Tu ubicación actual es: New York City, NY
| TASAS DE AHORRO | APY | MIN | |
|---|---|---|---|
|
Ahorros
|
3.75% | $5,000 | Comparar |
| TASAS DE CD | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
2.75% | $1,000 | Comparar |
|
11 Mo CD
|
3.35% | $1,000 | Comparar |
|
12 Mo CD
|
0.30% | $1,000 | Comparar |
|
13 Mo CD
|
3.25% | $1,000 | Comparar |
|
18 Mo CD
|
2.75% | $1,000 | Comparar |
|
24 Mo CD
|
0.40% | $1,000 | Comparar |
|
36 Mo CD
|
0.40% | $1,000 | Comparar |
|
48 Mo CD
|
0.50% | $1,000 | Comparar |
|
60 Mo CD
|
0.50% | $1,000 | Comparar |
| MONEY MARKET RATES | APY | MIN | |
|---|---|---|---|
|
Mercado Monetario
|
1.55% | $100 | Comparar |
El dinero que usted deposita queda retenido por First-Citizens Bank & Trust Company. First-Citizens Bank & Trust Company es una institución asegurada por la FDIC fundada en 1898. Tiene aproximadamente $229.41 mil millones en activos.
| Asegurada por la FDIC | Sí |
| Banco Matriz Asegurado | First-Citizens Bank & Trust Company |
| Certificado FDIC | # 11063 |
| Fecha de Establecimiento | 1898 |
| Activos | $229.41 mil millones |
| Préstamos | $139.77 mil millones |
| Depósitos | $160.30 mil millones |
| Capital | $22.68 mil millones |
Este análisis es solo para fines demostrativos. Las tasas de ahorro pueden subir o bajar, y las tasas de los certificados de depósito podrían no ser renovables durante el período del análisis."
Tasa de Impuesto: 30%
Todos los cálculos son sólo a efectos de demostración."
| Años | Tasa 3.75% |
Interés anual |
Interés Anual (Después de Impuestos) |
| 1 | 50,000 | 1,875 | 1,313 |
| 2 | 51,875 | 1,945 | 1,362 |
| 3 | 53,820 | 2,018 | 1,413 |
| 4 | 55,839 | 2,094 | 1,466 |
| 5 | 57,933 | 2,172 | 1,521 |
| 6 | 60,105 | 2,254 | 1,578 |
| 7 | 62,359 | 2,338 | 1,637 |
| 8 | 64,697 | 2,426 | 1,698 |
| 9 | 67,124 | 2,517 | 1,762 |
| 10 | 69,641 | 2,612 | 1,828 |
| 11 | 72,252 | 2,709 | 1,897 |
| 12 | 74,962 | 2,811 | 1,968 |
| 13 | 77,773 | 2,916 | 2,042 |
| 14 | 80,689 | 3,026 | 2,118 |
| 15 | 83,715 | 3,139 | 2,198 |
| 16 | 86,854 | 3,257 | 2,280 |
| 17 | 90,111 | 3,379 | 2,365 |
| 18 | 93,491 | 3,506 | 2,454 |
| 19 | 96,996 | 3,637 | 2,546 |
| 20 | 100,634 | 3,774 | 2,642 |
| TOTAL | $54,408 | $38,085 |
| Años | Tasa 4.00% |
Interés anual |
Interés Anual (Después de Impuestos) |
| 1 | 50,000 | 2,000 | 1,400 |
| 2 | 52,000 | 2,080 | 1,456 |
| 3 | 54,080 | 2,163 | 1,514 |
| 4 | 56,243 | 2,250 | 1,575 |
| 5 | 58,493 | 2,340 | 1,638 |
| 6 | 60,833 | 2,433 | 1,703 |
| 7 | 63,266 | 2,531 | 1,771 |
| 8 | 65,797 | 2,632 | 1,842 |
| 9 | 68,428 | 2,737 | 1,916 |
| 10 | 71,166 | 2,847 | 1,993 |
| 11 | 74,012 | 2,960 | 2,072 |
| 12 | 76,973 | 3,079 | 2,155 |
| 13 | 80,052 | 3,202 | 2,241 |
| 14 | 83,254 | 3,330 | 2,331 |
| 15 | 86,584 | 3,463 | 2,424 |
| 16 | 90,047 | 3,602 | 2,521 |
| 17 | 93,649 | 3,746 | 2,622 |
| 18 | 97,395 | 3,896 | 2,727 |
| 19 | 101,291 | 4,052 | 2,836 |
| 20 | 105,342 | 4,214 | 2,950 |
| TOTAL | $59,556 | $41,689 |
Something has changed
May 3, 2023 |
Something changed with CIT. They are offering a higher rate, but funding it by substantially increasing the hold times on transfers out and in. Marcus is terrible with the rates, but I can still get my money in and out fast. I thought CIT was always better. Now, less sure.
Review on the Parent BankWont open account
April 18, 2023 |
Sorry, we can not open account for you at this time. ????
Review on the Parent BankHoldtimes
October 13, 2022 |
I just banks by their hold times and this one is out of hand now. Fortunately, they do have a call back option (and they do call back much later). My prior experiences with the bank would lead to a 5-star rating, but I am giving it 4-stars because it does sometimes take hours (even with the call back).
Review on the Parent Bank