Savings Account Features Guide
| Interest Rate |
| APY |
3.60% |
| Minimum Deposit Amount |
$0.00 |
| Maximum Deposit Amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
- |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
- |
| Fees |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
N/A
|
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• No minimums, no monthly fees
• 24/7 superior customer service
• Easy access to your money, round-the-clock
• Up to 9 withdrawals/transfers per month
• Compounding daily, depositing monthly
• FDIC insured
• Backed by the service & reliability of American Express
Rate History
|
Date
|
APY
|
|
May 08, 2025
|
3.60%
|
|
February 25, 2025
|
3.70%
|
|
January 18, 2025
|
3.80%
|
|
October 28, 2024
|
4.00%
|
|
October 03, 2024
|
4.10%
|
|
May 13, 2024
|
4.25%
|
|
April 22, 2024
|
4.30%
|
|
December 15, 2023
|
4.35%
|
|
October 03, 2023
|
4.30%
|
|
August 30, 2023
|
4.25%
|
|
August 20, 2023
|
4.15%
|
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