Texas Capital Bank es una institución asegurada por la FDIC con sede en
2000 Mckinney Ave, Dallas, TX 75201.
Fue fundada en
1997 y tiene aproximadamente $32 mil millones en activos. Los clientes pueden abrir una cuenta en una de sus 16 sucursales.
| TASAS DE AHORRO | APY | MIN | |
|---|---|---|---|
|
SAV
|
3.95% | $0 | Comparar |
| TASAS DE CD | APY | MIN | |
|---|---|---|---|
|
1 Mo CD
|
1.00% | $1,000 | Comparar |
|
3 Mo CD
|
4.05% | $1,000 | Comparar |
|
6 Mo CD
|
3.85% | $1,000 | Comparar |
|
12 Mo CD
|
3.90% | $1,000 | Comparar |
|
18 Mo CD
|
3.85% | $1,000 | Comparar |
|
24 Mo CD
|
3.75% | $1,000 | Comparar |
|
36 Mo CD
|
0.25% | $10,000 | Comparar |
|
48 Mo CD
|
0.25% | $10,000 | Comparar |
|
60 Mo CD
|
0.25% | $10,000 | Comparar |
| Loans Amounts from $25,000 - $500,000. | $0 |
Figure Home Equity NMLS ID: 1717824 / Actualizado 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Reliant Home Funding, Inc NMLS ID: 292473 / Actualizado 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Third Federal Savings and Loan NMLS ID: 449401 / Actualizado 2025-12-09 Prestamista de Vivienda Equitativa |
Intro APR: 6.990 %
After Intro:6.990 % |
$0 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Actualizado 2025-10-31 |
Intro APR: 5.990 %
After Intro:7.250 % Intro Period: 12 months |
$25,000 |
Reliant Home Funding, Inc. NMLS ID: 292473 |
5.880% |
$1,868
Tarifas y Puntos
$4,549 Total
0.798 Pts ($2,554) $1,995 Honorarios |
Farmers Bank of Kansas City NMLS ID: 613839 |
6.045% |
$1,917
Tarifas y Puntos
$1,887 Total
0.000 Pts ($0) $1,887 Honorarios |
PenFed Credit Union NMLS ID: 401822 |
6.289% |
$1,945
Tarifas y Puntos
$5,600 Total
0.750 Pts ($2,400) $3,200 Honorarios |
Quicken Loans NMLS ID: 167283 |
Tarifas y Puntos
Total
Pts ($0) $0 Honorarios |
| Asegurada por la FDIC | Sí |
| Certificado FDIC | # 34383 |
| Fecha de Establecimiento | 1997 |
| Activos | $ 31.63 mil millones |
| Préstamos | $ 23.65 mil millones |
| Depósitos | $ 26.53 mil millones |
| Capital | $ 3.29 mil millones |
| Activos | |
| Efectivo y saldos adeudados por instituciones depositarias | $ 2.50 mil millones |
| Saldos que devengan intereses | $ 2.34 mil millones |
| Total de valores | $ 4.57 mil millones |
| Fondos federales vendidos y recompra inversa | N.A. |
| Préstamos y arrendamientos netos | $ 23.65 mil millones |
| Provisión para pérdidas de préstamos | $ 277.65 millón |
| Activos de la cuenta de trading | $ 30.86 millón |
| Locales bancarios y activos fijos | N.A. |
| Otros bienes inmuebles de su propiedad | N.A. |
| Fondo de comercio y otros intangibles | $ 1.80 millón |
| Todos los demás activos | $ 544.25 millón |
| Activos totales | $ 28.34 mil millones |
| PASIVO | |
| Depósitos totales | $ 26.53 mil millones |
| Depósitos que devengan intereses | $ 18.35 mil millones |
| Depósitos mantenidos en oficinas nacionales | $ 26.53 mil millones |
| % asegurada (estimada)" | 58.97% |
| Fondos federales adquiridos y acuerdos de recompra | N.A. |
| Pasivos comerciales | $ 21.91 millón |
| Otros fondos prestados | $ 2.91 mil millones |
| Deuda subordinada | $ 134.41 millón |
| Todos los demás pasivos | $ 328.29 millónn |
| Pasivos totales | $ 28.34 mil millones |
| Patrimonio de los accionistas | $ 3.29 mil millones |
| INGRESOS Y GASTOS | |
| Ingresos totales por intereses | $ 864.12 millón |
| Gasto total por Intereses | $ 366.00 millón |
| Ingresos netos por Intereses | $ 498.13 millón |
| Provisión para pérdidas por préstamos y arrendamientos | $ 32.00 millón |
| Ingresos totales no financieros | $ 63.94 millón |
| Gastos totales no financieros | $ 354.12 millón |
| Ingresos operativos netos antes de impuestos | $ 116.46 millón |
Haga clic en la ubicación e ingrese el nuevo número postal para cambiarlo."
