Compare Analysis of KS StateBank with 4.27% APY and First Foundation Bank with 3.75% APY.

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

$
PRODUCT
BANK
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
BANK TYPE
STATE

All calculations are for demonstration purposes only."

  • 1
    LOCAL CD
    KS StateBank
    $50,000
    60 Month
    4.27%
    4.63x (National Avg. - 0.92%)
    $100,000
    Bank
    -
     
    SCENARIO
    Year Rate
    4.27%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,135 1,495
    2 52,135 2,226 1,558
    3 54,361 2,321 1,625
    4 56,682 2,420 1,694
    5 59,103 2,524 1,767
    6 61,626 2,631 1,842
    7 64,258 2,744 1,921
    8 67,002 2,861 2,003
    9 69,863 2,983 2,088
    10 72,846 3,111 2,177
    11 75,956 3,243 2,270
    12 79,200 3,382 2,367
    13 82,581 3,526 2,468
    14 86,108 3,677 2,574
    15 89,784 3,834 2,684
    16 93,618 3,998 2,798
    17 97,616 4,168 2,918
    18 101,784 4,346 3,042
    19 106,130 4,532 3,172
    20 110,662 4,725 3,308
    TOTAL $65,387 $45,771
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    $50,000
    N.A.
    3.75%
    7.93x (National Avg. - 0.47%)
    $1,000
    Bank
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085