Certificate of Deposit Features Guide
| Interest Rate |
| APY |
4.21% |
| Term Length |
12 Month |
| Minimum Deposit Amount |
$1,000.00 |
| Maximum Deposit Amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
$1,000.00 |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
$25,000.00 |
| Fees |
| Early Withdrawal Penalty |
30 days interest |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
$35.00 |
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• The minimum deposit is $1,000. The maximum deposit is $5,000,000.
• Interest is compounded and credited to your account on a monthly basis.
• We may charge a 30 day penalty if you withdraw your CD funds before maturity.
Rate History
|
Date
|
APY
|
|
January 07, 2025
|
4.21%
|
|
December 03, 2024
|
4.31%
|
|
November 17, 2024
|
4.43%
|
|
November 17, 2024
|
4.56%
|
|
September 25, 2024
|
4.56%
|
|
September 25, 2024
|
4.81%
|
|
September 18, 2024
|
4.81%
|
|
August 16, 2024
|
5.06%
|
|
January 09, 2024
|
5.51%
|
|
November 21, 2023
|
5.66%
|
|
August 20, 2023
|
5.36%
|
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