
|
0.35% | $100,000 | Comparar |
|
18 Mo CD
|
0.32% | $100,000 | Comparar |
|
Special: 19 Mo CD
|
0.35% | $2,500 | Comparar |
|
Special: 19 Mo CD
|
0.85% | $10,000 | Comparar |
|
24 Mo CD
|
0.40% | $10,000 | Comparar |
|
24 Mo CD
|
0.24% | $10,000 | Comparar |
|
24 Mo CD
|
0.50% | $10,000 | Comparar |
|
24 Mo CD
|
0.42% | $10,000 | Comparar |
|
24 Mo CD
|
0.40% | $100,000 | Comparar |
|
24 Mo CD
|
0.24% | $100,000 | Comparar |
|
24 Mo CD
|
0.50% | $100,000 | Comparar |
|
24 Mo CD
|
0.42% | $100,000 | Comparar |
|
Special: 27 Mo CD
|
0.50% | $500 | Comparar |
|
Special: 27 Mo CD
|
0.35% | $500 | Comparar |
|
Special: 29 Mo CD
|
0.50% | $2,500 | Comparar |
|
Special: 29 Mo CD
|
1.00% | $10,000 | Comparar |
|
30 Mo CD
|
0.45% | $10,000 | Comparar |
|
30 Mo CD
|
0.29% | $10,000 | Comparar |
|
30 Mo CD
|
0.55% | $10,000 | Comparar |
|
30 Mo CD
|
0.45% | $100,000 | Comparar |
|
30 Mo CD
|
0.29% | $100,000 | Comparar |
|
30 Mo CD
|
0.55% | $100,000 | Comparar |
|
36 Mo CD
|
0.50% | $10,000 | Comparar |
|
36 Mo CD
|
0.44% | $10,000 | Comparar |
|
36 Mo CD
|
0.60% | $10,000 | Comparar |
|
36 Mo CD
|
0.48% | $10,000 | Comparar |
|
36 Mo CD
|
0.50% | $100,000 | Comparar |
|
36 Mo CD
|
0.44% | $100,000 | Comparar |
|
36 Mo CD
|
0.60% | $100,000 | Comparar |
|
36 Mo CD
|
0.48% | $100,000 | Comparar |
|
Special: 37 Mo CD
|
0.50% | $500 | Comparar |
|
Special: 37 Mo CD
|
0.35% | $500 | Comparar |
|
Special: 37 Mo CD
|
0.65% | $10,000 | Comparar |
|
48 Mo CD
|
0.50% | $10,000 | Comparar |
|
48 Mo CD
|
0.44% | $10,000 | Comparar |
|
48 Mo CD
|
0.60% | $10,000 | Comparar |
|
48 Mo CD
|
0.48% | $10,000 | Comparar |
|
48 Mo CD
|
0.50% | $100,000 | Comparar |
|
48 Mo CD
|
0.44% | $100,000 | Comparar |
|
48 Mo CD
|
0.60% | $100,000 | Comparar |
| TARIFAS MM | APY | MIN | |
|---|---|---|---|
|
Mercado Monetario
|
0.05% | $2,500 | Comparar |
|
Mercado Monetario
|
0.08% | $2,500 | Comparar |
|
Mercado Monetario
|
0.10% | $2,500 | Comparar |
|
Mercado Monetario
|
0.10% | $10,000 | Comparar |
|
Mercado Monetario
|
0.12% | $10,000 | Comparar |
|
Mercado Monetario
|
0.05% | $10,000 | Comparar |
|
Mercado Monetario
|
0.15% | $25,000 | Comparar |
|
Mercado Monetario
|
0.18% | $25,000 | Comparar |
|
Mercado Monetario
|
0.10% | $25,000 | Comparar |
|
Mercado Monetario
|
0.20% | $25,000 | Comparar |
|
Mercado Monetario
|
0.12% | $25,000 | Comparar |
| TARIFAS PREMM | APY | MIN | |
|---|---|---|---|
|
Mercado Monetario Premium
|
0.50% | $10,000 | Comparar |
|
Mercado Monetario Premium
|
0.50% | $25,000 | Comparar |
| TASAS FIJAS DE IRA | APY | MIN |
|---|---|---|
|
Special: 9 Mo FIRA
|
0.25% | $2,500 |
|
Special: 9 Mo FIRA
|
0.75% | $10,000 |
|
Special: 11 Mo FIRA
|
0.60% | $500 |
|
Special: 17 Mo FIRA
|
0.35% | $500 |
|
Special: 17 Mo FIRA
|
0.50% | $500 |
|
Special: 19 Mo FIRA
|
0.35% | $2,500 |
|
Special: 19 Mo FIRA
|
0.85% | $10,000 |
|
Special: 27 Mo FIRA
|
0.50% | $500 |
|
Special: 27 Mo FIRA
|
0.35% | $500 |
|
Special: 29 Mo FIRA
|
0.50% | $2,500 |
|
Special: 29 Mo FIRA
|
1.00% | $10,000 |
|
Special: 37 Mo FIRA
|
0.50% | $500 |
|
Special: 37 Mo FIRA
|
0.35% | $500 |
| TASAS DE IRA VARIABLES | APY | MIN |
|---|---|---|
|
Var IRA
|
0.10% | $1 |
|
Var IRA
|
0.05% | $1 |
| TARIFAS DE CHECKING INT | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.05% | $1 |
|
Int Ckg
|
0.08% | $1 |
|
Int Ckg
|
0.05% | $2,500 |
|
Int Ckg
|
0.10% | $2,500 |
|
Int Ckg
|
0.08% | $2,500 |
