Certificate of Deposit Features Guide
| Interest Rate | |
| APY | 4.00% |
| Term Length | 24 Month |
| Minimum deposit amount | $0.00 |
| Maximum deposit amount | $250,000.00 |
| Balance Requirements | |
| Minimum Opening Deposit | - |
| Minimum Balance to Avoid Fees | - |
| Minimum Required Balance | - |
| Fees | |
| Early withdrawal penalty | 270 days interest |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | N/A |
| Incoming Wires | N/A |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
| Statements | |
| Paper Statements | Yes |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | Yes |
| Online Bill Payments Required | Yes |
Account Description
• No minimums, no monthly fees.
• 24/7 superior customer service.
• Compounding daily, depositing monthly.
• Maximum of nine (9) transfers or withdrawals per statement cycle. There is no limit on the number of deposits can be made.