Compare Analysis of KS StateBank with 4.37% APY and First Foundation Bank with 3.75% APY.

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

$
PRODUCT
BANK
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
BANK TYPE
STATE

All calculations are for demonstration purposes only."

  • 1
    LOCAL CD
    KS StateBank
    $50,000
    36 Month
    4.37%
    5.80x (National Avg. - 0.75%)
    $100,000
    Bank
    -
     
    SCENARIO
    Year Rate
    4.37%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,185 1,530
    2 52,185 2,280 1,596
    3 54,465 2,380 1,666
    4 56,846 2,484 1,739
    5 59,330 2,593 1,815
    6 61,922 2,706 1,894
    7 64,629 2,824 1,977
    8 67,453 2,948 2,063
    9 70,400 3,076 2,154
    10 73,477 3,211 2,248
    11 76,688 3,351 2,346
    12 80,039 3,498 2,448
    13 83,537 3,651 2,555
    14 87,187 3,810 2,667
    15 90,998 3,977 2,784
    16 94,974 4,150 2,905
    17 99,124 4,332 3,032
    18 103,456 4,521 3,165
    19 107,977 4,719 3,303
    20 112,696 4,925 3,447
    TOTAL $67,621 $47,334
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    $50,000
    N.A.
    3.75%
    7.93x (National Avg. - 0.47%)
    $1,000
    Bank
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085