Savings Account Features Guide
| Interest Rate |
| APY |
4.45% |
| Minimum Deposit Amount |
$100.00 |
| Maximum Deposit Amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
$100.00 |
| Minimum Balance to Avoid Fees |
$100.00 |
| Minimum Required Balance |
$100.00 |
| Fees |
| Monthly Maintenance Fee |
$10.00 |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
N/A
|
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
× |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
× |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• Available to anyone who is at least 18 years of age and a US citizen
• Incoming Wire Fee waived by FitnessBank
• $100 minimum opening deposit
• $10 maintenance fee, waived with $100 minimum average daily balance
• Interest earned on balances over $100
• A $10 excessive withdrawal charge will be assessed for each debit transaction (withdrawal, automatic transfer or payment) in excess of the 6 permitted
• Free online banking
• Free external account transfers
• Free eStatements
Rate History
|
Date
|
APY
|
|
September 06, 2025
|
4.45%
|
|
August 05, 2025
|
4.50%
|
|
February 04, 2025
|
4.55%
|
|
January 02, 2025
|
4.75%
|
|
December 02, 2024
|
4.90%
|
|
October 03, 2023
|
5.00%
|
|
August 20, 2023
|
4.75%
|
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