Tu ubicación actual es: New York City, NY
Este análisis es solo para fines demostrativos. Las tasas de ahorro pueden subir o bajar, y las tasas de los certificados de depósito podrían no ser renovables durante el período del análisis."
Tasa de Impuesto: 30%
Todos los cálculos son sólo a efectos de demostración."
| Años | Tasa 3.95% |
Interés anual |
Interés Anual (Después de Impuestos) |
| 1 | 50,000 | 1,975 | 1,383 |
| 2 | 51,975 | 2,053 | 1,437 |
| 3 | 54,028 | 2,134 | 1,494 |
| 4 | 56,162 | 2,218 | 1,553 |
| 5 | 58,381 | 2,306 | 1,614 |
| 6 | 60,687 | 2,397 | 1,678 |
| 7 | 63,084 | 2,492 | 1,744 |
| 8 | 65,575 | 2,590 | 1,813 |
| 9 | 68,166 | 2,693 | 1,885 |
| 10 | 70,858 | 2,799 | 1,959 |
| 11 | 73,657 | 2,909 | 2,037 |
| 12 | 76,567 | 3,024 | 2,117 |
| 13 | 79,591 | 3,144 | 2,201 |
| 14 | 82,735 | 3,268 | 2,288 |
| 15 | 86,003 | 3,397 | 2,378 |
| 16 | 89,400 | 3,531 | 2,472 |
| 17 | 92,931 | 3,671 | 2,570 |
| 18 | 96,602 | 3,816 | 2,671 |
| 19 | 100,418 | 3,967 | 2,777 |
| 20 | 104,384 | 4,123 | 2,886 |
| TOTAL | $58,508 | $40,955 |
| Años | Tasa 4.00% |
Interés anual |
Interés Anual (Después de Impuestos) |
| 1 | 50,000 | 2,000 | 1,400 |
| 2 | 52,000 | 2,080 | 1,456 |
| 3 | 54,080 | 2,163 | 1,514 |
| 4 | 56,243 | 2,250 | 1,575 |
| 5 | 58,493 | 2,340 | 1,638 |
| 6 | 60,833 | 2,433 | 1,703 |
| 7 | 63,266 | 2,531 | 1,771 |
| 8 | 65,797 | 2,632 | 1,842 |
| 9 | 68,428 | 2,737 | 1,916 |
| 10 | 71,166 | 2,847 | 1,993 |
| 11 | 74,012 | 2,960 | 2,072 |
| 12 | 76,973 | 3,079 | 2,155 |
| 13 | 80,052 | 3,202 | 2,241 |
| 14 | 83,254 | 3,330 | 2,331 |
| 15 | 86,584 | 3,463 | 2,424 |
| 16 | 90,047 | 3,602 | 2,521 |
| 17 | 93,649 | 3,746 | 2,622 |
| 18 | 97,395 | 3,896 | 2,727 |
| 19 | 101,291 | 4,052 | 2,836 |
| 20 | 105,342 | 4,214 | 2,950 |
| TOTAL | $59,556 | $41,689 |
JQ25
July 20, 2023 |
This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts."
Phil52970
March 28, 2023 |
I've had accounts with all of the more recognized banks over the years. Bask is the best for service and transfers, and the rate is better than any other. I will stick with Bask.
NY38
December 4, 2022 |
Great rates, so I opened a new savings account. Provided CORRECT information for my existing financial institute so funds could be transferred, but nothing ever showed up. Bask had no answers. Just repeated transfer instructions.
YaT1977
November 12, 2022 |
Easy to set up. I had some difficulties with internet access after a few months, but CSR was easy to reach. I may move my money to CDs with them if they stay competitive. Good experience overall.
LRush
August 30, 2022 |
Overall a poor experience. Attracted by their excellent interest rate. Account was very easy to setup. Since then it's been problems, primarily with customer support and getting more money into the account. Check deposit feature available on mobile app but not working. No response from email customer support after 5 days but a phone call confirmed it's intentionally disabled. Tried transfer in process instead but keep hitting an undisclosed deposit limit. I am giving up on Bask.
JulianC1
May 6, 2022 |
Lots of comments in other places about delayed transfers, multiple authentication processes, inability to open joint accounts. I am not sure who is writing these comments but btw they are not from real customers. I've been a customer for two years and moved over to being a savings customer from a Advantage customer. Never had a problem and the rate is now 0.25% better than any other bank.
MarcL
March 23, 2022 |
Very good experience. Will stick with miles until we get to around 0.8 or 0.9.