Guía de Características de la Cuenta de Ahorros
| Tasa de Interés | |
| APY | 4.32% |
| Monto Mínimo de Depósito | $1,000.00 |
| Monto Máximo de Depósito | N/A |
| Requisitos de Equilibrio | |
| Depósito Mínimo de Apertura | $1,000.00 |
| Saldo Mínimo para Evitar Comisiones | $1,000.00 |
| Saldo Mínimo Requerido | $25,000.00 |
| Honorarios | |
| Cuota de Mantenimiento Mensual | $10.00 |
| Comisiones de Cajeros Automáticos Extranjeros | N/A |
| Tarifa por Fondos Insuficientes | N/A |
| Cables Entrantes | N/A |
| Apertura de Cuenta | |
| Abierto En Línea | Sí |
| Asegurado por | F.D.I.C. |
| Declaraciones | |
| Estados de Cuenta en Papel | × |
| Estados de Cuenta En Línea | Sí |
| Banca En Línea y Telefónica | |
| Banca En Línea | Sí |
| Banca Telefónica | Sí |
| Banca Móvil | Sí |
| Depositar Cheques con Dispositivo Móvil | Sí |
| Pago de Facturas Gratuito | Sí |
| Se requieren Pagos de Facturas En Línea | Sí |
Descripción de la Cuenta
• May Add Deposits at Anytime
• No Check Writing Privileges
• New Funds Only
• $25,000+ Minimum Daily Balance to Obtain Annual Percentage Yield
• $1,000 Minimum Deposit to Open
• No more than a total of six (6) automatic or preauthorized transfers, telephone transfers, Online Banking transfers, or payment from your account each month, including payments by checks, drafts and debit cards to third parties.
• Unlimited withdrawals in person at the bank, at an ATM or by mail.
Historial de Tarifas
| Fecha | APY |
|---|---|
| Marzo 06, 2025 | 4.32% |
| Enero 15, 2025 | 4.37% |
| Diciembre 19, 2024 | 4.52% |
| Noviembre 22, 2024 | 4.65% |
| Noviembre 12, 2024 | 4.80% |
| Octubre 29, 2024 | 4.90% |
| Octubre 08, 2024 | 5.00% |
| Octubre 01, 2024 | 5.05% |
| Septiembre 20, 2024 | 5.19% |
| Agosto 28, 2024 | 5.23% |
| Septiembre 30, 2023 | 5.25% |
| Septiembre 26, 2023 | 5.20% |
Reseñas de clientes para Cfg Bank (1)
Calificada 2.00 estrellas fuera de 5 - residencia en 1 reseñas
Maricica Sloss
August 19, 2021 |
It's nice to see smaller and obscure banks come online to offer rates just at or above what everybody else is giving. There is a catch especially when these same banks have low or no amount to buy in.
What's going on is their website will collect all your banking and financial info then vanish. Maybe you will get a denial letter or maybe you will never hear from them again. You will get ghosted. You can call a customer service number they have listed on the portal and leave a whole bunch of messages. If you manage to speak to someone at a Philippine Island call center they will deny having your application.
The banks are awash in cash. They don't want your money or you for that fact talking about buying a CD. It's the way things are with the Fed and Covid 19 tamping down the interest rates.
Your sensitive financial info is worth more to these smaller obscure banks than your money is. They aren't loaning any money out anywhere in the country. In other words the banks aren't making any money. They will collect your info to use however they can.