$titleTerm = "Special " Compare Analysis of Bankers Trust Company with 4.54% APY and First Foundation Bank with 3.75% APY.


Compare Analysis of Bankers Trust Company with 4.54% APY and First Foundation Bank with 3.75% APY.

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

$
PRODUCT
BANK
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
BANK TYPE
STATE

All calculations are for demonstration purposes only."

  • 1
    LOCAL CD
    $50,000
    7 Month
    4.54%
    N.A.
    $1,000
    Bank
    -
     
    SCENARIO
    Year Rate
    4.54%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,270 1,589
    2 52,270 2,373 1,661
    3 54,643 2,481 1,737
    4 57,124 2,593 1,815
    5 59,717 2,711 1,898
    6 62,428 2,834 1,984
    7 65,263 2,963 2,074
    8 68,226 3,097 2,168
    9 71,323 3,238 2,267
    10 74,561 3,385 2,370
    11 77,946 3,539 2,477
    12 81,485 3,699 2,590
    13 85,184 3,867 2,707
    14 89,052 4,043 2,830
    15 93,095 4,226 2,959
    16 97,321 4,418 3,093
    17 101,740 4,619 3,233
    18 106,359 4,829 3,380
    19 111,187 5,048 3,534
    20 116,235 5,277 3,694
    TOTAL $71,512 $50,059
  • 2
    ONLINE SAVINGS
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    Bank
    -
    SCENARIO
    Year Rate
    3.75%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085