Para obtener información sobre el banco en línea BankDirect, a division of Texas Capital Bank, haga clic aquí .
Texas Capital Bank es una institución asegurada por la FDIC con sede en
2000 Mckinney Ave, Dallas, TX 75201.
Fue fundada en
1997 y tiene aproximadamente $31 mil millones en activos. Los clientes pueden abrir una cuenta en una de sus 16 sucursales.
Datos de tasas proporcionados por RateUpdate.com. Publicados por ICB, una división del Centro de Investigación Hipotecaria, NMLS n.° 1907, Igualdad de Oportunidades en la Vivienda. Los pagos no incluyen impuestos, primas de seguro ni seguro hipotecario privado, si corresponde. Los pagos reales serán mayores con impuestos y seguro incluidos. Haga clic aquí para obtener más información sobre tasas y detalles del producto.
Datos de tasas proporcionados por RateUpdate.com. Publicados por ICB, una división del Centro de Investigación Hipotecaria, NMLS n.° 1907, Igualdad de Oportunidades en la Vivienda. Los pagos no incluyen impuestos, primas de seguro ni seguro hipotecario privado, si corresponde. Los pagos reales serán mayores con impuestos y seguro incluidos. Haga clic aquí para obtener más información sobre tasas y detalles del producto.
Descripción General 2025
Información General del Banco
Asegurada por la FDIC
Sí
Certificado FDIC
# 34383
Fecha de Establecimiento
1997
Activos
$ 30.62 mil millones
Préstamos
$ 22.18 mil millones
Depósitos
$ 25.42 mil millones
Capital
$ 3.60 mil millones
Resumen del Balance General al December 31, 2024
Activos
Efectivo y saldos adeudados por instituciones depositarias
$ 3.14 mil millones
Saldos que devengan intereses
$ 2.98 mil millones
Total de valores
$ 4.39 mil millones
Fondos federales vendidos y recompra inversa
N.A.
Préstamos y arrendamientos netos
$ 22.18 mil millones
Provisión para pérdidas de préstamos
$ 271.71 millón
Activos de la cuenta de trading
$ 23.20 millón
Locales bancarios y activos fijos
N.A.
Otros bienes inmuebles de su propiedad
N.A.
Fondo de comercio y otros intangibles
$ 1.87 millón
Todos los demás activos
$ 544.25 millón
Activos totales
$ 27.02 mil millones
PASIVO
Depósitos totales
$ 25.42 mil millones
Depósitos que devengan intereses
$ 17.75 mil millones
Depósitos mantenidos en oficinas nacionales
$ 25.42 mil millones
% asegurada (estimada)"
59.11%
Fondos federales adquiridos y acuerdos de recompra
N.A.
Pasivos comerciales
$ 57.91 millón
Otros fondos prestados
$ 2.91 mil millones
Deuda subordinada
$ 174.72 millón
Todos los demás pasivos
$ 328.29 millónn
Pasivos totales
$ 27.02 mil millones
Patrimonio de los accionistas
$ 3.60 mil millones
Estado de resultados resumido al mes de December 31, 2024
INGRESOS Y GASTOS
Ingresos totales por intereses
$ 1,731.76 millón
Gasto total por Intereses
$ 804.33 millón
Ingresos netos por Intereses
$ 927.43 millón
Provisión para pérdidas por préstamos y arrendamientos
$ 67.00 millón
Ingresos totales no financieros
$ 205.26 millón
Gastos totales no financieros
$ 752.82 millón
Ingresos operativos netos antes de impuestos
$ 116.46 millón
Reseñas de clientes para Texas Capital Bank (7)
Calificada 3.57 estrellas fuera de 5 - residencia en 7 reseñas
JQ25
July 20, 2023 |
This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts."
Phil52970
March 28, 2023 |
I've had accounts with all of the more recognized banks over the years. Bask is the best for service and transfers, and the rate is better than any other. I will stick with Bask.
NY38
December 4, 2022 |
Great rates, so I opened a new savings account. Provided CORRECT information for my existing financial institute so funds could be transferred, but nothing ever showed up. Bask had no answers. Just repeated transfer instructions.
YaT1977
November 12, 2022 |
Easy to set up. I had some difficulties with internet access after a few months, but CSR was easy to reach. I may move my money to CDs with them if they stay competitive. Good experience overall.
LRush
August 30, 2022 |
Overall a poor experience. Attracted by their excellent interest rate. Account was very easy to setup. Since then it's been problems, primarily with customer support and getting more money into the account. Check deposit feature available on mobile app but not working. No response from email customer support after 5 days but a phone call confirmed it's intentionally disabled. Tried transfer in process instead but keep hitting an undisclosed deposit limit. I am giving up on Bask.
JulianC1
May 6, 2022 |
Lots of comments in other places about delayed transfers, multiple authentication processes, inability to open joint accounts. I am not sure who is writing these comments but btw they are not from real customers. I've been a customer for two years and moved over to being a savings customer from a Advantage customer. Never had a problem and the rate is now 0.25% better than any other bank.
MarcL
March 23, 2022 |
Very good experience. Will stick with miles until we get to around 0.8 or 0.9.
Sucursales
Haga clic en la ubicación e ingrese el nuevo número postal para cambiarlo."
Tu ubicación actual es: Columbus, OH
JQ25
July 20, 2023 |
This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts."
Phil52970
March 28, 2023 |
I've had accounts with all of the more recognized banks over the years. Bask is the best for service and transfers, and the rate is better than any other. I will stick with Bask.
NY38
December 4, 2022 |
Great rates, so I opened a new savings account. Provided CORRECT information for my existing financial institute so funds could be transferred, but nothing ever showed up. Bask had no answers. Just repeated transfer instructions.
YaT1977
November 12, 2022 |
Easy to set up. I had some difficulties with internet access after a few months, but CSR was easy to reach. I may move my money to CDs with them if they stay competitive. Good experience overall.
LRush
August 30, 2022 |
Overall a poor experience. Attracted by their excellent interest rate. Account was very easy to setup. Since then it's been problems, primarily with customer support and getting more money into the account. Check deposit feature available on mobile app but not working. No response from email customer support after 5 days but a phone call confirmed it's intentionally disabled. Tried transfer in process instead but keep hitting an undisclosed deposit limit. I am giving up on Bask.
JulianC1
May 6, 2022 |
Lots of comments in other places about delayed transfers, multiple authentication processes, inability to open joint accounts. I am not sure who is writing these comments but btw they are not from real customers. I've been a customer for two years and moved over to being a savings customer from a Advantage customer. Never had a problem and the rate is now 0.25% better than any other bank.
MarcL
March 23, 2022 |
Very good experience. Will stick with miles until we get to around 0.8 or 0.9.