Certificate of Deposit Features Guide
Interest Rate |
APY |
4.00% |
Term Length |
24 Month |
Minimum deposit amount |
$0.00 |
Maximum deposit amount |
$250,000.00 |
Balance Requirements |
Minimum Opening Deposit |
- |
Minimum Balance to Avoid Fees |
- |
Minimum Required Balance |
- |
Fees |
Early withdrawal penalty |
270 days interest |
Monthly Maintenance Fee |
N/A |
Foreign ATM Fees |
N/A |
Insufficient Funds Fee |
N/A
|
Incoming Wires |
N/A
|
Account Opening |
Open Online |
Yes |
Insured by |
F.D.I.C.
|
Statements |
Paper Statements |
Yes |
Online Statements |
Yes |
Online and Telephone Banking |
Online Banking |
Yes |
Telephone Banking |
Yes |
Mobile Banking |
Yes |
Deposit Checks with Mobile Device |
Yes |
Free Bill Pay |
Yes |
Online Bill Payments Required |
Yes |
Account Description
• No minimums, no monthly fees.
• 24/7 superior customer service.
• Compounding daily, depositing monthly.
• Maximum of nine (9) transfers or withdrawals per statement cycle. There is no limit on the number of deposits can be made.
Rate History
Date
|
APY
|
April 22, 2024 |
4.00%
|
November 27, 2023 |
4.75%
|
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