Certificate of Deposit Features Guide
| Interest Rate |
| APY |
4.05% |
| Term Length |
12 Month |
| Minimum Deposit Amount |
$2,500.00 |
| Maximum Deposit Amount |
N/A |
| Balance Requirements |
| Minimum Opening Deposit |
$2,500.00 |
| Minimum Balance to Avoid Fees |
- |
| Minimum Required Balance |
- |
| Fees |
| Early Withdrawal Penalty |
N/A |
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
N/A
|
| Incoming Wires |
N/A
|
| Account Opening |
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
| Statements |
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
Account Description
• Annual Percentage Yield (APY) is subject to change without notice, and will be determined and fixed for the term at funding.
• Applies to personal accounts only.
• A penalty may be charged for early withdrawal.
• Minimum deposit to open is $2,500.
• No fees.
Rate History
|
Date
|
APY
|
|
November 12, 2025
|
4.05%
|
|
October 27, 2025
|
3.85%
|
|
March 06, 2025
|
4.00%
|
|
September 26, 2024
|
4.10%
|
|
March 14, 2024
|
4.70%
|
|
February 23, 2024
|
4.80%
|
|
February 01, 2024
|
4.90%
|
|
February 01, 2024
|
5.00%
|
|
January 24, 2024
|
5.00%
|
|
October 27, 2023
|
5.20%
|
|
September 21, 2023
|
5.00%
|
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