Savings Account with 5.05% APY
from Cit Bank, A Division Of First-citizens Bank And Trust

Savings Account Features Guide

Interest Rate
APY 5.05%
Minimum deposit amount $5,000.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $100.00
Minimum Balance to Avoid Fees -
Minimum Required Balance -
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee $25.00
Incoming Wires N/A
Account Opening
Open Online Yes
Insured by F.D.I.C.
Paper Statements ×
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes

Account Description

• Earn 7x the national average
• Quick and easy access to funds
• No monthly service fees
• 24/7 secure & award-winning banking
• A limit of six transactions per statement cycle
• Deposit checks remotely and make transfers with the CIT Bank mobile app
• Interest earned on entire daily balance. Compounded daily; paid monthly
• Excessive Transaction Fee : $10 per transaction; assessed from the first violation. $50 monthly cap.