Tasas de Interés Sobre el Valor Líquido de la Vivienda Destacadas
-
Patrocinado
-
Four Leaf Federal Credit Union
NMLS ID: 449104 / Actualizado 2026-05-04
Prestamista de Vivienda EquitativaTap into your home's equity & access the funds you need with a HELOC $0 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Actualizado 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Figure Home Equity
NMLS ID: 1717824 / Actualizado 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Actualizado 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Tasas Hipotecarias Fijas a 30 años Destacadas
-
Patrocinado
-
Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Tarifas y Puntos $0 Total
0.000 Pts ($0)
$0 Honorarios -
Reliant Home Funding, Inc.
NMLS ID: 2924735.993% $1,893 Tarifas y Puntos $4,081 Total
0.652 Pts ($2,086)
$1,995 Honorarios -
PenFed Credit Union
NMLS ID: 4018226.265% $1,945 Tarifas y Puntos $4,795 Total
0.875 Pts ($2,800)
$1,995 Honorarios -
Rocket Mortgage
NMLS ID: 3030Tarifas y Puntos Total
Pts ($0)
$0 Honorarios - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Descripción General 2026
Información General del Banco
| Asegurada por la FDIC | Sí |
| Certificado FDIC | # 8866 |
| Fecha de Establecimiento | 1875 |
| Activos | $ 2.90 mil millones |
| Préstamos | $ 2.03 mil millones |
| Depósitos | $ 2.52 mil millones |
| Capital | $ 335.62 millón |
Resumen del Balance General al September 30, 2025
| Activos | |
| Efectivo y saldos adeudados por instituciones depositarias | $ 241.88 millón |
| Saldos que devengan intereses | $ 203.41 millón |
| Total de valores | $ 438.35 millón |
| Fondos federales vendidos y recompra inversa | $ 0.30 millón |
| Préstamos y arrendamientos netos | $ 2.03 mil millones |
| Provisión para pérdidas de préstamos | $ 26.00 millón |
| Activos de la cuenta de trading | N.A. |
| Locales bancarios y activos fijos | N.A. |
| Otros bienes inmuebles de su propiedad | $ 0.97 millón |
| Fondo de comercio y otros intangibles | $ 49.47 millón |
| Todos los demás activos | $ 77.65 millón |
| Activos totales | $ 2.56 mil millones |
| PASIVO | |
| Depósitos totales | $ 2.52 mil millones |
| Depósitos que devengan intereses | $ 2.04 mil millones |
| Depósitos mantenidos en oficinas nacionales | $ 2.52 mil millones |
| % asegurada (estimada)" | 72.42% |
| Fondos federales adquiridos y acuerdos de recompra | $ 15.04 millón |
| Pasivos comerciales | N.A. |
| Otros fondos prestados | $ 9.48 millón |
| Deuda subordinada | N.A. |
| Todos los demás pasivos | $ 8.31 millónn |
| Pasivos totales | $ 2.56 mil millones |
| Patrimonio de los accionistas | $ 335.62 millón |
Estado de resultados resumido al mes de September 30, 2025
| INGRESOS Y GASTOS | |
| Ingresos totales por intereses | $ 137.46 millón |
| Gasto total por Intereses | $ 49.73 millón |
| Ingresos netos por Intereses | $ 87.74 millón |
| Provisión para pérdidas por préstamos y arrendamientos | N.A. |
| Ingresos totales no financieros | $ 33.25 millón |
| Gastos totales no financieros | $ 78.43 millón |
| Ingresos operativos netos antes de impuestos | $ 20.48 millón |
Reseñas de clientes para Merchants Bank, National Association
Sucursales
Haga clic en la ubicación e ingrese el nuevo número postal para cambiarlo."
Tu ubicación actual es: New York City, NY
Actualmente no hay comentarios para Merchants Bank, National Association. Sé el primero en compartir tu experiencia. Comparte tus comentarios para ayudar a otros.