Savings Account Features Guide
|Minimum deposit amount||$0.00|
|Maximum deposit amount||$250,000.00|
|Minimum Opening Deposit||$25.00|
|Minimum Balance to Avoid Fees||-|
|Minimum Required Balance||-|
|Monthly Maintenance Fee||N/A|
|Foreign ATM Fees||N/A|
|Insufficient Funds Fee||$30.00|
|Online and Telephone Banking|
|Deposit Checks with Mobile Device||Yes|
|Free Bill Pay||Yes|
|Online Bill Payments Required||Yes|
• The required minimum opening deposit is $25.
• For any month in which the account's average daily balance is below $25, a $5 fee applies.
• The minimum opening deposit requirement and monthly account fee are waived for residents of Rhode Island.
• No monthly account fee with minimum balance.
• Mobile check deposits.
• TIAA Bank does not charge its clients ATM fees at TIAA Bank or other financial institution ATMs.
• Automatically reimburse to the clients for other financial institution ATM fees on U.S. ATM transactions during any month that the average daily balance for the account is at least $5,000. For balances under $5,000, it will reimburse to the clients up to $15 in ATM fees monthly.