Compare Analysis of Valley First with 0.68% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

$
PRODUCT
BANK
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
BANK TYPE
STATE

All calculations are for demonstration purposes only.

  • 1
    LOCAL CD
    Valley First
    $50,000
    12 Month
    0.68%
    1.22x (National Avg. - 0.56%)
    $100,000
    Credit Union
    -
     
    SCENARIO
    Year Rate
    0.68%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 340 238
    2 50,340 342 240
    3 50,682 345 241
    4 51,027 347 243
    5 51,374 349 245
    6 51,723 352 246
    7 52,075 354 248
    8 52,429 357 250
    9 52,786 359 251
    10 53,145 361 253
    11 53,506 364 255
    12 53,870 366 256
    13 54,236 369 258
    14 54,605 371 260
    15 54,976 374 262
    16 55,350 376 263
    17 55,726 379 265
    18 56,105 382 267
    19 56,487 384 269
    20 56,871 387 271
    TOTAL $7,258 $5,080