Certificate of Deposit Features Guide
Interest Rate | |
APY | 4.70% |
Term Length | 60 Month |
Minimum deposit amount | $10,000.00 |
Maximum deposit amount | N/A |
Balance Requirements | |
Minimum Opening Deposit | $10,000.00 |
Minimum Balance to Avoid Fees | - |
Minimum Required Balance | - |
Fees | |
Early withdrawal penalty | 730 days interest |
Monthly Maintenance Fee | N/A |
Foreign ATM Fees | N/A |
Insufficient Funds Fee | $35.00 |
Incoming Wires | N/A |
Account Opening | |
Open Online | Yes |
Insured by | F.D.I.C. |
Statements | |
Paper Statements | Yes |
Online Statements | Yes |
Online and Telephone Banking | |
Online Banking | Yes |
Telephone Banking | Yes |
Mobile Banking | Yes |
Deposit Checks with Mobile Device | Yes |
Free Bill Pay | Yes |
Online Bill Payments Required | Yes |
Account Description
• $10,000 minimum balance
• Interest that compounds daily
& bullet; A safety net - deposits are insured by the FDIC
• Automatic renewals at maturity