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AI Usage & Data Scraping Policy - Last Updated: January 1, 2026
Ownership of Intellectual Property
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Prohibited AI & Automated Use
RatesAndInfo.com hereby expressly reserves all rights for the use of its Content for text and data mining purposes. Unauthorized use of this website’s Content for the development or training of software programs, including but not limited to machine learning and artificial intelligence (AI) systems, is strictly prohibited. Except as expressly permitted by RatesAndInfo.com in writing, you may not:
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* Create derivative works via AI that mimic the specific style, voice, or proprietary data of this website.
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Required Attribution for Permitted Use
Where we grant permission for the use of Content, or where use is protected under "Fair Use" or "Fair Dealing" laws, the following citation format is mandatory:
Source: www.ratesandinfo.com
Author: RatesAndInfo.com
Original URL: [Direct Link to Content]
Date Accessed: [Current Date]
Advertiser Disclosure for Deposit and Lending Products
RatesAndInfo is an independent advertising-supported website. We scan rates from over 8,000 banks and 7,700 credit unions to find and display the best deals for those looking to earn and save more. Some of the offers appearing on this site are from advertisers from which this website receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). While we endeavor to be the most comprehensive U.S.-based website, it is possible that this website does not include all providers or product offers available in the marketplace.
This content on this site is not provided or commissioned by any advertiser. Opinions expressed on this site are independent of all advertisers, and have not been reviewed, approved or otherwise endorsed by them.
Advertiser Disclosure for Credit Card Products
Credit card information on this site is generated by RatesAndInfo and includes RatesAndInfo’s commentary about the credit card product listed. It may include references to products from one or more of advertisers, but no content herein has not been reviewed, approved or endorsed by any advertiser. We may receive compensation when you click on links to those products. Additional terms may apply.