Savings Account Features Guide
| Interest Rate |
| APY |
3.60% |
| Minimum Deposit Amount |
$0.00 |
| Maximum Deposit Amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
- |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
- |
| Fees |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
$25.00 |
| Incoming Wires |
$15.00 |
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
Yes |
| Online Statements |
× |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• No monthly maintenance fees or minimum balance requirements.
• This type of account there’s a limit of 6 withdrawals per statement cycle.
• Standard or expedited ACH transfers.
• Copies of online statements.
Rate History
|
Date
|
APY
|
|
March 29, 2025
|
3.60%
|
|
February 25, 2025
|
3.70%
|
|
January 14, 2025
|
3.80%
|
|
January 14, 2025
|
3.85%
|
|
November 21, 2024
|
3.85%
|
|
September 26, 2024
|
4.00%
|
|
April 23, 2024
|
4.20%
|
|
March 16, 2024
|
4.25%
|
|
March 06, 2024
|
4.35%
|
|
August 20, 2023
|
4.40%
|
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