Certificate of Deposit Features Guide
| Interest Rate |
| APY |
3.50% |
| Term Length |
12 Month |
| Minimum Deposit Amount |
$0.00 |
| Maximum Deposit Amount |
$250,000.00 |
| Balance Requirements |
| Minimum Opening Deposit |
- |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
- |
| Fees |
| Early Withdrawal Penalty |
270 days interest |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
N/A
|
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• No minimums, no monthly fees.
• 24/7 superior customer service.
• Compounding daily, depositing monthly.
• Maximum of nine (9) transfers or withdrawals per statement cycle. There is no limit on the number of deposits can be made.
Rate History
|
Date
|
APY
|
|
May 26, 2025
|
3.50%
|
|
May 16, 2025
|
3.85%
|
|
January 18, 2025
|
3.60%
|
|
October 03, 2024
|
3.85%
|
|
May 13, 2024
|
4.35%
|
|
April 22, 2024
|
4.00%
|
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