Certificate of Deposit Features Guide
| Interest Rate |
| APY |
3.35% |
| Term Length |
12 Month |
| Minimum Deposit Amount |
$5,000.00 |
| Maximum Deposit Amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
$5,000.00 |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
- |
| Fees |
| Early Withdrawal Penalty |
N/A |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
N/A
|
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
× |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
× |
| Online Bill Payments Required |
Yes |
Account Description
• Fixed interest rate
• Fund at beginning of term
• $5,000 minimum deposit
• Renew or withdraw entire balance at CD maturity; Early withdrawals subject to penalty
Rate History
|
Date
|
APY
|
|
December 15, 2025
|
3.35%
|
|
December 08, 2025
|
3.35%
|
|
November 24, 2025
|
3.35%
|
|
November 18, 2025
|
3.60%
|
|
November 14, 2025
|
3.60%
|
|
September 03, 2025
|
3.60%
|
|
April 17, 2025
|
3.50%
|
|
February 17, 2025
|
4.35%
|
|
December 23, 2024
|
4.00%
|
|
September 28, 2024
|
4.25%
|
|
August 02, 2024
|
4.50%
|
|
January 19, 2024
|
5.00%
|
|
September 22, 2023
|
5.50%
|
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