Savings Account Features Guide
| Interest Rate | |
| APY | 5.00% |
| Minimum deposit amount | $100.00 |
| Maximum deposit amount | N/A |
| Balance Requirements | |
| Minimum Opening Deposit | $100.00 |
| Minimum Balance to Avoid Fees | $100.00 |
| Minimum Required Balance | $100.00 |
| Fees | |
| Monthly Maintenance Fee | $10.00 |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | N/A |
| Incoming Wires | N/A |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
| Statements | |
| Paper Statements | × |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | × |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | Yes |
| Online Bill Payments Required | Yes |
Account Description
• Available to anyone who is at least 18 years of age and a US citizen
• Incoming Wire Fee waived by FitnessBank
• $100 minimum opening deposit
• $10 maintenance fee, waived with $100 minimum average daily balance
• Interest earned on balances over $100
• A $10 excessive withdrawal charge will be assessed for each debit transaction (withdrawal, automatic transfer or payment) in excess of the 6 permitted
• Free online banking
• Free external account transfers
• Free eStatements