Compare Analysis of Listerhill with 4.43% APY and First Foundation Bank with 3.75% APY.

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

$
PRODUCT
BANK
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
BANK TYPE
STATE

All calculations are for demonstration purposes only."

  • 1
    LOCAL CD
    Listerhill
    $50,000
    18 Month
    4.43%
    7.66x (National Avg. - 0.58%)
    $500
    Credit Union
    -
     
    SCENARIO
    Year Rate
    4.43%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,215 1,551
    2 52,215 2,313 1,619
    3 54,528 2,416 1,691
    4 56,944 2,523 1,766
    5 59,466 2,634 1,844
    6 62,101 2,751 1,926
    7 64,852 2,873 2,011
    8 67,725 3,000 2,100
    9 70,725 3,133 2,193
    10 73,858 3,272 2,290
    11 77,130 3,417 2,392
    12 80,547 3,568 2,498
    13 84,115 3,726 2,608
    14 87,841 3,891 2,724
    15 91,733 4,064 2,845
    16 95,796 4,244 2,971
    17 100,040 4,432 3,102
    18 104,472 4,628 3,240
    19 109,100 4,833 3,383
    20 113,933 5,047 3,533
    TOTAL $68,980 $48,286
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    $50,000
    N.A.
    3.75%
    7.93x (National Avg. - 0.47%)
    $1,000
    Bank
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085