24-Month Certificate of Deposit with 4.70% APY
from Popular Direct


Certificate of Deposit Features Guide



Interest Rate
APY 4.70%
Term Length 24 Month
Minimum deposit amount $10,000.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $10,000.00
Minimum Balance to Avoid Fees -
Minimum Required Balance -
Fees
Early withdrawal penalty 270 days interest
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee $35.00
Incoming Wires N/A
Account Opening
Open Online Yes
Insured by F.D.I.C.
Statements
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes


Account Description

• $10,000 minimum balance
• Interest that compounds daily
& bullet; A safety net - deposits are insured by the FDIC
• Automatic renewals at maturity


Rate History



Date APY
March 6, 2024 4.70%
January 9, 2024 4.80%
December 27, 2023 4.90%
December 19, 2023 5.00%
December 15, 2023 5.25%
October 24, 2023 5.30%
September 26, 2023 5.10%
August 20, 2023 4.80%




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