Tu ubicación actual es: New York City, NY
| TASAS DE AHORRO | APY | MIN | |
|---|---|---|---|
|
Ahorros
|
3.77% | $1,000 | Comparar |
| TASAS DE CD | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.71% | $1,000 | Comparar |
|
9 Mo CD
|
4.01% | $1,000 | Comparar |
|
12 Mo CD
|
3.76% | $1,000 | Comparar |
|
13 Mo CD
|
3.81% | $1,000 | Comparar |
|
18 Mo CD
|
3.61% | $1,000 | Comparar |
|
24 Mo CD
|
3.51% | $1,000 | Comparar |
|
30 Mo CD
|
3.01% | $1,000 | Comparar |
El dinero que usted deposita queda retenido por CIBC Bank USA. CIBC Bank USA es una institución asegurada por la FDIC fundada en 1991. Tiene aproximadamente $60.36 mil millones en activos.
| Asegurada por la FDIC | Sí |
| Banco Matriz Asegurado | CIBC Bank USA |
| Certificado FDIC | # 33306 |
| Fecha de Establecimiento | 1991 |
| Activos | $60.36 mil millones |
| Préstamos | $37.30 mil millones |
| Depósitos | $47.59 mil millones |
| Capital | $10.69 mil millones |
Este análisis es solo para fines demostrativos. Las tasas de ahorro pueden subir o bajar, y las tasas de los certificados de depósito podrían no ser renovables durante el período del análisis."
Tasa de Impuesto: 30%
Todos los cálculos son sólo a efectos de demostración."
| Años | Tasa 3.77% |
Interés anual |
Interés Anual (Después de Impuestos) |
| 1 | 50,000 | 1,885 | 1,320 |
| 2 | 51,885 | 1,956 | 1,369 |
| 3 | 53,841 | 2,030 | 1,421 |
| 4 | 55,871 | 2,106 | 1,474 |
| 5 | 57,977 | 2,186 | 1,530 |
| 6 | 60,163 | 2,268 | 1,588 |
| 7 | 62,431 | 2,354 | 1,648 |
| 8 | 64,785 | 2,442 | 1,710 |
| 9 | 67,227 | 2,534 | 1,774 |
| 10 | 69,762 | 2,630 | 1,841 |
| 11 | 72,392 | 2,729 | 1,910 |
| 12 | 75,121 | 2,832 | 1,982 |
| 13 | 77,953 | 2,939 | 2,057 |
| 14 | 80,892 | 3,050 | 2,135 |
| 15 | 83,941 | 3,165 | 2,215 |
| 16 | 87,106 | 3,284 | 2,299 |
| 17 | 90,390 | 3,408 | 2,385 |
| 18 | 93,797 | 3,536 | 2,475 |
| 19 | 97,334 | 3,669 | 2,569 |
| 20 | 101,003 | 3,808 | 2,665 |
| TOTAL | $54,811 | $38,368 |
| Años | Tasa 4.00% |
Interés anual |
Interés Anual (Después de Impuestos) |
| 1 | 50,000 | 2,000 | 1,400 |
| 2 | 52,000 | 2,080 | 1,456 |
| 3 | 54,080 | 2,163 | 1,514 |
| 4 | 56,243 | 2,250 | 1,575 |
| 5 | 58,493 | 2,340 | 1,638 |
| 6 | 60,833 | 2,433 | 1,703 |
| 7 | 63,266 | 2,531 | 1,771 |
| 8 | 65,797 | 2,632 | 1,842 |
| 9 | 68,428 | 2,737 | 1,916 |
| 10 | 71,166 | 2,847 | 1,993 |
| 11 | 74,012 | 2,960 | 2,072 |
| 12 | 76,973 | 3,079 | 2,155 |
| 13 | 80,052 | 3,202 | 2,241 |
| 14 | 83,254 | 3,330 | 2,331 |
| 15 | 86,584 | 3,463 | 2,424 |
| 16 | 90,047 | 3,602 | 2,521 |
| 17 | 93,649 | 3,746 | 2,622 |
| 18 | 97,395 | 3,896 | 2,727 |
| 19 | 101,291 | 4,052 | 2,836 |
| 20 | 105,342 | 4,214 | 2,950 |
| TOTAL | $59,556 | $41,689 |
Wesley
May 30, 2023 |
Thank you to this site for showing this CD rate. I could not find it on the three leading sites (Bankrate, BestCashCow or Nerdwallet). Heck, I couldn't even find it easily on CIBC's own website, but that is another story. The thing that is great here is that there is only a 30 day EWP on 1-year CDs which is a nice feature as we learned during the pandemic that you really never can see what your cash needs are too far out.
Review on the Parent BankCanadienne1
October 26, 2022 |
The best bank in Canada by far. But, not competitive in the US at all. The good news is that I could move everything out to buy treasuries in my brokerage account with two clicks (unlike Synchrony which was a disaster to get out of).
Review on the Parent BankYippy1
June 14, 2022 |
Lots of these big more recognized names have long wait times to be followed by people answering the phone needing to do research in order to provide unsatisfactory answers. I have only called CIBC once or twice in many years as a customer, but this has not been my experience there.
Review on the Parent BankBecky
July 28, 2021 |
We've been customers for several years. Never a problem.
Review on the Parent Bank